Bajaj Finserv Balanced Advantage Fund vs UTI Balanced Advantage Fund
Bajaj Finserv Balanced Advantage Fund and UTI Balanced Advantage Fund are both Balanced Advantage funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +10.14%, 5-year CAGR — vs —, volatility 11.51% vs 9.21%, maximum drawdown −12.52% vs −10.47%. Their portfolios overlap by 39.4% (22 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | UTI Mutual Fund |
| Compared as | Balanced Advantage | Balanced Advantage |
| NAV | ₹12.6700 | ₹13.5436 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 18 Dec 2023 | 17 Aug 2023 |
| Track record | 2.9 yrs | 3.2 yrs |
| Fund size (AUM) | ₹1,207 Cr | — |
| Securities held | 58 | 86 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| 1 month | +7.06% | +6.92% |
| 3 months | +2.19% | +2.14% |
| 6 months | +7.18% | +5.13% |
| 1 year | +5.95% | +2.13% |
| 3 years (CAGR) | — | +10.14% |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +8.48% | +10.03% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| 2026 (year to date) | +4.45% | +0.30% |
| 2025 | +10.06% | +10.20% |
| 2024 | +8.82% | +12.52% |
Risk
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Volatility (annualised) ⓘ | 11.51% | 9.21% |
| Downside volatility ⓘ | 8.33% | 6.56% |
| Sharpe ratio ⓘ | 0.17 | 0.40 |
| Sortino ratio ⓘ | 0.24 | 0.55 |
| Maximum drawdown ⓘ | −12.52% | −10.47% |
| Recovery from that fall | 7 months | — |
| Current fall from peak | 0.00% | −0.22% |
| Rolling 1-year return: worst | −3.59% | −5.53% |
| Rolling 1-year return: median | +5.14% | +8.67% |
| Rolling 1-year return: best | +14.91% | +25.03% |
| Share of 1-year periods with a loss | 8.99% | 15.64% |
Against each fund's benchmark
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Beta ⓘ | 0.76 | 0.59 |
| Alpha (Jensen's, annualised) ⓘ | +0.89% | +0.52% |
| R² ⓘ | 95.78 | 95.24 |
| Upside capture | 85.48% | 67.28% |
| Downside capture | 72.66% | 51.05% |
| Tracking error | 4.10% | 6.42% |
| Information ratio | 0.44 | 0.01 |
| Treynor ratio | -1.35 | 3.48 |
Portfolio
Asset mix
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Equity | 82.84% | 68.71% |
| Cash & equivalents | 11.50% | 4.82% |
| Debt | 5.66% | 24.98% |
| REITs / InvITs | 0.00% | 1.47% |
Market-cap split (share of fund assets)
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Large Cap | 68.50% | 57.31% |
| Mid Cap | 8.34% | 7.25% |
| Small Cap | 4.46% | 3.14% |
| Unclassified | 1.54% | 1.01% |
Concentration
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Top 10 holdings | 41.48% | 39.07% |
| Effective number of stocks ⓘ | 36.1 | 42.7 |
| Securities held | 58 | 86 |
Portfolio overlap: 39.4%
22 companies are held by both funds; by weight, 39.4% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Bajaj Finserv Balanced Advantage | UTI Balanced Advantage |
|---|---|---|
| HDFC Bank Limited | 9.11% | 6.71% |
| ICICI Bank Limited | 5.83% | 6.61% |
| Reliance Industries Limited | 5.26% | 4.29% |
| Bharti Airtel Limited | 4.77% | 3.50% |
| State Bank of India | 2.45% | 2.73% |
| Bajaj Finance Limited | 3.51% | 2.29% |
| Axis Bank Limited | 2.04% | 2.91% |
| Larsen & Toubro Limited | 2.22% | 1.52% |
| Eternal Limited | 1.46% | 2.51% |
| Infosys Limited | 1.44% | 2.73% |
| UltraTech Cement Limited | 1.90% | 1.29% |
| Titan Company Limited | 1.25% | 1.89% |
| ITC Limited | 1.69% | 1.03% |
| JSW Steel Limited | 1.09% | 0.88% |
| SBI Life Insurance Company Limited | 0.80% | 0.66% |
Top 10 holdings
Bajaj Finserv Balanced Advantage
- HDFC Bank Limited9.11%
- ICICI Bank Limited5.83%
- Reliance Industries Limited5.26%
- Bharti Airtel Limited4.77%
- Bajaj Finance Limited3.51%
- Divi's Laboratories Limited3.07%
- GlaxoSmithKline Pharmaceuticals Limited2.64%
- Tata Steel Ltd.2.62%
- State Bank of India2.45%
- Larsen & Toubro Limited2.22%
UTI Balanced Advantage
- HDFC Bank Limited6.71%
- ICICI Bank Limited6.61%
- Reliance Industries Limited4.29%
- Government of India (10/04/2028)3.71%
- Bharti Airtel Limited3.50%
- Kotak Mahindra Bank Limited3.37%
- Axis Bank Limited2.91%
- Infosys Limited2.73%
- State Bank of India2.73%
- Eternal Limited2.51%
Sector exposure
| Bajaj Finserv Balanced Advantage | UTI Balanced Advantage | |
|---|---|---|
| Banks | 22.22% | 23.06% |
| CRISIL AAA | 3.05% | 11.12% |
| Pharmaceuticals & Biotechnology | 8.89% | 2.61% |
| Finance | 6.61% | 2.29% |
| IT - Software | 2.47% | 5.68% |
| CRISIL A1+ | 0.00% | 5.48% |
| Petroleum Products | 5.26% | 4.29% |
| Sovereign | 0.58% | 4.93% |
| Telecom - Services | 4.77% | 3.50% |
| Automobiles | 2.17% | 4.75% |
| Ferrous Metals | 4.68% | 0.90% |
| Diversified FMCG | 3.59% | 1.03% |
| Cement & Cement Products | 3.32% | 1.29% |
| Consumer Durables | 2.04% | 3.30% |
Questions people ask
What is the difference between Bajaj Finserv Balanced Advantage and UTI Balanced Advantage returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +5.95% vs +2.13%; 3-year CAGR — vs +10.14%; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Bajaj Finserv Balanced Advantage and UTI Balanced Advantage compare on risk?
Volatility (36 monthly returns, annualised) 11.51% vs 9.21%; Sharpe ratio 0.17 vs 0.40; Sortino ratio 0.24 vs 0.55; maximum drawdown −12.52% vs −10.47%; beta 0.76 vs 0.59.
How much do Bajaj Finserv Balanced Advantage and UTI Balanced Advantage overlap?
By weight, 39.4% of the two portfolios is invested in the same companies; 22 stocks are held by both, the largest shared positions being HDFC Bank Limited, ICICI Bank Limited, Reliance Industries Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Bajaj Finserv Balanced Advantage and UTI Balanced Advantage?
Bajaj Finserv Balanced Advantage: large cap 68.5%, mid cap 8.3%, small cap 4.5%. UTI Balanced Advantage: large cap 57.3%, mid cap 7.3%, small cap 3.1% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.