Bajaj Finserv Banking and Financial Services Fund vs ICICI Prudential Banking & Financial Services Fund
Bajaj Finserv Banking and Financial Services Fund and ICICI Prudential Banking & Financial Services Fund are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +11.65%, 5-year CAGR — vs +9.61%, volatility — vs 15.23%, maximum drawdown −15.58% vs −47.76%. Their portfolios overlap by 55.9% (18 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹10.1280 | ₹153.6300 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 3 Dec 2025 | 2 Jan 2013 |
| Track record | 0.9 yrs | 13.8 yrs |
| Fund size (AUM) | ₹469 Cr | ₹10,774 Cr |
| Securities held | 37 | 57 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| 1 month | +6.31% | +6.83% |
| 3 months | −0.06% | +3.29% |
| 6 months | +4.55% | +4.54% |
| 1 year | — | −0.30% |
| 3 years (CAGR) | — | +11.65% |
| 5 years (CAGR) | — | +9.61% |
| 7 years (CAGR) | — | +11.43% |
| 10 years (CAGR) | — | +12.60% |
| Since launch (CAGR) | — | +14.57% |
| SIP return (XIRR, 5 years) ⓘ | — | +10.76% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| 2026 (year to date) | +0.59% | −1.96% |
| 2025 | — | +16.78% |
| 2024 | — | +12.52% |
| 2023 | — | +18.86% |
| 2022 | — | +12.95% |
| 2021 | — | +24.45% |
Risk
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Volatility (annualised) ⓘ | — | 15.23% |
| Downside volatility ⓘ | — | 10.48% |
| Sharpe ratio ⓘ | — | 0.34 |
| Sortino ratio ⓘ | — | 0.49 |
| Maximum drawdown ⓘ | −15.58% | −47.76% |
| Recovery from that fall | — | 10 months |
| Current fall from peak | −1.68% | −3.47% |
| Rolling 1-year return: worst | — | −44.09% |
| Rolling 1-year return: median | — | +15.47% |
| Rolling 1-year return: best | — | +107.57% |
| Share of 1-year periods with a loss | — | 21.74% |
Against each fund's benchmark
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Beta ⓘ | — | 0.84 |
| Alpha (Jensen's, annualised) ⓘ | — | −0.31% |
| R² ⓘ | — | 79.66 |
| Upside capture | — | 84.98% |
| Downside capture | — | 80.90% |
| Tracking error | — | 7.10% |
| Information ratio | — | -0.14 |
| Treynor ratio | — | 3.23 |
Portfolio
Asset mix
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Equity | 95.66% | 97.11% |
| Cash & equivalents | 3.22% | 1.44% |
| Mutual Fund Units | 1.12% | 0.00% |
| Debt | 0.00% | 1.49% |
Market-cap split (share of fund assets)
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Large Cap | 59.76% | 65.24% |
| Mid Cap | 10.43% | 12.47% |
| Small Cap | 20.57% | 18.38% |
| Unclassified | 4.90% | 0.98% |
Concentration
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Top 10 holdings | 62.97% | 65.02% |
| Effective number of stocks ⓘ | 15.9 | 15.5 |
| Securities held | 37 | 57 |
Portfolio overlap: 55.9%
18 companies are held by both funds; by weight, 55.9% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services |
|---|---|---|
| HDFC Bank Limited | 15.23% | 13.84% |
| ICICI Bank Limited | 12.61% | 13.46% |
| State Bank of India | 8.21% | 5.23% |
| Kotak Mahindra Bank Limited | 5.05% | 9.36% |
| Axis Bank Limited | 5.00% | 8.88% |
| SBI Life Insurance Company Limited | 2.88% | 3.16% |
| Bajaj Finserv Limited | 1.84% | 2.63% |
| Bajaj Finance Limited | 5.49% | 1.46% |
| Go Digit General Insurance Ltd | 2.32% | 1.30% |
| Max Financial Services Limited | 1.23% | 1.57% |
| BSE Limited | 1.03% | 1.62% |
| SBI Funds Management Limited | 2.91% | 0.98% |
| Cholamandalam Investment and Finance Company Ltd | 1.42% | 0.89% |
| Repco Home Finance Limited | 2.11% | 0.81% |
| Medi Assist Healthcare Services Limited | 0.54% | 0.79% |
Top 10 holdings
Bajaj Finserv Banking and Financial Services
- HDFC Bank Limited15.23%
- ICICI Bank Limited12.61%
- State Bank of India8.21%
- Bajaj Finance Limited5.49%
- Kotak Mahindra Bank Limited5.05%
- Axis Bank Limited5.00%
- RBL Bank Limited3.00%
- SBI Funds Management Limited2.91%
- SBI Life Insurance Company Limited2.88%
- Sundaram Finance Limited2.59%
ICICI Prudential Banking & Financial Services
- HDFC Bank Limited13.84%
- ICICI Bank Limited13.46%
- Kotak Mahindra Bank Limited9.36%
- Axis Bank Limited8.88%
- State Bank of India5.23%
- SBI Life Insurance Company Limited3.15%
- SBI Cards and Payment Services Limited3.09%
- ICICI Lombard General Insurance Company Limited2.77%
- Bajaj Finserv Limited2.63%
- HDFC Life Insurance Company Limited2.63%
Sector exposure
| Bajaj Finserv Banking and Financial Services | ICICI Prudential Banking & Financial Services | |
|---|---|---|
| Banks | 53.45% | 52.07% |
| Finance | 19.91% | 21.92% |
| Insurance | 9.44% | 15.14% |
| Capital Markets | 10.87% | 7.75% |
| Financial Technology (Fintech) | 1.47% | 0.00% |
| Unclassified | 1.12% | 0.00% |
| Sovereign | 0.00% | 0.96% |
| Commercial Services & Supplies | 0.52% | 0.19% |
| SOV | 0.00% | 0.35% |
| SOVEREIGN | 0.00% | 0.18% |
Questions people ask
What is the difference between Bajaj Finserv Banking and Financial Services and ICICI Prudential Banking & Financial Services returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return — vs −0.30%; 3-year CAGR — vs +11.65%; 5-year CAGR — vs +9.61%; 10-year CAGR — vs +12.60%. Past returns do not indicate future returns.
How do Bajaj Finserv Banking and Financial Services and ICICI Prudential Banking & Financial Services compare on risk?
Volatility (36 monthly returns, annualised) — vs 15.23%; Sharpe ratio — vs 0.34; Sortino ratio — vs 0.49; maximum drawdown −15.58% vs −47.76%; beta — vs 0.84.
How much do Bajaj Finserv Banking and Financial Services and ICICI Prudential Banking & Financial Services overlap?
By weight, 55.9% of the two portfolios is invested in the same companies; 18 stocks are held by both, the largest shared positions being HDFC Bank Limited, ICICI Bank Limited, State Bank of India. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Bajaj Finserv Banking and Financial Services and ICICI Prudential Banking & Financial Services?
Bajaj Finserv Banking and Financial Services: large cap 59.8%, mid cap 10.4%, small cap 20.6%. ICICI Prudential Banking & Financial Services: large cap 65.2%, mid cap 12.5%, small cap 18.4% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
Bajaj Finserv Banking and Financial Services vs
- Bajaj Finserv Banking and Financial Services vs Bank of India Business Cycle
- Bajaj Finserv Banking and Financial Services vs Edelweiss Financial Services
- Bajaj Finserv Banking and Financial Services vs Kotak Banking and Financial Services
- Bajaj Finserv Banking and Financial Services vs SBI BANKING & FINANCIAL SERVICES
- Bajaj Finserv Banking and Financial Services vs Aditya Birla Sun Life Banking and Financial Services
- Bajaj Finserv Banking and Financial Services vs Baroda BNP Paribas Banking and Financial Services
ICICI Prudential Banking & Financial Services vs
- ICICI Prudential Banking & Financial Services vs Kotak Banking and Financial Services
- ICICI Prudential Banking & Financial Services vs SBI BANKING & FINANCIAL SERVICES
- ICICI Prudential Banking & Financial Services vs Aditya Birla Sun Life Banking and Financial Services
- ICICI Prudential Banking & Financial Services vs Baroda BNP Paribas Banking and Financial Services
- ICICI Prudential Banking & Financial Services vs Helios Financial Services
- ICICI Prudential Banking & Financial Services vs Mirae Asset Banking and Financial Services
All Banking & Financial Services Funds comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.