Bajaj Finserv Equity Savings Fund vs WhiteOak Capital Equity Savings Fund
Bajaj Finserv Equity Savings Fund and WhiteOak Capital Equity Savings Fund are both Equity Savings funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs —, 5-year CAGR — vs —, volatility 2.53% vs 4.25%, maximum drawdown −1.58% vs −3.79%. Their portfolios overlap by 25.4% (30 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Equity Savings | Equity Savings |
| NAV | ₹10.5850 | ₹11.8760 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 21 Aug 2025 | 13 Mar 2025 |
| Track record | 1.2 yrs | 1.6 yrs |
| Fund size (AUM) | ₹40 Cr | ₹271 Cr |
| Securities held | 46 | 137 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| 1 month | +0.52% | +1.25% |
| 3 months | −0.04% | +0.58% |
| 6 months | +1.57% | +3.84% |
| 1 year | +4.68% | +5.79% |
| 3 years (CAGR) | — | — |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +4.68% | +11.04% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| 2026 (year to date) | +3.64% | +4.18% |
Risk
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Volatility (annualised) ⓘ | 2.53% | 4.25% |
| Downside volatility ⓘ | 2.02% | 3.07% |
| Sharpe ratio ⓘ | -0.72 | 1.07 |
| Sortino ratio ⓘ | -0.90 | 1.48 |
| Maximum drawdown ⓘ | −1.58% | −3.79% |
| Recovery from that fall | — | 3 months |
| Current fall from peak | −0.13% | 0.00% |
| Rolling 1-year return: worst | +3.26% | +3.73% |
| Rolling 1-year return: median | +4.90% | +8.82% |
| Rolling 1-year return: best | +5.55% | +12.53% |
| Share of 1-year periods with a loss | 0.00% | 0.00% |
Against each fund's benchmark
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Beta ⓘ | 0.14 | 0.27 |
| Alpha (Jensen's, annualised) ⓘ | −1.29% | +3.99% |
| R² ⓘ | 78.66 | 87.50 |
| Upside capture | 25.88% | 53.70% |
| Downside capture | 2.63% | 4.80% |
| Tracking error | 14.14% | 10.82% |
| Information ratio | 0.58 | 0.87 |
| Treynor ratio | -18.56 | 9.82 |
Portfolio
Asset mix
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Equity | 63.38% | 65.59% |
| Mutual Fund Units | 18.83% | 0.00% |
| Cash & equivalents | 12.34% | 6.32% |
| REITs / InvITs | 5.45% | 8.76% |
| Debt | 0.00% | 19.33% |
Market-cap split (share of fund assets)
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Large Cap | 50.29% | 49.54% |
| Mid Cap | 5.33% | 10.27% |
| Small Cap | 7.76% | 4.94% |
| Unclassified | 0.00% | 0.84% |
Concentration
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Top 10 holdings | 52.03% | 40.79% |
| Effective number of stocks ⓘ | 18.4 | 36.5 |
| Securities held | 46 | 137 |
Portfolio overlap: 25.4%
30 companies are held by both funds; by weight, 25.4% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings |
|---|---|---|
| ICICI Bank Limited | 6.33% | 9.66% |
| HDFC Bank Limited | 4.52% | 5.84% |
| Hindalco Industries Limited | 2.49% | 1.92% |
| Axis Bank Limited | 2.97% | 1.80% |
| Kotak Mahindra Bank Limited | 2.61% | 1.68% |
| Embassy Office Parks REIT | 4.04% | 1.60% |
| The Federal Bank Limited | 2.20% | 1.05% |
| Bandhan Bank Limited | 0.81% | 1.52% |
| Bajaj Finserv Limited | 2.66% | 0.58% |
| Bharat Electronics Limited | 1.67% | 0.48% |
| Torrent Pharmaceuticals Limited | 2.19% | 0.47% |
| Titan Company Limited | 0.50% | 0.45% |
| Power Finance Corporation Limited | 0.96% | 0.44% |
| UltraTech Cement Limited | 1.42% | 0.38% |
| Cube Highways Trust | 0.90% | 0.38% |
Top 10 holdings
Bajaj Finserv Equity Savings
- Bajaj Finserv Money Market Fund-Direct Plan-Growth18.83%
- ICICI Bank Limited6.33%
- ITC Limited4.97%
- HDFC Bank Limited4.52%
- Embassy Office Parks REIT4.04%
- Axis Bank Limited2.97%
- Bajaj Finserv Limited2.66%
- Kotak Mahindra Bank Limited2.61%
- Multi Commodity Exchange of India Limited2.61%
- Hindalco Industries Limited2.49%
WhiteOak Capital Equity Savings
- ICICI Bank Limited9.66%
- HDFC Bank Limited5.84%
- 6.28% Government of India (14/07/2032)5.15%
- Vodafone Idea Limited4.44%
- 6.36% GOI 16-Feb-20312.90%
- Coforge Limited2.80%
- Nexus Select Trust - REIT2.69%
- Bharti Airtel Limited2.68%
- 6.94% Government of India (11/05/2036)2.54%
- 6.68% Government of India (07/07/2040)2.09%
Sector exposure
| Bajaj Finserv Equity Savings | WhiteOak Capital Equity Savings | |
|---|---|---|
| Banks | 19.44% | 25.07% |
| Unclassified | 18.83% | 0.00% |
| Sovereign | 0.00% | 11.38% |
| Telecom - Services | 1.44% | 7.12% |
| Realty | 6.97% | 6.43% |
| SOVEREIGN | 0.00% | 6.50% |
| Diversified FMCG | 6.07% | 0.12% |
| Finance | 4.90% | 3.88% |
| IT - Software | 0.30% | 4.10% |
| Aerospace & Defense | 3.96% | 0.48% |
| Pharmaceuticals & Biotechnology | 3.75% | 2.08% |
| Chemicals & Petrochemicals | 3.52% | 0.38% |
| Transport Infrastructure | 1.76% | 2.74% |
| Automobiles | 0.46% | 2.69% |
Questions people ask
What is the difference between Bajaj Finserv Equity Savings and WhiteOak Capital Equity Savings returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +4.68% vs +5.79%; 3-year CAGR — vs —; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Bajaj Finserv Equity Savings and WhiteOak Capital Equity Savings compare on risk?
Volatility (36 monthly returns, annualised) 2.53% vs 4.25%; Sharpe ratio -0.72 vs 1.07; Sortino ratio -0.90 vs 1.48; maximum drawdown −1.58% vs −3.79%; beta 0.14 vs 0.27.
How much do Bajaj Finserv Equity Savings and WhiteOak Capital Equity Savings overlap?
By weight, 25.4% of the two portfolios is invested in the same companies; 30 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, Hindalco Industries Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Bajaj Finserv Equity Savings and WhiteOak Capital Equity Savings?
Bajaj Finserv Equity Savings: large cap 50.3%, mid cap 5.3%, small cap 7.8%. WhiteOak Capital Equity Savings: large cap 49.5%, mid cap 10.3%, small cap 4.9% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
Bajaj Finserv Equity Savings vs
- Bajaj Finserv Equity Savings vs PGIM India Equity Savings
- Bajaj Finserv Equity Savings vs Axis Equity Savings
- Bajaj Finserv Equity Savings vs HSBC Equity Savings
- Bajaj Finserv Equity Savings vs Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)
- Bajaj Finserv Equity Savings vs Aditya Birla Sun Life Equity Savings
- Bajaj Finserv Equity Savings vs HDFC Equity Savings
WhiteOak Capital Equity Savings vs
- WhiteOak Capital Equity Savings vs Union Equity Savings
- WhiteOak Capital Equity Savings vs Edelweiss Equity Savings
- WhiteOak Capital Equity Savings vs LIC MF Equity Savings
- WhiteOak Capital Equity Savings vs Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
- WhiteOak Capital Equity Savings vs DSP Equity Savings
- WhiteOak Capital Equity Savings vs Kotak Equity Savings
All Equity Savings comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.