Bank of India Banking & Financial Services Fund vs BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND
Bank of India Banking & Financial Services Fund and BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +21.85%, 5-year CAGR — vs +20.20%, volatility — vs 17.67%, maximum drawdown −14.30% vs −43.51%. Their portfolios overlap by 0% (0 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Bank of India Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹9.7500 | ₹79.7600 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 2 Feb 2026 | 2 Jan 2013 |
| Track record | 0.8 yrs | 13.8 yrs |
| Fund size (AUM) | ₹249 Cr | ₹984 Cr |
| Securities held | 35 | 59 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| 1 month | +4.95% | +1.00% |
| 3 months | −1.12% | −0.64% |
| 6 months | −0.71% | +5.11% |
| 1 year | — | +16.15% |
| 3 years (CAGR) | — | +21.85% |
| 5 years (CAGR) | — | +20.20% |
| 7 years (CAGR) | — | +25.33% |
| 10 years (CAGR) | — | +19.74% |
| Since launch (CAGR) | — | +17.50% |
| SIP return (XIRR, 5 years) ⓘ | — | +20.98% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| 2026 (year to date) | — | +13.78% |
| 2025 | — | +9.48% |
| 2024 | — | +27.60% |
| 2023 | — | +46.43% |
| 2022 | — | +4.74% |
| 2021 | — | +54.41% |
Risk
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Volatility (annualised) ⓘ | — | 17.67% |
| Downside volatility ⓘ | — | 10.92% |
| Sharpe ratio ⓘ | — | 0.87 |
| Sortino ratio ⓘ | — | 1.41 |
| Maximum drawdown ⓘ | −14.30% | −43.51% |
| Recovery from that fall | — | 9 months |
| Current fall from peak | −5.16% | −0.99% |
| Rolling 1-year return: worst | — | −28.70% |
| Rolling 1-year return: median | — | +17.00% |
| Rolling 1-year return: best | — | +102.84% |
| Share of 1-year periods with a loss | — | 18.51% |
Against each fund's benchmark
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Beta ⓘ | — | 1.06 |
| Alpha (Jensen's, annualised) ⓘ | — | +9.60% |
| R² ⓘ | — | 83.13 |
| Upside capture | — | 132.77% |
| Downside capture | — | 91.08% |
| Tracking error | — | 7.57% |
| Information ratio | — | 1.43 |
| Treynor ratio | — | 13.63 |
Portfolio
Asset mix
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Equity | 95.12% | 89.63% |
| Cash & equivalents | 4.88% | 10.28% |
| Debt | 0.00% | 0.09% |
Market-cap split (share of fund assets)
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Large Cap | 61.61% | 30.52% |
| Mid Cap | 12.48% | 23.43% |
| Small Cap | 19.95% | 30.18% |
| Unclassified | 1.08% | 5.50% |
Concentration
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Top 10 holdings | 56.12% | 37.79% |
| Effective number of stocks ⓘ | 20.4 | 43.5 |
| Securities held | 35 | 59 |
Portfolio overlap: 0%
0 companies are held by both funds; by weight, 0% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
Top 10 holdings
Bank of India Banking & Financial Services
- HDFC Bank Limited11.54%
- ICICI Bank Limited10.41%
- State Bank of India8.77%
- Shriram Finance Limited4.83%
- One 97 Communications Limited4.04%
- ICICI Prudential Asset Management Company Limited3.60%
- Bank of Baroda3.56%
- Indian Bank3.15%
- City Union Bank Limited3.14%
- Kotak Mahindra Bank Limited3.08%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE
- Reliance Industries Limited7.11%
- NTPC Limited4.95%
- Larsen & Toubro Limited4.87%
- ITC Limited3.52%
- Quality Power Electrical Eqp Ltd3.30%
- Petronet LNG Limited3.19%
- Bharti Airtel Limited3.10%
- Aurobindo Pharma Limited2.88%
- Dixon Technologies (India) Limited2.81%
- Vedanta Aluminium Metal Limited2.06%
Sector exposure
| Bank of India Banking & Financial Services | BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | |
|---|---|---|
| Banks | 52.08% | 0.00% |
| Capital Markets | 20.80% | 0.00% |
| Finance | 15.95% | 0.00% |
| Pharmaceuticals & Biotechnology | 0.00% | 14.55% |
| Construction | 0.00% | 9.90% |
| Petroleum Products | 0.00% | 7.11% |
| Consumer Durables | 0.00% | 6.10% |
| Auto Components | 0.00% | 5.96% |
| Power | 0.00% | 4.95% |
| Financial Technology (Fintech) | 4.92% | 0.00% |
| Electrical Equipment | 0.00% | 4.10% |
| Industrial Products | 0.00% | 3.69% |
| Diversified FMCG | 0.00% | 3.52% |
| Ferrous Metals | 0.00% | 3.21% |
Questions people ask
What is the difference between Bank of India Banking & Financial Services and BANK OF INDIA MANUFACTURING & INFRASTRUCTURE returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return — vs +16.15%; 3-year CAGR — vs +21.85%; 5-year CAGR — vs +20.20%; 10-year CAGR — vs +19.74%. Past returns do not indicate future returns.
How do Bank of India Banking & Financial Services and BANK OF INDIA MANUFACTURING & INFRASTRUCTURE compare on risk?
Volatility (36 monthly returns, annualised) — vs 17.67%; Sharpe ratio — vs 0.87; Sortino ratio — vs 1.41; maximum drawdown −14.30% vs −43.51%; beta — vs 1.06.
How much do Bank of India Banking & Financial Services and BANK OF INDIA MANUFACTURING & INFRASTRUCTURE overlap?
By weight, 0% of the two portfolios is invested in the same companies; 0 stocks are held by both. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Bank of India Banking & Financial Services and BANK OF INDIA MANUFACTURING & INFRASTRUCTURE?
Bank of India Banking & Financial Services: large cap 61.6%, mid cap 12.5%, small cap 20.0%. BANK OF INDIA MANUFACTURING & INFRASTRUCTURE: large cap 30.5%, mid cap 23.4%, small cap 30.2% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
Bank of India Banking & Financial Services vs
- Bank of India Banking & Financial Services vs Kotak Banking and Financial Services
- Bank of India Banking & Financial Services vs SBI BANKING & FINANCIAL SERVICES
- Bank of India Banking & Financial Services vs Aditya Birla Sun Life Banking and Financial Services
- Bank of India Banking & Financial Services vs Canara Robeco Banking and Financial Services
- Bank of India Banking & Financial Services vs HSBC Financial Services
- Bank of India Banking & Financial Services vs Mirae Asset Banking and Financial Services
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs Mirae Asset Banking and Financial Services
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs Taurus Banking & Financial Services
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs BANDHAN FINANCIAL SERVICES
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs Edelweiss Financial Services
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs ITI Banking and Financial Services
- BANK OF INDIA MANUFACTURING & INFRASTRUCTURE vs quant BFSI
All Banking & Financial Services Funds comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.