BANK OF INDIA SMALL CAP FUND vs The Wealth Company Small Cap Fund
BANK OF INDIA SMALL CAP FUND and The Wealth Company Small Cap Fund are both Small Cap funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +19.72% vs —, 5-year CAGR +18.92% vs —, volatility 22.08% vs —, maximum drawdown −32.37% vs −11.14%. Their portfolios overlap by 8.1% (10 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Fund house | Bank of India Mutual Fund | The Wealth Company Mutual Fund |
| Compared as | Small Cap | Small Cap |
| NAV | ₹64.5900 | ₹11.5208 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 27 Dec 2018 | 30 Mar 2026 |
| Track record | 7.9 yrs | 0.6 yrs |
| Fund size (AUM) | ₹3,671 Cr | ₹129 Cr |
| Securities held | 100 | 58 |
| Portfolio as of | 30 Sep 2026 | 31 Aug 2026 |
| Fund page | Full record → | Full record → |
Returns
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| 1 month | −5.18% | −2.71% |
| 3 months | +0.95% | −2.70% |
| 6 months | +13.14% | +3.66% |
| 1 year | +21.75% | — |
| 3 years (CAGR) | +19.72% | — |
| 5 years (CAGR) | +18.92% | — |
| 7 years (CAGR) | +29.51% | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +26.78% | — |
| SIP return (XIRR, 5 years) ⓘ | +20.57% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| 2026 (year to date) | +28.28% | — |
| 2025 | −7.19% | — |
| 2024 | +31.96% | — |
| 2023 | +42.84% | — |
| 2022 | +0.10% | — |
| 2021 | +73.72% | — |
Risk
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Volatility (annualised) ⓘ | 22.08% | — |
| Downside volatility ⓘ | 13.36% | — |
| Sharpe ratio ⓘ | 0.60 | — |
| Sortino ratio ⓘ | 0.99 | — |
| Maximum drawdown ⓘ | −32.37% | −11.14% |
| Recovery from that fall | 5 months | — |
| Current fall from peak | −5.18% | −4.08% |
| Rolling 1-year return: worst | −20.00% | — |
| Rolling 1-year return: median | +25.28% | — |
| Rolling 1-year return: best | +126.43% | — |
| Share of 1-year periods with a loss | 12.99% | — |
Against each fund's benchmark
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Beta ⓘ | 0.96 | — |
| Alpha (Jensen's, annualised) ⓘ | +4.35% | — |
| R² ⓘ | 87.07 | — |
| Upside capture | 104.68% | — |
| Downside capture | 89.44% | — |
| Tracking error | 8.13% | — |
| Information ratio | 0.55 | — |
| Treynor ratio | 12.66 | — |
Portfolio
Asset mix
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Equity | 85.67% | 93.28% |
| Cash & equivalents | 8.74% | 6.73% |
| Debt | 5.59% | 0.00% |
Market-cap split (share of fund assets)
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Large Cap | 1.91% | 7.76% |
| Mid Cap | 5.12% | 9.11% |
| Small Cap | 71.08% | 68.34% |
| Unclassified | 7.56% | 8.07% |
Concentration
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Top 10 holdings | 24.24% | 25.51% |
| Effective number of stocks ⓘ | 78.5 | 55.6 |
| Securities held | 100 | 58 |
Portfolio overlap: 8.1%
10 companies are held by both funds; by weight, 8.1% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | BANK OF INDIA SMALL CAP | The Wealth Company Small Cap |
|---|---|---|
| Ujjivan Small Finance Bank Limited | 1.55% | 1.65% |
| City Union Bank Limited | 2.72% | 1.23% |
| Aequs Limited | 1.14% | 1.75% |
| Multi Commodity Exchange of India Limited | 1.02% | 1.58% |
| ZF Commercial Vehicle Control Systems India Limited | 0.92% | 1.27% |
| Leela Palaces Hotels & Resorts Limited | 0.81% | 1.90% |
| Sanathan Textiles Ltd. | 0.88% | 0.70% |
| Ethos Ltd. | 0.38% | 2.26% |
| Syrma SGS Technology Ltd | 0.29% | 1.55% |
| Skyways Air Services Ltd | 0.58% | 0.01% |
Top 10 holdings
BANK OF INDIA SMALL CAP
- Hero Motors Limited2.82%
- Sky Gold And Diamonds Limited2.72%
- City Union Bank Limited2.72%
- Sterlite Technologies Limited2.53%
- Quality Power Electrical Eqp Ltd2.51%
- Raymond Limited2.51%
- OPTIEMUS INFRACOM LIMITED2.18%
- Sigma Advanced Systems Limited2.15%
- Anand Rathi Wealth Limited2.08%
- Wockhardt Ltd.2.02%
The Wealth Company Small Cap
- Ather Energy Limited3.24%
- Motilal Oswal Financial Services Ltd.2.91%
- Data Patterns (India) Limited2.60%
- Jyoti CNC Automation Ltd2.54%
- Jupiter Life Line Hospitals Limited2.47%
- The Clearing Corporation of India Ltd.2.45%
- Zen Technologies Limited2.39%
- Amber Enterprises India Limited2.33%
- Jindal Steel Limited2.31%
- Metropolis Healthcare Limited2.28%
Sector exposure
| BANK OF INDIA SMALL CAP | The Wealth Company Small Cap | |
|---|---|---|
| Auto Components | 8.11% | 8.35% |
| Capital Markets | 5.02% | 8.18% |
| Electrical Equipment | 7.03% | 6.83% |
| Aerospace & Defense | 3.61% | 6.75% |
| Consumer Durables | 5.59% | 6.46% |
| Industrial Manufacturing | 5.39% | 6.09% |
| Pharmaceuticals & Biotechnology | 5.98% | 3.09% |
| Banks | 5.43% | 2.88% |
| Industrial Products | 5.37% | 1.73% |
| Retailing | 2.23% | 5.37% |
| Healthcare Services | 1.61% | 4.74% |
| Telecom - Equipment & Accessories | 4.71% | 0.00% |
| Automobiles | 0.00% | 4.71% |
| Textiles & Apparels | 3.61% | 0.70% |
Questions people ask
What is the difference between BANK OF INDIA SMALL CAP and The Wealth Company Small Cap returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +21.75% vs —; 3-year CAGR +19.72% vs —; 5-year CAGR +18.92% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do BANK OF INDIA SMALL CAP and The Wealth Company Small Cap compare on risk?
Volatility (36 monthly returns, annualised) 22.08% vs —; Sharpe ratio 0.60 vs —; Sortino ratio 0.99 vs —; maximum drawdown −32.37% vs −11.14%; beta 0.96 vs —.
How much do BANK OF INDIA SMALL CAP and The Wealth Company Small Cap overlap?
By weight, 8.1% of the two portfolios is invested in the same companies; 10 stocks are held by both, the largest shared positions being Ujjivan Small Finance Bank Limited, City Union Bank Limited, Aequs Limited. Based on the portfolios disclosed for Sep 2026 and Aug 2026.
What is the large, mid and small cap split of BANK OF INDIA SMALL CAP and The Wealth Company Small Cap?
BANK OF INDIA SMALL CAP: large cap 1.9%, mid cap 5.1%, small cap 71.1%. The Wealth Company Small Cap: large cap 7.8%, mid cap 9.1%, small cap 68.3% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.