BANK OF INDIA VALUE FUND vs UTI Value Fund
BANK OF INDIA VALUE FUND and UTI Value Fund are both Value / Contra funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +13.20%, 5-year CAGR — vs +11.01%, volatility — vs 14.96%, maximum drawdown −5.56% vs −36.68%.
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Fund house | Bank of India Mutual Fund | UTI Mutual Fund |
| Compared as | Value / Contra | Value / Contra |
| NAV | ₹10.2400 | ₹184.2149 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 22 Sep 2026 | 2 Jan 2013 |
| Track record | 0.1 yrs | 13.8 yrs |
| Fund size (AUM) | — | — |
| Securities held | — | 66 |
| Portfolio as of | Not disclosed yet | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| 1 month | +1.69% | +6.51% |
| 3 months | — | −0.98% |
| 6 months | — | +1.66% |
| 1 year | — | −1.74% |
| 3 years (CAGR) | — | +13.20% |
| 5 years (CAGR) | — | +11.01% |
| 7 years (CAGR) | — | +15.86% |
| 10 years (CAGR) | — | +13.86% |
| Since launch (CAGR) | — | +13.35% |
| SIP return (XIRR, 5 years) ⓘ | — | +10.95% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| 2026 (year to date) | — | −3.90% |
| 2025 | — | +7.71% |
| 2024 | — | +24.28% |
| 2023 | — | +27.63% |
| 2022 | — | +5.04% |
| 2021 | — | +31.35% |
Risk
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Volatility (annualised) ⓘ | — | 14.96% |
| Downside volatility ⓘ | — | 10.27% |
| Sharpe ratio ⓘ | — | 0.45 |
| Sortino ratio ⓘ | — | 0.65 |
| Maximum drawdown ⓘ | −5.56% | −36.68% |
| Recovery from that fall | 0 months | 7 months |
| Current fall from peak | 0.00% | −4.95% |
| Rolling 1-year return: worst | — | −30.09% |
| Rolling 1-year return: median | — | +12.44% |
| Rolling 1-year return: best | — | +97.88% |
| Share of 1-year periods with a loss | — | 17.82% |
Against each fund's benchmark
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Beta ⓘ | — | 0.95 |
| Alpha (Jensen's, annualised) ⓘ | — | +1.61% |
| R² ⓘ | — | 95.43 |
| Upside capture | — | 100.85% |
| Downside capture | — | 92.41% |
| Tracking error | — | 3.35% |
| Information ratio | — | 0.47 |
| Treynor ratio | — | 5.57 |
Portfolio
BANK OF INDIA VALUE FUND has no usable portfolio disclosure on file yet, so portfolio comparisons are shown only where available.
Asset mix
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Equity | — | 99.34% |
| Cash & equivalents | — | 0.41% |
| Debt | — | 0.28% |
Market-cap split (share of fund assets)
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Large Cap | — | 65.57% |
| Mid Cap | — | 18.29% |
| Small Cap | — | 15.48% |
| Unclassified | — | 0.00% |
Concentration
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Top 10 holdings | — | 41.12% |
| Effective number of stocks ⓘ | — | 37.3 |
| Securities held | — | 66 |
Top 10 holdings
BANK OF INDIA VALUE
Not disclosed yet.
UTI Value
- HDFC Bank Limited7.97%
- ICICI Bank Limited6.26%
- Bharti Airtel Limited4.23%
- Kotak Mahindra Bank Limited4.16%
- Axis Bank Limited3.94%
- State Bank of India3.30%
- Infosys Limited3.19%
- Mahindra & Mahindra Limited2.99%
- Tech Mahindra Limited2.58%
- Reliance Industries Limited2.50%
Sector exposure
| BANK OF INDIA VALUE | UTI Value | |
|---|---|---|
| Banks | — | 28.14% |
| IT - Software | — | 8.34% |
| Automobiles | — | 8.03% |
| Pharmaceuticals & Biotechnology | — | 6.61% |
| Realty | — | 4.55% |
| Telecom - Services | — | 4.23% |
| Retailing | — | 3.13% |
| Power | — | 2.95% |
| Consumer Durables | — | 2.65% |
| Healthcare Services | — | 2.60% |
| Petroleum Products | — | 2.50% |
| Personal Products | — | 1.89% |
| Auto Components | — | 1.79% |
| Ferrous Metals | — | 1.63% |
Questions people ask
What is the difference between BANK OF INDIA VALUE and UTI Value returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return — vs −1.74%; 3-year CAGR — vs +13.20%; 5-year CAGR — vs +11.01%; 10-year CAGR — vs +13.86%. Past returns do not indicate future returns.
How do BANK OF INDIA VALUE and UTI Value compare on risk?
Volatility (36 monthly returns, annualised) — vs 14.96%; Sharpe ratio — vs 0.45; Sortino ratio — vs 0.65; maximum drawdown −5.56% vs −36.68%; beta — vs 0.95.
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
BANK OF INDIA VALUE vs
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.