Baroda BNP Paribas Balanced Advantage Fund vs HSBC Balanced Advantage Fund
Baroda BNP Paribas Balanced Advantage Fund and HSBC Balanced Advantage Fund are both Balanced Advantage funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +12.98% vs +10.10%, 5-year CAGR +11.11% vs —, volatility 12.04% vs 7.94%, maximum drawdown −20.72% vs −8.67%. Their portfolios overlap by 31.3% (27 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | HSBC Mutual Fund |
| Compared as | Balanced Advantage | Balanced Advantage |
| NAV | ₹28.8788 | ₹52.5927 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 20 Nov 2018 | 28 Nov 2022 |
| Track record | 8.0 yrs | 3.9 yrs |
| Fund size (AUM) | ₹5,162 Cr | ₹1,474 Cr |
| Securities held | 108 | 73 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| 1 month | +4.76% | +2.68% |
| 3 months | −0.02% | +0.24% |
| 6 months | +2.41% | +3.96% |
| 1 year | +5.47% | +3.30% |
| 3 years (CAGR) | +12.98% | +10.10% |
| 5 years (CAGR) | +11.11% | — |
| 7 years (CAGR) | +14.33% | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +14.21% | +10.57% |
| SIP return (XIRR, 5 years) ⓘ | +11.59% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| 2026 (year to date) | +3.85% | +2.28% |
| 2025 | +9.06% | +4.16% |
| 2024 | +16.32% | +16.96% |
| 2023 | +22.50% | +19.56% |
| 2022 | +4.04% | — |
| 2021 | +18.21% | — |
Risk
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Volatility (annualised) ⓘ | 12.04% | 7.94% |
| Downside volatility ⓘ | 8.31% | 5.48% |
| Sharpe ratio ⓘ | 0.54 | 0.45 |
| Sortino ratio ⓘ | 0.78 | 0.66 |
| Maximum drawdown ⓘ | −20.72% | −8.67% |
| Recovery from that fall | 3 months | 4 months |
| Current fall from peak | −0.91% | 0.00% |
| Rolling 1-year return: worst | −11.60% | −2.55% |
| Rolling 1-year return: median | +13.04% | +8.48% |
| Rolling 1-year return: best | +61.51% | +26.25% |
| Share of 1-year periods with a loss | 2.96% | 2.07% |
Against each fund's benchmark
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Beta ⓘ | 0.77 | 0.49 |
| Alpha (Jensen's, annualised) ⓘ | +3.11% | +1.27% |
| R² ⓘ | 89.37 | 81.10 |
| Upside capture | 90.01% | 62.50% |
| Downside capture | 67.21% | 40.03% |
| Tracking error | 5.24% | 8.35% |
| Information ratio | 0.59 | 0.08 |
| Treynor ratio | 6.61 | 5.43 |
Portfolio
Asset mix
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Equity | 80.12% | 72.67% |
| Debt | 9.21% | 25.46% |
| Cash & equivalents | 6.35% | 1.87% |
| REITs / InvITs | 4.32% | 0.00% |
Market-cap split (share of fund assets)
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Large Cap | 54.19% | 47.47% |
| Mid Cap | 19.11% | 13.20% |
| Small Cap | 5.78% | 10.67% |
| Unclassified | 1.04% | 1.33% |
Concentration
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Top 10 holdings | 23.10% | 37.53% |
| Effective number of stocks ⓘ | 73.7 | 44.1 |
| Securities held | 108 | 73 |
Portfolio overlap: 31.3%
27 companies are held by both funds; by weight, 31.3% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage |
|---|---|---|
| HDFC Bank Limited | 3.09% | 5.61% |
| Reliance Industries Limited | 2.90% | 4.03% |
| Larsen & Toubro Limited | 2.62% | 2.55% |
| ICICI Bank Limited | 1.96% | 4.75% |
| Kotak Mahindra Bank Limited | 1.63% | 2.59% |
| Shriram Finance Limited | 1.51% | 2.00% |
| Bharti Airtel Limited | 2.30% | 1.40% |
| Radico Khaitan Limited | 1.83% | 1.33% |
| Mahindra & Mahindra Limited | 1.86% | 1.30% |
| State Bank of India | 1.51% | 1.27% |
| Infosys Limited | 1.21% | 1.35% |
| Axis Bank Limited | 1.20% | 4.16% |
| GE Vernova T&D India Limited | 1.10% | 1.28% |
| Polycab India Limited | 1.12% | 0.98% |
| Sun Pharmaceutical Industries Limited | 1.76% | 0.92% |
Top 10 holdings
Baroda BNP Paribas Balanced Advantage
- HDFC Bank Limited3.09%
- Reliance Industries Limited2.90%
- Larsen & Toubro Limited2.62%
- Bharti Airtel Limited2.30%
- Multi Commodity Exchange of India Limited2.19%
- Bharat Heavy Electricals Limited2.17%
- Eicher Motors Ltd.1.99%
- One 97 Communications Limited1.99%
- ICICI Bank Limited1.96%
- IndusInd Bank Limited1.89%
HSBC Balanced Advantage
- HDFC Bank Limited5.61%
- ICICI Bank Limited4.75%
- Axis Bank Limited4.16%
- Aurobindo Pharma Limited4.14%
- Reliance Industries Limited4.03%
- 7.62% National Bank For Agriculture and Rural Development3.47%
- Government of India (10/04/2028)3.39%
- 7.37% Government of India (23/10/2028)2.84%
- Kotak Mahindra Bank Limited2.59%
- Larsen & Toubro Limited2.55%
Sector exposure
| Baroda BNP Paribas Balanced Advantage | HSBC Balanced Advantage | |
|---|---|---|
| Banks | 15.24% | 19.75% |
| Sovereign | 2.60% | 10.51% |
| CRISIL AAA | 3.18% | 8.00% |
| Pharmaceuticals & Biotechnology | 3.90% | 5.98% |
| Retailing | 0.00% | 5.45% |
| Automobiles | 4.89% | 2.03% |
| Capital Markets | 4.73% | 1.29% |
| Electrical Equipment | 4.71% | 1.64% |
| Power | 4.65% | 2.53% |
| Petroleum Products | 4.22% | 4.03% |
| IT - Software | 4.03% | 2.48% |
| Finance | 2.04% | 3.94% |
| Construction | 3.92% | 2.55% |
| Realty | 0.00% | 3.72% |
Questions people ask
What is the difference between Baroda BNP Paribas Balanced Advantage and HSBC Balanced Advantage returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +5.47% vs +3.30%; 3-year CAGR +12.98% vs +10.10%; 5-year CAGR +11.11% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Baroda BNP Paribas Balanced Advantage and HSBC Balanced Advantage compare on risk?
Volatility (36 monthly returns, annualised) 12.04% vs 7.94%; Sharpe ratio 0.54 vs 0.45; Sortino ratio 0.78 vs 0.66; maximum drawdown −20.72% vs −8.67%; beta 0.77 vs 0.49.
How much do Baroda BNP Paribas Balanced Advantage and HSBC Balanced Advantage overlap?
By weight, 31.3% of the two portfolios is invested in the same companies; 27 stocks are held by both, the largest shared positions being HDFC Bank Limited, Reliance Industries Limited, Larsen & Toubro Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Baroda BNP Paribas Balanced Advantage and HSBC Balanced Advantage?
Baroda BNP Paribas Balanced Advantage: large cap 54.2%, mid cap 19.1%, small cap 5.8%. HSBC Balanced Advantage: large cap 47.5%, mid cap 13.2%, small cap 10.7% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.