DSP Dynamic Asset Allocation Fund vs The Wealth Company Balanced Advantage Fund
DSP Dynamic Asset Allocation Fund and The Wealth Company Balanced Advantage Fund are both Balanced Advantage funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +11.62% vs —, 5-year CAGR +9.10% vs —, volatility 6.95% vs —, maximum drawdown −19.30% vs −9.08%. Their portfolios overlap by 9.9% (9 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Fund house | DSP Mutual Fund | The Wealth Company Mutual Fund |
| Compared as | Balanced Advantage | Balanced Advantage |
| NAV | ₹33.8770 | ₹9.9418 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 7 Feb 2014 | 19 Feb 2026 |
| Track record | 12.7 yrs | 0.7 yrs |
| Fund size (AUM) | ₹3,077 Cr | ₹48 Cr |
| Securities held | 72 | 56 |
| Portfolio as of | 30 Sep 2026 | 31 Aug 2026 |
| Fund page | Full record → | Full record → |
Returns
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| 1 month | +3.52% | +1.60% |
| 3 months | +0.61% | −2.51% |
| 6 months | +3.26% | −1.99% |
| 1 year | +4.42% | — |
| 3 years (CAGR) | +11.62% | — |
| 5 years (CAGR) | +9.10% | — |
| 7 years (CAGR) | +10.31% | — |
| 10 years (CAGR) | +9.78% | — |
| Since launch (CAGR) | +10.03% | — |
| SIP return (XIRR, 5 years) ⓘ | +9.93% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| 2026 (year to date) | +3.12% | — |
| 2025 | +10.02% | — |
| 2024 | +13.74% | — |
| 2023 | +18.48% | — |
| 2022 | +1.31% | — |
| 2021 | +10.80% | — |
Risk
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Volatility (annualised) ⓘ | 6.95% | — |
| Downside volatility ⓘ | 4.38% | — |
| Sharpe ratio ⓘ | 0.74 | — |
| Sortino ratio ⓘ | 1.17 | — |
| Maximum drawdown ⓘ | −19.30% | −9.08% |
| Recovery from that fall | 5 months | — |
| Current fall from peak | 0.00% | −2.99% |
| Rolling 1-year return: worst | −9.10% | — |
| Rolling 1-year return: median | +9.39% | — |
| Rolling 1-year return: best | +40.05% | — |
| Share of 1-year periods with a loss | 3.09% | — |
Against each fund's benchmark
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Beta ⓘ | 0.43 | — |
| Alpha (Jensen's, annualised) ⓘ | +2.36% | — |
| R² ⓘ | 88.37 | — |
| Upside capture | 59.16% | — |
| Downside capture | 28.33% | — |
| Tracking error | 8.72% | — |
| Information ratio | 0.21 | — |
| Treynor ratio | 8.69 | — |
Portfolio
Asset mix
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Equity | 48.68% | 72.92% |
| Debt | 22.96% | 23.88% |
| Cash & equivalents | -12.88% | 3.23% |
Market-cap split (share of fund assets)
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Large Cap | 36.92% | 35.68% |
| Mid Cap | 5.85% | 14.96% |
| Small Cap | 5.91% | 19.07% |
| Unclassified | 0.00% | 3.20% |
Concentration
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| Top 10 holdings | 16.96% | 34.37% |
| Effective number of stocks ⓘ | 119.6 | 43.7 |
| Securities held | 72 | 56 |
Portfolio overlap: 9.9%
9 companies are held by both funds; by weight, 9.9% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage |
|---|---|---|
| ICICI Bank Limited | 1.69% | 3.68% |
| LG Electronics India Ltd | 1.48% | 1.49% |
| Mahindra & Mahindra Limited | 1.30% | 1.69% |
| State Bank of India | 1.35% | 1.19% |
| Hindalco Industries Limited | 1.20% | 1.15% |
| HDFC Life Insurance Company Limited | 1.36% | 0.82% |
| Eternal Limited | 0.80% | 2.29% |
| Titan Company Limited | 1.85% | 0.75% |
| Infosys Limited | 0.69% | 1.01% |
Top 10 holdings
DSP Dynamic Asset Allocation
- Bajaj Finserv Limited2.01%
- Bandhan Bank Limited1.87%
- Titan Company Limited1.85%
- Bharti Airtel Limited1.76%
- ICICI Bank Limited1.69%
- Government of India (10/04/2028)1.69%
- HDFC Bank Limited1.56%
- SBI Life Insurance Company Limited1.55%
- Reliance Industries Limited1.50%
- LG Electronics India Ltd1.48%
The Wealth Company Balanced Advantage
- REC Ltd.6.25%
- National Bank for Agri & Rural Dev.4.18%
- 7.04% SIDBI 09-FEB-20294.13%
- Bajaj Finance Ltd.4.12%
- ICICI Bank Limited3.68%
- Billionbrains Garage Ventures Ltd2.80%
- Divi's Laboratories Limited2.38%
- CG Power and Industrial Solutions Limited2.30%
- Eternal Limited2.29%
- Ramkrishna Forgings Limited2.26%
Sector exposure
| DSP Dynamic Asset Allocation | The Wealth Company Balanced Advantage | |
|---|---|---|
| CRISIL AAA | 10.79% | 12.47% |
| Banks | 10.74% | 6.44% |
| Capital Markets | 0.00% | 9.71% |
| Auto Components | 0.58% | 6.89% |
| Finance | 3.62% | 6.74% |
| Retailing | 0.80% | 5.76% |
| Insurance | 5.61% | 0.82% |
| Sovereign | 5.60% | 0.00% |
| Pharmaceuticals & Biotechnology | 3.47% | 5.50% |
| Consumer Durables | 4.35% | 4.86% |
| Automobiles | 2.71% | 4.52% |
| ICRA AAA | 0.70% | 4.18% |
| CRISIL - AAA | 0.00% | 4.12% |
| IT - Software | 1.42% | 3.22% |
Questions people ask
What is the difference between DSP Dynamic Asset Allocation and The Wealth Company Balanced Advantage returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +4.42% vs —; 3-year CAGR +11.62% vs —; 5-year CAGR +9.10% vs —; 10-year CAGR +9.78% vs —. Past returns do not indicate future returns.
How do DSP Dynamic Asset Allocation and The Wealth Company Balanced Advantage compare on risk?
Volatility (36 monthly returns, annualised) 6.95% vs —; Sharpe ratio 0.74 vs —; Sortino ratio 1.17 vs —; maximum drawdown −19.30% vs −9.08%; beta 0.43 vs —.
How much do DSP Dynamic Asset Allocation and The Wealth Company Balanced Advantage overlap?
By weight, 9.9% of the two portfolios is invested in the same companies; 9 stocks are held by both, the largest shared positions being ICICI Bank Limited, LG Electronics India Ltd, Mahindra & Mahindra Limited. Based on the portfolios disclosed for Sep 2026 and Aug 2026.
What is the large, mid and small cap split of DSP Dynamic Asset Allocation and The Wealth Company Balanced Advantage?
DSP Dynamic Asset Allocation: large cap 36.9%, mid cap 5.9%, small cap 5.9%. The Wealth Company Balanced Advantage: large cap 35.7%, mid cap 15.0%, small cap 19.1% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.