DSP Multi Asset Allocation Fund vs The Wealth Company Multi Asset Allocation Fund
DSP Multi Asset Allocation Fund and The Wealth Company Multi Asset Allocation Fund are both Multi Asset Allocation funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +17.68% vs —, 5-year CAGR — vs —, volatility 8.40% vs —, maximum drawdown −9.71% vs −10.97%. Their portfolios overlap by 9.1% (11 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Fund house | DSP Mutual Fund | The Wealth Company Mutual Fund |
| Compared as | Multi Asset Allocation | Multi Asset Allocation |
| NAV | ₹16.4073 | ₹10.8559 |
| NAV date | 4 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 29 Sep 2023 | 12 Dec 2025 |
| Track record | 3.1 yrs | 0.9 yrs |
| Fund size (AUM) | ₹10,820 Cr | ₹208 Cr |
| Securities held | 107 | 73 |
| Portfolio as of | 30 Sep 2026 | 31 Aug 2026 |
| Fund page | Full record → | Full record → |
Returns
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| 1 month | +0.92% | +0.09% |
| 3 months | −3.15% | −1.02% |
| 6 months | −1.38% | +0.85% |
| 1 year | +7.30% | — |
| 3 years (CAGR) | +17.68% | — |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +17.33% | — |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| 2026 (year to date) | +2.53% | +7.19% |
| 2025 | +24.73% | — |
| 2024 | +18.12% | — |
Risk
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Volatility (annualised) ⓘ | 8.40% | — |
| Downside volatility ⓘ | 5.22% | — |
| Sharpe ratio ⓘ | 1.33 | — |
| Sortino ratio ⓘ | 2.15 | — |
| Maximum drawdown ⓘ | −9.71% | −10.97% |
| Recovery from that fall | 5 months | 4 months |
| Current fall from peak | −4.14% | −2.60% |
| Rolling 1-year return: worst | +3.99% | — |
| Rolling 1-year return: median | +18.19% | — |
| Rolling 1-year return: best | +34.53% | — |
| Share of 1-year periods with a loss | 0.00% | — |
Against each fund's benchmark
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Beta ⓘ | 0.44 | — |
| Alpha (Jensen's, annualised) ⓘ | +8.64% | — |
| R² ⓘ | 55.76 | — |
| Upside capture | 72.51% | — |
| Downside capture | 7.68% | — |
| Tracking error | 10.15% | — |
| Information ratio | 0.86 | — |
| Treynor ratio | 24.51 | — |
Portfolio
Asset mix
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Equity | 38.34% | 58.19% |
| Debt | 13.65% | 18.10% |
| Cash & equivalents | 13.46% | 6.60% |
| Foreign Securities | 11.89% | 0.00% |
| Gold | 11.65% | 10.98% |
| ETF Units | 5.94% | 0.00% |
| REITs / InvITs | 5.08% | 2.26% |
| Silver | 0.00% | 3.86% |
Market-cap split (share of fund assets)
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Large Cap | 28.70% | 18.44% |
| Mid Cap | 4.36% | 23.49% |
| Small Cap | 4.78% | 14.57% |
| Unclassified | 0.50% | 1.69% |
Concentration
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Top 10 holdings | 37.65% | 29.96% |
| Effective number of stocks ⓘ | 38.9 | 54 |
| Securities held | 107 | 73 |
Portfolio overlap: 9.1%
11 companies are held by both funds; by weight, 9.1% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation |
|---|---|---|
| ICICI Bank Limited | 2.79% | 2.59% |
| State Bank of India | 1.33% | 1.07% |
| Mahindra & Mahindra Limited | 0.87% | 1.63% |
| Hindustan Zinc Limited | 1.01% | 0.83% |
| Oberoi Realty Limited | 0.77% | 1.18% |
| Tata Motors Ltd | 0.77% | 1.13% |
| Page Industries Limited | 0.72% | 0.97% |
| Embassy Office Parks REIT | 1.42% | 0.67% |
| Knowledge Realty Trust | 0.93% | 0.38% |
| Asian Paints Limited | 0.32% | 1.40% |
| HCL Technologies Ltd. | 0.13% | 1.13% |
Top 10 holdings
DSP Multi Asset Allocation
- DSP Gold ETF11.65%
- DSP Nifty 50 Equal Wieght ETF5.38%
- Government Securities4.08%
- HDFC Bank Limited3.54%
- Axis Bank Limited2.98%
- ICICI Bank Limited2.79%
- 6.94% Government of India (11/05/2036)2.10%
- Bharti Airtel Limited2.02%
- Nvidia Corporation1.62%
- Reliance Industries Limited1.49%
The Wealth Company Multi Asset Allocation
- REC Ltd.5.73%
- The Wealth Company Gold ETF Growth4.87%
- National Bank for Agri & Rural Dev.3.83%
- 7.04% SIDBI 09-FEB-20293.78%
- ICICI Bank Limited2.59%
- 7.68% National Bank For Agriculture and Rural Development1.92%
- Motilal Oswal Financial Services Ltd.1.90%
- ICICI Prudential Gold ETF1.83%
- HDFC Gold Exchange Traded Fund1.76%
- CG Power and Industrial Solutions Limited1.76%
Sector exposure
| DSP Multi Asset Allocation | The Wealth Company Multi Asset Allocation | |
|---|---|---|
| Mutual Funds | 17.59% | 0.00% |
| CRISIL AAA | 1.96% | 11.43% |
| Banks | 10.85% | 4.01% |
| Sovereign | 10.74% | 0.00% |
| Capital Markets | 1.97% | 9.12% |
| Unclassified | 0.00% | 7.35% |
| Pharmaceuticals & Biotechnology | 0.93% | 5.48% |
| Realty | 4.91% | 3.45% |
| IT - Software | 0.46% | 3.85% |
| ICRA AAA | 0.00% | 3.83% |
| Electrical Equipment | 0.77% | 3.50% |
| Finance | 0.00% | 3.13% |
| Automobiles | 2.39% | 3.02% |
| Auto Components | 2.08% | 2.89% |
Questions people ask
What is the difference between DSP Multi Asset Allocation and The Wealth Company Multi Asset Allocation returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +7.30% vs —; 3-year CAGR +17.68% vs —; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do DSP Multi Asset Allocation and The Wealth Company Multi Asset Allocation compare on risk?
Volatility (36 monthly returns, annualised) 8.40% vs —; Sharpe ratio 1.33 vs —; Sortino ratio 2.15 vs —; maximum drawdown −9.71% vs −10.97%; beta 0.44 vs —.
How much do DSP Multi Asset Allocation and The Wealth Company Multi Asset Allocation overlap?
By weight, 9.1% of the two portfolios is invested in the same companies; 11 stocks are held by both, the largest shared positions being ICICI Bank Limited, State Bank of India, Mahindra & Mahindra Limited. Based on the portfolios disclosed for Sep 2026 and Aug 2026.
What is the large, mid and small cap split of DSP Multi Asset Allocation and The Wealth Company Multi Asset Allocation?
DSP Multi Asset Allocation: large cap 28.7%, mid cap 4.4%, small cap 4.8%. The Wealth Company Multi Asset Allocation: large cap 18.4%, mid cap 23.5%, small cap 14.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.