HDFC Children's Fund vs PGIM India Retirement Fund
HDFC Children's Fund and PGIM India Retirement Fund are both Retirement Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +9.05% vs —, 5-year CAGR +10.04% vs —, volatility 10.92% vs 16.15%, maximum drawdown −28.86% vs −16.53%.
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Fund house | HDFC Mutual Fund | PGIM India Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹325.8530 | ₹12.9300 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 1 Jan 2013 | 19 Apr 2024 |
| Track record | 13.8 yrs | 2.5 yrs |
| Fund size (AUM) | ₹10,339 Cr | — |
| Securities held | 108 | — |
| Portfolio as of | 30 Sep 2026 | Not disclosed yet |
| Fund page | Full record → | Full record → |
Returns
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| 1 month | +2.61% | +4.53% |
| 3 months | −0.50% | 0.00% |
| 6 months | +3.00% | +5.98% |
| 1 year | −0.64% | +4.78% |
| 3 years (CAGR) | +9.05% | — |
| 5 years (CAGR) | +10.04% | — |
| 7 years (CAGR) | +14.01% | — |
| 10 years (CAGR) | +13.08% | — |
| Since launch (CAGR) | +14.36% | +10.64% |
| SIP return (XIRR, 5 years) ⓘ | +8.73% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| 2026 (year to date) | −1.76% | +5.90% |
| 2025 | +3.18% | +3.21% |
| 2024 | +17.03% | — |
| 2023 | +27.95% | — |
| 2022 | +7.69% | — |
| 2021 | +27.53% | — |
Risk
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Volatility (annualised) ⓘ | 10.92% | 16.15% |
| Downside volatility ⓘ | 7.79% | 10.77% |
| Sharpe ratio ⓘ | 0.23 | 0.26 |
| Sortino ratio ⓘ | 0.33 | 0.38 |
| Maximum drawdown ⓘ | −28.86% | −16.53% |
| Recovery from that fall | 5 months | 4 months |
| Current fall from peak | −2.21% | −1.00% |
| Rolling 1-year return: worst | −23.87% | −5.81% |
| Rolling 1-year return: median | +12.81% | +4.51% |
| Rolling 1-year return: best | +71.58% | +21.67% |
| Share of 1-year periods with a loss | 11.36% | 13.80% |
Against each fund's benchmark
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Beta ⓘ | 0.69 | 1.00 |
| Alpha (Jensen's, annualised) ⓘ | −0.00% | +5.14% |
| R² ⓘ | 85.62 | 86.89 |
| Upside capture | 77.23% | 114.35% |
| Downside capture | 68.90% | 87.36% |
| Tracking error | 6.25% | 5.77% |
| Information ratio | -0.06 | 0.90 |
| Treynor ratio | 2.27 | 0.04 |
Portfolio
PGIM India Retirement Fund has no usable portfolio disclosure on file yet, so portfolio comparisons are shown only where available.
Asset mix
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Equity | 70.45% | — |
| Debt | 26.36% | — |
| Cash & equivalents | 3.19% | — |
Market-cap split (share of fund assets)
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Large Cap | 36.68% | — |
| Mid Cap | 6.54% | — |
| Small Cap | 25.64% | — |
| Unclassified | 1.59% | — |
Concentration
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Top 10 holdings | 37.30% | — |
| Effective number of stocks ⓘ | 45.8 | — |
| Securities held | 108 | — |
Top 10 holdings
HDFC Children's
- ICICI Bank Limited6.62%
- HDFC Bank Limited6.19%
- 7.18% Government of India (14/08/2033)3.74%
- Larsen & Toubro Limited3.58%
- State Bank of India3.25%
- Kotak Mahindra Bank Limited3.00%
- 7.1% Government of India (08/04/2034)2.99%
- Reliance Industries Limited2.85%
- eClerx Services Limited2.55%
- Aster DM Quality Care Limited2.53%
PGIM India Retirement
Not disclosed yet.
Sector exposure
| HDFC Children's | PGIM India Retirement | |
|---|---|---|
| Banks | 21.29% | — |
| Sovereign | 12.62% | — |
| Industrial Products | 5.82% | — |
| CRISIL - AAA | 4.57% | — |
| Construction | 3.75% | — |
| Retailing | 3.55% | — |
| Petroleum Products | 3.44% | — |
| Auto Components | 3.41% | — |
| Commercial Services & Supplies | 3.37% | — |
| CRISIL AAA | 3.32% | — |
| Healthcare Services | 3.22% | — |
| IT - Software | 2.91% | — |
| SOVEREIGN | 2.20% | — |
| Pharmaceuticals & Biotechnology | 2.13% | — |
Questions people ask
What is the difference between HDFC Children's and PGIM India Retirement returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return −0.64% vs +4.78%; 3-year CAGR +9.05% vs —; 5-year CAGR +10.04% vs —; 10-year CAGR +13.08% vs —. Past returns do not indicate future returns.
How do HDFC Children's and PGIM India Retirement compare on risk?
Volatility (36 monthly returns, annualised) 10.92% vs 16.15%; Sharpe ratio 0.23 vs 0.26; Sortino ratio 0.33 vs 0.38; maximum drawdown −28.86% vs −16.53%; beta 0.69 vs 1.00.
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.