HDFC Consumption Fund vs ICICI Prudential Bharat Consumption Fund
HDFC Consumption Fund and ICICI Prudential Bharat Consumption Fund are both Consumption Funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +10.52% vs +10.29%, 5-year CAGR — vs +11.80%, volatility 16.43% vs 15.41%, maximum drawdown −23.48% vs −31.34%. Their portfolios overlap by 47.8% (20 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Consumption Funds | Consumption Funds |
| NAV | ₹14.2870 | ₹27.0900 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 12 Jul 2023 | 15 Apr 2019 |
| Track record | 3.3 yrs | 7.6 yrs |
| Fund size (AUM) | ₹954 Cr | ₹3,049 Cr |
| Securities held | 50 | 58 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| 1 month | +4.67% | +4.43% |
| 3 months | −2.44% | −3.15% |
| 6 months | +3.01% | +2.19% |
| 1 year | −4.89% | −3.42% |
| 3 years (CAGR) | +10.52% | +10.29% |
| 5 years (CAGR) | — | +11.80% |
| 7 years (CAGR) | — | +14.04% |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +11.34% | +14.08% |
| SIP return (XIRR, 5 years) ⓘ | — | +10.03% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| 2026 (year to date) | −2.14% | −1.81% |
| 2025 | +0.51% | +4.59% |
| 2024 | +24.15% | +16.78% |
| 2023 | — | +35.43% |
| 2022 | — | +10.98% |
| 2021 | — | +25.25% |
Risk
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Volatility (annualised) ⓘ | 16.43% | 15.41% |
| Downside volatility ⓘ | 11.71% | 11.27% |
| Sharpe ratio ⓘ | 0.25 | 0.25 |
| Sortino ratio ⓘ | 0.35 | 0.34 |
| Maximum drawdown ⓘ | −23.48% | −31.34% |
| Recovery from that fall | — | 8 months |
| Current fall from peak | −11.34% | −8.82% |
| Rolling 1-year return: worst | −13.24% | −14.30% |
| Rolling 1-year return: median | +4.38% | +14.58% |
| Rolling 1-year return: best | +55.32% | +61.74% |
| Share of 1-year periods with a loss | 33.28% | 14.92% |
Against each fund's benchmark
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Beta ⓘ | 0.95 | 0.93 |
| Alpha (Jensen's, annualised) ⓘ | −0.51% | −1.02% |
| R² ⓘ | 79.94 | 86.90 |
| Upside capture | 93.39% | 93.39% |
| Downside capture | 93.38% | 97.43% |
| Tracking error | 7.51% | 5.76% |
| Information ratio | -0.13 | -0.25 |
| Treynor ratio | 2.86 | 2.41 |
Portfolio
Asset mix
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Equity | 98.67% | 94.19% |
| Cash & equivalents | 1.33% | 5.32% |
| Debt | 0.00% | 0.49% |
Market-cap split (share of fund assets)
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Large Cap | 69.61% | 59.76% |
| Mid Cap | 11.69% | 12.75% |
| Small Cap | 12.67% | 18.81% |
| Unclassified | 4.70% | 2.87% |
Concentration
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Top 10 holdings | 51.69% | 48.97% |
| Effective number of stocks ⓘ | 25.1 | 28.5 |
| Securities held | 50 | 58 |
Portfolio overlap: 47.8%
20 companies are held by both funds; by weight, 47.8% of the two portfolios is the same. That is a moderate overlap.
| Held by both | HDFC Consumption | ICICI Prudential Bharat Consumption |
|---|---|---|
| Mahindra & Mahindra Limited | 8.26% | 8.13% |
| Hindustan Unilever Ltd. | 7.39% | 9.30% |
| Bharti Airtel Limited | 5.21% | 5.31% |
| Eternal Limited | 9.56% | 4.14% |
| Maruti Suzuki India Limited | 3.62% | 5.01% |
| TVS Motor Company Ltd. | 3.10% | 2.87% |
| Britannia Industries Ltd. | 2.63% | 2.58% |
| Trent Limited | 2.04% | 4.63% |
| United Spirits Limited | 2.65% | 1.66% |
| Godrej Consumer Products Ltd. | 3.70% | 1.52% |
| Titan Company Limited | 3.22% | 1.45% |
| InterGlobe Aviation Limited | 1.39% | 3.69% |
| Nestle India Limited | 1.78% | 1.21% |
| Hyundai Motor India Ltd. | 1.19% | 2.46% |
| Vijaya Diagnostic Centre Limited | 0.88% | 1.11% |
Top 10 holdings
HDFC Consumption
- Eternal Limited9.56%
- Mahindra & Mahindra Limited8.26%
- Hindustan Unilever Ltd.7.39%
- Bharti Airtel Limited5.21%
- Vishal Mega Mart Limited3.99%
- Godrej Consumer Products Ltd.3.70%
- Bajaj Auto Limited3.64%
- Maruti Suzuki India Limited3.62%
- Titan Company Limited3.22%
- TVS Motor Company Ltd.3.10%
ICICI Prudential Bharat Consumption
- Hindustan Unilever Ltd.9.30%
- Mahindra & Mahindra Limited8.13%
- Bharti Airtel Limited5.31%
- Maruti Suzuki India Limited5.00%
- Trent Limited4.63%
- Eternal Limited4.14%
- InterGlobe Aviation Limited3.69%
- Avenue Supermarts Ltd.2.95%
- The Indian Hotels Company Limited2.95%
- TVS Motor Company Ltd.2.87%
Sector exposure
| HDFC Consumption | ICICI Prudential Bharat Consumption | |
|---|---|---|
| Automobiles | 22.66% | 18.46% |
| Retailing | 19.21% | 14.60% |
| Diversified FMCG | 7.41% | 11.91% |
| Consumer Durables | 9.25% | 10.89% |
| Leisure Services | 3.79% | 7.21% |
| Healthcare Services | 5.98% | 3.48% |
| Personal Products | 5.95% | 3.90% |
| Telecom - Services | 5.21% | 5.31% |
| Food Products | 4.41% | 5.16% |
| Beverages | 5.11% | 2.89% |
| Transport Services | 1.39% | 3.69% |
| Auto Components | 2.06% | 0.00% |
| Power | 1.92% | 0.45% |
| Chemicals & Petrochemicals | 0.00% | 1.47% |
Questions people ask
What is the difference between HDFC Consumption and ICICI Prudential Bharat Consumption returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return −4.89% vs −3.42%; 3-year CAGR +10.52% vs +10.29%; 5-year CAGR — vs +11.80%; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do HDFC Consumption and ICICI Prudential Bharat Consumption compare on risk?
Volatility (36 monthly returns, annualised) 16.43% vs 15.41%; Sharpe ratio 0.25 vs 0.25; Sortino ratio 0.35 vs 0.34; maximum drawdown −23.48% vs −31.34%; beta 0.95 vs 0.93.
How much do HDFC Consumption and ICICI Prudential Bharat Consumption overlap?
By weight, 47.8% of the two portfolios is invested in the same companies; 20 stocks are held by both, the largest shared positions being Mahindra & Mahindra Limited, Hindustan Unilever Ltd., Bharti Airtel Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of HDFC Consumption and ICICI Prudential Bharat Consumption?
HDFC Consumption: large cap 69.6%, mid cap 11.7%, small cap 12.7%. ICICI Prudential Bharat Consumption: large cap 59.8%, mid cap 12.8%, small cap 18.8% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.