HDFC Housing Opportunities Fund vs ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
HDFC Housing Opportunities Fund and ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND are both Housing & Realty Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +9.35% vs +12.25%, 5-year CAGR +10.74% vs —, volatility 18.29% vs 15.39%, maximum drawdown −42.18% vs −16.68%. Their portfolios overlap by 50% (21 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Compared as | Housing & Realty Funds | Housing & Realty Funds |
| NAV | ₹23.4230 | ₹18.1900 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 7 Dec 2017 | 19 Apr 2022 |
| Track record | 8.9 yrs | 4.6 yrs |
| Fund size (AUM) | ₹1,100 Cr | ₹2,631 Cr |
| Securities held | 38 | 59 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| 1 month | +5.05% | +5.82% |
| 3 months | −1.78% | −1.25% |
| 6 months | −1.69% | −0.76% |
| 1 year | −4.78% | −1.09% |
| 3 years (CAGR) | +9.35% | +12.25% |
| 5 years (CAGR) | +10.74% | — |
| 7 years (CAGR) | +13.68% | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +9.99% | +14.13% |
| SIP return (XIRR, 5 years) ⓘ | +9.44% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| 2026 (year to date) | −3.43% | −0.22% |
| 2025 | +0.85% | +7.17% |
| 2024 | +15.16% | +16.35% |
| 2023 | +40.56% | +32.43% |
| 2022 | +14.27% | — |
| 2021 | +31.24% | — |
Risk
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Volatility (annualised) ⓘ | 18.29% | 15.39% |
| Downside volatility ⓘ | 12.62% | 9.89% |
| Sharpe ratio ⓘ | 0.16 | 0.37 |
| Sortino ratio ⓘ | 0.23 | 0.58 |
| Maximum drawdown ⓘ | −42.18% | −16.68% |
| Recovery from that fall | 10 months | 8 months |
| Current fall from peak | −11.45% | −3.04% |
| Rolling 1-year return: worst | −36.92% | −9.60% |
| Rolling 1-year return: median | +6.00% | +12.90% |
| Rolling 1-year return: best | +81.31% | +46.80% |
| Share of 1-year periods with a loss | 33.42% | 6.39% |
Against each fund's benchmark
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Beta ⓘ | 1.12 | 0.94 |
| Alpha (Jensen's, annualised) ⓘ | −2.78% | +0.33% |
| R² ⓘ | 90.78 | 93.00 |
| Upside capture | 98.41% | 92.98% |
| Downside capture | 112.24% | 87.59% |
| Tracking error | 5.85% | 4.14% |
| Information ratio | -0.50 | 0.03 |
| Treynor ratio | 0.68 | 4.08 |
Portfolio
Asset mix
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Equity | 98.49% | 96.53% |
| Cash & equivalents | 1.51% | 3.32% |
| REITs / InvITs | 0.00% | 0.21% |
Market-cap split (share of fund assets)
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Large Cap | 62.85% | 54.17% |
| Mid Cap | 9.05% | 21.13% |
| Small Cap | 25.27% | 20.28% |
| Unclassified | 1.32% | 0.90% |
Concentration
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Top 10 holdings | 61.47% | 50.14% |
| Effective number of stocks ⓘ | 21.2 | 29.7 |
| Securities held | 38 | 59 |
Portfolio overlap: 50%
21 companies are held by both funds; by weight, 50% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES |
|---|---|---|
| NTPC Limited | 7.33% | 7.08% |
| HDFC Bank Limited | 8.05% | 6.52% |
| ICICI Bank Limited | 8.11% | 6.31% |
| Larsen & Toubro Limited | 8.54% | 4.72% |
| Tata Steel Ltd. | 4.69% | 6.04% |
| UltraTech Cement Limited | 4.98% | 3.82% |
| State Bank of India | 5.06% | 2.93% |
| Asian Paints Limited | 1.97% | 5.32% |
| Axis Bank Limited | 3.34% | 1.97% |
| Havells India Ltd. | 1.62% | 2.06% |
| Ambuja Cements Ltd. | 5.32% | 1.44% |
| Brigade Enterprises Limited | 1.41% | 2.64% |
| Kalpataru Projects International Ltd | 5.01% | 1.18% |
| Can Fin Homes Limited | 0.98% | 1.00% |
| Kotak Mahindra Bank Limited | 2.27% | 0.76% |
Top 10 holdings
HDFC Housing Opportunities
- Larsen & Toubro Limited8.54%
- ICICI Bank Limited8.11%
- HDFC Bank Limited8.05%
- NTPC Limited7.33%
- Ambuja Cements Ltd.5.32%
- State Bank of India5.06%
- Kalpataru Projects International Ltd5.01%
- UltraTech Cement Limited4.98%
- Tata Steel Ltd.4.69%
- Prestige Estates Projects Limited4.38%
ICICI PRUDENTIAL HOUSING OPPORTUNITIES
- NTPC Limited7.08%
- HDFC Bank Limited6.52%
- ICICI Bank Limited6.31%
- Tata Steel Ltd.6.04%
- Asian Paints Limited5.32%
- Larsen & Toubro Limited4.72%
- UltraTech Cement Limited3.82%
- Oberoi Realty Limited3.76%
- Shree Cement Limited3.65%
- State Bank of India2.93%
Sector exposure
| HDFC Housing Opportunities | ICICI PRUDENTIAL HOUSING OPPORTUNITIES | |
|---|---|---|
| Banks | 28.09% | 19.07% |
| Consumer Durables | 12.07% | 16.26% |
| Realty | 9.06% | 14.54% |
| Construction | 14.01% | 6.90% |
| Cement & Cement Products | 12.23% | 9.82% |
| Power | 7.33% | 9.65% |
| Ferrous Metals | 4.69% | 9.48% |
| Industrial Products | 0.00% | 5.25% |
| Finance | 2.66% | 3.60% |
| Retailing | 3.41% | 0.00% |
| Non - Ferrous Metals | 2.48% | 0.00% |
| Gas | 1.24% | 0.00% |
| Commercial Services & Supplies | 1.22% | 0.00% |
| Insurance | 0.00% | 1.14% |
Questions people ask
What is the difference between HDFC Housing Opportunities and ICICI PRUDENTIAL HOUSING OPPORTUNITIES returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return −4.78% vs −1.09%; 3-year CAGR +9.35% vs +12.25%; 5-year CAGR +10.74% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do HDFC Housing Opportunities and ICICI PRUDENTIAL HOUSING OPPORTUNITIES compare on risk?
Volatility (36 monthly returns, annualised) 18.29% vs 15.39%; Sharpe ratio 0.16 vs 0.37; Sortino ratio 0.23 vs 0.58; maximum drawdown −42.18% vs −16.68%; beta 1.12 vs 0.94.
How much do HDFC Housing Opportunities and ICICI PRUDENTIAL HOUSING OPPORTUNITIES overlap?
By weight, 50% of the two portfolios is invested in the same companies; 21 stocks are held by both, the largest shared positions being NTPC Limited, HDFC Bank Limited, ICICI Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of HDFC Housing Opportunities and ICICI PRUDENTIAL HOUSING OPPORTUNITIES?
HDFC Housing Opportunities: large cap 62.9%, mid cap 9.1%, small cap 25.3%. ICICI PRUDENTIAL HOUSING OPPORTUNITIES: large cap 54.2%, mid cap 21.1%, small cap 20.3% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
HDFC Housing Opportunities vs
ICICI PRUDENTIAL HOUSING OPPORTUNITIES vs
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.