LIC MF Dividend Yield Fund vs SBI Dividend Yield Fund
LIC MF Dividend Yield Fund and SBI Dividend Yield Fund are both Dividend Yield funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +19.21% vs +12.12%, 5-year CAGR — vs —, volatility 18.20% vs 14.08%, maximum drawdown −20.44% vs −17.85%. Their portfolios overlap by 14% (8 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Fund house | LIC Mutual Fund | SBI Mutual Fund |
| Compared as | Dividend Yield | Dividend Yield |
| NAV | ₹35.7695 | ₹16.2414 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 31 Jul 2023 | 17 Mar 2023 |
| Track record | 3.3 yrs | 3.6 yrs |
| Fund size (AUM) | ₹738 Cr | ₹8,059 Cr |
| Securities held | 56 | 59 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| 1 month | +2.49% | +4.82% |
| 3 months | −1.30% | −1.71% |
| 6 months | +3.53% | +4.35% |
| 1 year | +5.24% | +3.68% |
| 3 years (CAGR) | +19.21% | +12.12% |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +18.09% | +14.12% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| 2026 (year to date) | +5.56% | +1.00% |
| 2025 | +4.39% | +7.04% |
| 2024 | +33.29% | +15.75% |
Risk
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Volatility (annualised) ⓘ | 18.20% | 14.08% |
| Downside volatility ⓘ | 11.79% | 10.32% |
| Sharpe ratio ⓘ | 0.70 | 0.40 |
| Sortino ratio ⓘ | 1.08 | 0.54 |
| Maximum drawdown ⓘ | −20.44% | −17.85% |
| Recovery from that fall | 16 months | 16 months |
| Current fall from peak | −2.27% | −1.91% |
| Rolling 1-year return: worst | −6.26% | −7.54% |
| Rolling 1-year return: median | +7.85% | +6.41% |
| Rolling 1-year return: best | +65.21% | +43.20% |
| Share of 1-year periods with a loss | 13.70% | 17.58% |
Against each fund's benchmark
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Beta ⓘ | 1.12 | 0.87 |
| Alpha (Jensen's, annualised) ⓘ | +6.51% | +0.89% |
| R² ⓘ | 91.08 | 92.96 |
| Upside capture | 131.24% | 93.12% |
| Downside capture | 107.19% | 85.97% |
| Tracking error | 5.83% | 4.25% |
| Information ratio | 1.28 | 0.14 |
| Treynor ratio | 9.91 | 4.89 |
Portfolio
Asset mix
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Equity | 95.06% | 90.20% |
| Cash & equivalents | 4.97% | 1.68% |
| REITs / InvITs | 0.00% | 8.06% |
| Debt | 0.00% | 0.06% |
Market-cap split (share of fund assets)
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Large Cap | 42.51% | 52.50% |
| Mid Cap | 19.86% | 18.96% |
| Small Cap | 32.53% | 18.72% |
| Unclassified | 0.16% | 0.02% |
Concentration
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Top 10 holdings | 30.89% | 32.67% |
| Effective number of stocks ⓘ | 49.6 | 45.3 |
| Securities held | 56 | 59 |
Portfolio overlap: 14%
8 companies are held by both funds; by weight, 14% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | LIC MF Dividend Yield | SBI Dividend Yield |
|---|---|---|
| ICICI Bank Limited | 3.59% | 4.76% |
| Kotak Mahindra Bank Limited | 2.68% | 3.42% |
| InterGlobe Aviation Limited | 2.07% | 2.60% |
| Pidilite Industries Limited | 1.74% | 1.40% |
| Mahindra & Mahindra Limited | 1.12% | 2.20% |
| Oil India Limited | 1.68% | 1.11% |
| Bharti Airtel Limited | 1.06% | 1.31% |
| Sun Pharmaceutical Industries Limited | 0.94% | 2.03% |
Top 10 holdings
LIC MF Dividend Yield
- HDFC Bank Limited4.71%
- Garware Hi-Tech Films Limited4.31%
- ICICI Bank Limited3.59%
- Avalon Technologies Limited3.49%
- Allied Blenders And Distillers Limited2.69%
- Kotak Mahindra Bank Limited2.68%
- Axis Bank Limited2.55%
- Tata Consultancy Services Limited2.45%
- Neuland Laboratories Limited2.24%
- Bharat Electronics Limited2.18%
SBI Dividend Yield
- ICICI Bank Limited4.76%
- Acme Solar Holdings Ltd4.07%
- Larsen & Toubro Limited3.88%
- Life Insurance Corporation Of India3.85%
- Kotak Mahindra Bank Limited3.42%
- Embassy Office Parks REIT2.65%
- InterGlobe Aviation Limited2.60%
- Nexus Select Trust - REIT2.49%
- Aurobindo Pharma Limited2.49%
- Vedanta Aluminium Metal Limited2.46%
Sector exposure
| LIC MF Dividend Yield | SBI Dividend Yield | |
|---|---|---|
| Banks | 14.63% | 8.18% |
| Pharmaceuticals & Biotechnology | 6.36% | 12.77% |
| Realty | 0.00% | 8.06% |
| Electrical Equipment | 7.47% | 0.00% |
| Automobiles | 5.76% | 6.86% |
| Power | 2.04% | 6.42% |
| Industrial Products | 6.20% | 3.42% |
| Transport Services | 2.07% | 5.54% |
| Finance | 4.96% | 4.14% |
| Beverages | 4.67% | 0.00% |
| Healthcare Services | 2.00% | 4.38% |
| Chemicals & Petrochemicals | 4.24% | 1.40% |
| Auto Components | 4.21% | 3.24% |
| Construction | 1.28% | 3.88% |
Questions people ask
What is the difference between LIC MF Dividend Yield and SBI Dividend Yield returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +5.24% vs +3.68%; 3-year CAGR +19.21% vs +12.12%; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do LIC MF Dividend Yield and SBI Dividend Yield compare on risk?
Volatility (36 monthly returns, annualised) 18.20% vs 14.08%; Sharpe ratio 0.70 vs 0.40; Sortino ratio 1.08 vs 0.54; maximum drawdown −20.44% vs −17.85%; beta 1.12 vs 0.87.
How much do LIC MF Dividend Yield and SBI Dividend Yield overlap?
By weight, 14% of the two portfolios is invested in the same companies; 8 stocks are held by both, the largest shared positions being ICICI Bank Limited, Kotak Mahindra Bank Limited, InterGlobe Aviation Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of LIC MF Dividend Yield and SBI Dividend Yield?
LIC MF Dividend Yield: large cap 42.5%, mid cap 19.9%, small cap 32.5%. SBI Dividend Yield: large cap 52.5%, mid cap 19.0%, small cap 18.7% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
LIC MF Dividend Yield vs
- LIC MF Dividend Yield vs ICICI Prudential Dividend Yield
- LIC MF Dividend Yield vs Baroda BNP Paribas Dividend Yield
- LIC MF Dividend Yield vs UTI - Dividend Yield
- LIC MF Dividend Yield vs Kotak Dividend Yield
- LIC MF Dividend Yield vs Franklin India Dividend Yield
- LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield
SBI Dividend Yield vs
All Dividend Yield comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.