Motilal Oswal Balanced Advantage Fund vs PGIM India Balanced Advantage Fund
Motilal Oswal Balanced Advantage Fund and PGIM India Balanced Advantage Fund are both Balanced Advantage funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +4.35% vs +8.70%, 5-year CAGR +6.25% vs +7.68%, volatility 14.83% vs 10.52%, maximum drawdown −26.53% vs −11.64%. Their portfolios overlap by 11.1% (10 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | PGIM India Mutual Fund |
| Compared as | Balanced Advantage | Balanced Advantage |
| NAV | ₹22.6925 | ₹16.7300 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 28 Sep 2016 | 8 Feb 2021 |
| Track record | 10.1 yrs | 5.7 yrs |
| Fund size (AUM) | ₹712 Cr | ₹681 Cr |
| Securities held | 31 | 91 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| 1 month | +3.48% | +4.56% |
| 3 months | +3.59% | −0.95% |
| 6 months | +10.84% | +1.46% |
| 1 year | +0.31% | −0.83% |
| 3 years (CAGR) | +4.35% | +8.70% |
| 5 years (CAGR) | +6.25% | +7.68% |
| 7 years (CAGR) | +7.74% | — |
| 10 years (CAGR) | +8.63% | — |
| Since launch (CAGR) | +8.41% | +9.06% |
| SIP return (XIRR, 5 years) ⓘ | +6.39% | +7.22% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| 2026 (year to date) | +5.42% | −1.18% |
| 2025 | −5.86% | +8.04% |
| 2024 | +10.76% | +12.01% |
| 2023 | +25.60% | +17.37% |
| 2022 | +0.14% | +2.94% |
| 2021 | +8.74% | — |
Risk
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Volatility (annualised) ⓘ | 14.83% | 10.52% |
| Downside volatility ⓘ | 11.53% | 7.44% |
| Sharpe ratio ⓘ | -0.14 | 0.21 |
| Sortino ratio ⓘ | -0.19 | 0.30 |
| Maximum drawdown ⓘ | −26.53% | −11.64% |
| Recovery from that fall | — | 2 months |
| Current fall from peak | −11.40% | −2.16% |
| Rolling 1-year return: worst | −15.81% | −7.71% |
| Rolling 1-year return: median | +6.74% | +8.21% |
| Rolling 1-year return: best | +41.59% | +25.17% |
| Share of 1-year periods with a loss | 28.71% | 8.55% |
Against each fund's benchmark
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Beta ⓘ | 0.69 | 0.68 |
| Alpha (Jensen's, annualised) ⓘ | −4.55% | −0.90% |
| R² ⓘ | 47.37 | 95.44 |
| Upside capture | 67.09% | 73.05% |
| Downside capture | 82.97% | 68.21% |
| Tracking error | 11.71% | 5.22% |
| Information ratio | -0.48 | -0.25 |
| Treynor ratio | -5.40 | 0.97 |
Portfolio
Asset mix
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Equity | 68.50% | 76.93% |
| Debt | 17.29% | 18.30% |
| Cash & equivalents | 14.21% | 4.77% |
Market-cap split (share of fund assets)
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Large Cap | 35.05% | 56.63% |
| Mid Cap | 18.46% | 19.17% |
| Small Cap | 6.24% | 1.13% |
| Unclassified | 8.75% | 0.00% |
Concentration
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Top 10 holdings | 36.21% | 31.35% |
| Effective number of stocks ⓘ | 38.8 | 55.6 |
| Securities held | 31 | 91 |
Portfolio overlap: 11.1%
10 companies are held by both funds; by weight, 11.1% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage |
|---|---|---|
| Larsen & Toubro Limited | 2.80% | 1.85% |
| Eternal Limited | 3.55% | 1.62% |
| Titan Company Limited | 2.10% | 1.47% |
| Axis Bank Limited | 3.45% | 1.32% |
| Varun Beverages Limited | 2.72% | 1.31% |
| Kotak Mahindra Bank Limited | 4.35% | 1.05% |
| Jindal Steel Limited | 1.67% | 0.79% |
| United Spirits Limited | 2.51% | 0.70% |
| Torrent Pharmaceuticals Limited | 3.15% | 0.59% |
| Shriram Finance Limited | 1.82% | 0.44% |
Top 10 holdings
Motilal Oswal Balanced Advantage
- Kotak Mahindra Bank Limited4.35%
- Coforge Limited4.06%
- Eternal Limited3.55%
- ICICI Prudential Asset Management Company Limited3.51%
- 7.3763% Bajaj Finance Limited (26/06/2028)3.47%
- HDB Financial Services Ltd - 7.4091% - 05/06/20283.47%
- 7.1554% Kotak Mahindra Prime Ltd (19-Jun-2028)3.46%
- Axis Bank Limited3.45%
- 7.88% Muthoot Finance Limited (22/11/2028)3.45%
- 7.12% Tata Capital Limited 20283.44%
PGIM India Balanced Advantage
- ICICI Bank Limited5.91%
- HDFC Bank Limited5.41%
- Reliance Industries Limited4.07%
- Bharti Airtel Limited3.21%
- 7.18% Government of India (14/08/2033)2.65%
- State Bank of India2.40%
- Muthoot Finance Ltd.2.13%
- Infosys Limited1.88%
- Larsen & Toubro Limited1.85%
- Bajaj Finance Limited1.84%
Sector exposure
| Motilal Oswal Balanced Advantage | PGIM India Balanced Advantage | |
|---|---|---|
| Banks | 11.00% | 17.63% |
| CRISIL AAA | 13.84% | 2.95% |
| Electrical Equipment | 8.09% | 2.06% |
| Consumer Durables | 7.51% | 2.26% |
| Retailing | 6.83% | 4.08% |
| Capital Markets | 5.62% | 1.17% |
| IT - Software | 4.06% | 5.60% |
| Sovereign | 0.00% | 5.25% |
| Beverages | 5.23% | 2.01% |
| Petroleum Products | 0.00% | 4.92% |
| CRISIL A1+ | 0.00% | 4.58% |
| Pharmaceuticals & Biotechnology | 4.51% | 4.04% |
| Automobiles | 0.00% | 4.15% |
| CRISIL AA+ | 3.45% | 1.32% |
Questions people ask
What is the difference between Motilal Oswal Balanced Advantage and PGIM India Balanced Advantage returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +0.31% vs −0.83%; 3-year CAGR +4.35% vs +8.70%; 5-year CAGR +6.25% vs +7.68%; 10-year CAGR +8.63% vs —. Past returns do not indicate future returns.
How do Motilal Oswal Balanced Advantage and PGIM India Balanced Advantage compare on risk?
Volatility (36 monthly returns, annualised) 14.83% vs 10.52%; Sharpe ratio -0.14 vs 0.21; Sortino ratio -0.19 vs 0.30; maximum drawdown −26.53% vs −11.64%; beta 0.69 vs 0.68.
How much do Motilal Oswal Balanced Advantage and PGIM India Balanced Advantage overlap?
By weight, 11.1% of the two portfolios is invested in the same companies; 10 stocks are held by both, the largest shared positions being Larsen & Toubro Limited, Eternal Limited, Titan Company Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Motilal Oswal Balanced Advantage and PGIM India Balanced Advantage?
Motilal Oswal Balanced Advantage: large cap 35.1%, mid cap 18.5%, small cap 6.2%. PGIM India Balanced Advantage: large cap 56.6%, mid cap 19.2%, small cap 1.1% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
Motilal Oswal Balanced Advantage vs
- Motilal Oswal Balanced Advantage vs Tata Balanced Advantage
- Motilal Oswal Balanced Advantage vs Aditya Birla Sun Life Balanced Advantage
- Motilal Oswal Balanced Advantage vs DSP Dynamic Asset Allocation
- Motilal Oswal Balanced Advantage vs Invesco India Balanced Advantage
- Motilal Oswal Balanced Advantage vs Nippon India Balanced Advantage
- Motilal Oswal Balanced Advantage vs Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)
PGIM India Balanced Advantage vs
- PGIM India Balanced Advantage vs Aditya Birla Sun Life Balanced Advantage
- PGIM India Balanced Advantage vs DSP Dynamic Asset Allocation
- PGIM India Balanced Advantage vs Invesco India Balanced Advantage
- PGIM India Balanced Advantage vs Nippon India Balanced Advantage
- PGIM India Balanced Advantage vs Sundaram Dynamic Asset Allocation Fund (Formerly Known as Sundaram Balanced Advantage Fund)
- PGIM India Balanced Advantage vs WhiteOak Capital Balanced Advantage
All Balanced Advantage comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.