NJ Flexi Cap Fund vs The Wealth Company Flexi Cap Fund
NJ Flexi Cap Fund and The Wealth Company Flexi Cap Fund are both Flexi Cap funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +9.64% vs —, 5-year CAGR — vs —, volatility 16.73% vs 20.37%, maximum drawdown −26.74% vs −16.11%. Their portfolios overlap by 8.2% (5 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Fund house | NJ Mutual Fund | The Wealth Company Mutual Fund |
| Compared as | Flexi Cap | Flexi Cap |
| NAV | ₹13.6700 | ₹9.7523 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 6 Sep 2023 | 17 Oct 2025 |
| Track record | 3.2 yrs | 1.1 yrs |
| Fund size (AUM) | ₹2,594 Cr | ₹251 Cr |
| Securities held | 54 | 51 |
| Portfolio as of | 30 Sep 2026 | 31 Aug 2026 |
| Fund page | Full record → | Full record → |
Returns
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| 1 month | +5.15% | +1.30% |
| 3 months | −2.22% | −4.72% |
| 6 months | +2.01% | −4.06% |
| 1 year | +0.37% | −1.89% |
| 3 years (CAGR) | +9.64% | — |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +10.20% | −2.54% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| 2026 (year to date) | −1.37% | −4.79% |
| 2025 | −1.49% | — |
| 2024 | +15.61% | — |
Risk
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Volatility (annualised) ⓘ | 16.73% | 20.37% |
| Downside volatility ⓘ | 11.77% | 13.83% |
| Sharpe ratio ⓘ | 0.19 | -0.44 |
| Sortino ratio ⓘ | 0.27 | -0.65 |
| Maximum drawdown ⓘ | −26.74% | −16.11% |
| Recovery from that fall | — | — |
| Current fall from peak | −16.75% | −6.43% |
| Rolling 1-year return: worst | −15.05% | −9.38% |
| Rolling 1-year return: median | −1.84% | −6.98% |
| Rolling 1-year return: best | +62.09% | −1.89% |
| Share of 1-year periods with a loss | 61.57% | 100.00% |
Against each fund's benchmark
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Beta ⓘ | 1.01 | 1.07 |
| Alpha (Jensen's, annualised) ⓘ | −1.06% | +0.13% |
| R² ⓘ | 83.81 | 87.68 |
| Upside capture | 95.97% | 106.02% |
| Downside capture | 99.83% | 107.48% |
| Tracking error | 6.94% | 7.22% |
| Information ratio | -0.20 | -0.13 |
| Treynor ratio | 2.28 | -13.61 |
Portfolio
Asset mix
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Equity | 97.34% | 95.12% |
| Cash & equivalents | 3.01% | 4.88% |
| Debt | 0.54% | 0.00% |
Market-cap split (share of fund assets)
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Large Cap | 50.76% | 29.07% |
| Mid Cap | 29.53% | 25.70% |
| Small Cap | 15.83% | 36.18% |
| Unclassified | 1.20% | 4.17% |
Concentration
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Top 10 holdings | 42.39% | 32.69% |
| Effective number of stocks ⓘ | 34.8 | 43.8 |
| Securities held | 54 | 51 |
Portfolio overlap: 8.2%
5 companies are held by both funds; by weight, 8.2% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | NJ Flexi Cap | The Wealth Company Flexi Cap |
|---|---|---|
| ICICI Bank Limited | 4.15% | 5.34% |
| Bajaj Finance Limited | 1.39% | 2.20% |
| HDFC Asset Management Company Limited | 1.17% | 1.99% |
| Mphasis Ltd. | 1.08% | 1.07% |
| Hero MotoCorp Limited | 2.47% | 0.44% |
Top 10 holdings
NJ Flexi Cap
- Torrent Pharmaceuticals Limited5.55%
- Bosch Limited5.18%
- Dr. Lal Path Labs Limited4.89%
- Marico Limited4.21%
- Eicher Motors Ltd.4.20%
- ICICI Bank Limited4.15%
- Britannia Industries Ltd.3.79%
- Cipla Limited3.63%
- Sun Pharmaceutical Industries Limited3.45%
- ITC Limited3.34%
The Wealth Company Flexi Cap
- ICICI Bank Limited5.34%
- Multi Commodity Exchange of India Limited4.00%
- Ather Energy Limited3.84%
- Thangamayil Jewellery Limited3.44%
- Solar Industries India Limited3.05%
- State Bank of India2.82%
- TVS Motor Company Ltd.2.71%
- Ramkrishna Forgings Limited2.58%
- Ethos Ltd.2.48%
- GE Vernova T&D India Limited2.44%
Sector exposure
| NJ Flexi Cap | The Wealth Company Flexi Cap | |
|---|---|---|
| Pharmaceuticals & Biotechnology | 22.02% | 5.57% |
| Auto Components | 6.48% | 13.92% |
| Capital Markets | 3.32% | 11.15% |
| Banks | 8.43% | 10.39% |
| Automobiles | 7.87% | 6.99% |
| IT - Software | 5.03% | 7.64% |
| Food Products | 6.62% | 0.00% |
| Consumer Durables | 3.85% | 5.92% |
| Healthcare Services | 4.89% | 1.22% |
| Chemicals & Petrochemicals | 2.62% | 4.50% |
| Electrical Equipment | 0.80% | 4.49% |
| Finance | 4.31% | 2.20% |
| Agricultural Food & other Products | 4.21% | 0.00% |
| Non - Ferrous Metals | 0.00% | 4.20% |
Questions people ask
What is the difference between NJ Flexi Cap and The Wealth Company Flexi Cap returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +0.37% vs −1.89%; 3-year CAGR +9.64% vs —; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do NJ Flexi Cap and The Wealth Company Flexi Cap compare on risk?
Volatility (36 monthly returns, annualised) 16.73% vs 20.37%; Sharpe ratio 0.19 vs -0.44; Sortino ratio 0.27 vs -0.65; maximum drawdown −26.74% vs −16.11%; beta 1.01 vs 1.07.
How much do NJ Flexi Cap and The Wealth Company Flexi Cap overlap?
By weight, 8.2% of the two portfolios is invested in the same companies; 5 stocks are held by both, the largest shared positions being ICICI Bank Limited, Bajaj Finance Limited, HDFC Asset Management Company Limited. Based on the portfolios disclosed for Sep 2026 and Aug 2026.
What is the large, mid and small cap split of NJ Flexi Cap and The Wealth Company Flexi Cap?
NJ Flexi Cap: large cap 50.8%, mid cap 29.5%, small cap 15.8%. The Wealth Company Flexi Cap: large cap 29.1%, mid cap 25.7%, small cap 36.2% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.