SBI Large Cap Fund vs WhiteOak Capital Large Cap Fund
SBI Large Cap Fund and WhiteOak Capital Large Cap Fund are both Large Cap funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +11.10% vs +15.26%, 5-year CAGR +9.46% vs —, volatility 14.04% vs 14.25%, maximum drawdown −37.08% vs −15.25%. Their portfolios overlap by 42.1% (25 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Fund house | SBI Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Large Cap | Large Cap |
| NAV | ₹106.3362 | ₹16.3440 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 2 Jan 2013 | 2 Dec 2022 |
| Track record | 13.8 yrs | 3.9 yrs |
| Fund size (AUM) | ₹52,373 Cr | ₹1,208 Cr |
| Securities held | 56 | 77 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| 1 month | +6.81% | +8.25% |
| 3 months | +0.26% | +1.14% |
| 6 months | +2.97% | +5.75% |
| 1 year | +1.79% | +3.05% |
| 3 years (CAGR) | +11.10% | +15.26% |
| 5 years (CAGR) | +9.46% | — |
| 7 years (CAGR) | +13.48% | — |
| 10 years (CAGR) | +12.60% | — |
| Since launch (CAGR) | +14.24% | +13.50% |
| SIP return (XIRR, 5 years) ⓘ | +9.84% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| 2026 (year to date) | −0.62% | +1.03% |
| 2025 | +10.49% | +9.49% |
| 2024 | +13.24% | +22.98% |
| 2023 | +23.50% | +25.35% |
| 2022 | +5.11% | — |
| 2021 | +27.04% | — |
Risk
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Volatility (annualised) ⓘ | 14.04% | 14.25% |
| Downside volatility ⓘ | 9.82% | 9.71% |
| Sharpe ratio ⓘ | 0.33 | 0.62 |
| Sortino ratio ⓘ | 0.47 | 0.90 |
| Maximum drawdown ⓘ | −37.08% | −15.25% |
| Recovery from that fall | 8 months | 4 months |
| Current fall from peak | −1.73% | −0.12% |
| Rolling 1-year return: worst | −30.44% | −7.68% |
| Rolling 1-year return: median | +12.72% | +12.51% |
| Rolling 1-year return: best | +98.07% | +46.63% |
| Share of 1-year periods with a loss | 12.84% | 8.86% |
Against each fund's benchmark
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Beta ⓘ | 0.91 | 0.94 |
| Alpha (Jensen's, annualised) ⓘ | +0.95% | +4.40% |
| R² ⓘ | 95.84 | 96.41 |
| Upside capture | 92.30% | 108.05% |
| Downside capture | 82.69% | 84.61% |
| Tracking error | 3.10% | 2.84% |
| Information ratio | 0.30 | 1.67 |
| Treynor ratio | 3.16 | 7.18 |
Portfolio
Asset mix
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Equity | 99.12% | 87.87% |
| Cash & equivalents | 0.47% | 4.11% |
| Debt | 0.41% | 3.15% |
| REITs / InvITs | 0.00% | 4.87% |
Market-cap split (share of fund assets)
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Large Cap | 83.54% | 77.54% |
| Mid Cap | 13.69% | 6.69% |
| Small Cap | 1.89% | 1.94% |
| Unclassified | 0.00% | 1.70% |
Concentration
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Top 10 holdings | 47.57% | 44.96% |
| Effective number of stocks ⓘ | 28.3 | 33.3 |
| Securities held | 56 | 77 |
Portfolio overlap: 42.1%
25 companies are held by both funds; by weight, 42.1% of the two portfolios is the same. That is a moderate overlap.
| Held by both | SBI Large Cap | WhiteOak Capital Large Cap |
|---|---|---|
| ICICI Bank Limited | 8.29% | 9.71% |
| HDFC Bank Limited | 8.19% | 6.32% |
| Kotak Mahindra Bank Limited | 4.60% | 3.41% |
| State Bank of India | 3.50% | 3.36% |
| Reliance Industries Limited | 3.51% | 3.00% |
| Bharti Airtel Limited | 2.15% | 5.43% |
| Axis Bank Limited | 3.22% | 2.11% |
| Larsen & Toubro Limited | 5.31% | 1.85% |
| Tech Mahindra Limited | 1.89% | 1.77% |
| Eternal Limited | 1.77% | 3.32% |
| Divi's Laboratories Limited | 3.61% | 1.22% |
| Sun Pharmaceutical Industries Limited | 1.90% | 1.03% |
| Asian Paints Limited | 3.39% | 0.96% |
| Cholamandalam Investment and Finance Company Ltd | 2.04% | 0.96% |
| Adani Enterprises Limited | 1.61% | 0.63% |
Top 10 holdings
SBI Large Cap
- ICICI Bank Limited8.29%
- HDFC Bank Limited8.19%
- Larsen & Toubro Limited5.31%
- Kotak Mahindra Bank Limited4.60%
- Samvardhana Motherson International Limited3.79%
- Divi's Laboratories Limited3.61%
- Reliance Industries Limited3.51%
- State Bank of India3.50%
- Asian Paints Limited3.39%
- Infosys Limited3.38%
WhiteOak Capital Large Cap
- ICICI Bank Limited9.71%
- HDFC Bank Limited6.32%
- Bharti Airtel Limited5.43%
- Nestle India Limited4.49%
- Kotak Mahindra Bank Limited3.41%
- State Bank of India3.36%
- Eternal Limited3.32%
- Mahindra & Mahindra Limited3.27%
- Reliance Industries Limited3.00%
- Titan Company Limited2.65%
Sector exposure
| SBI Large Cap | WhiteOak Capital Large Cap | |
|---|---|---|
| Banks | 27.80% | 25.46% |
| Pharmaceuticals & Biotechnology | 7.65% | 3.58% |
| Auto Components | 7.01% | 0.00% |
| Finance | 2.04% | 6.23% |
| Automobiles | 0.00% | 5.75% |
| Insurance | 5.50% | 1.25% |
| Telecom - Services | 2.61% | 5.43% |
| Construction | 5.31% | 1.85% |
| IT - Software | 5.27% | 5.08% |
| Retailing | 5.24% | 4.95% |
| Food Products | 0.07% | 4.49% |
| Consumer Durables | 3.39% | 3.61% |
| Petroleum Products | 3.51% | 3.00% |
| Realty | 0.00% | 3.31% |
Questions people ask
What is the difference between SBI Large Cap and WhiteOak Capital Large Cap returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +1.79% vs +3.05%; 3-year CAGR +11.10% vs +15.26%; 5-year CAGR +9.46% vs —; 10-year CAGR +12.60% vs —. Past returns do not indicate future returns.
How do SBI Large Cap and WhiteOak Capital Large Cap compare on risk?
Volatility (36 monthly returns, annualised) 14.04% vs 14.25%; Sharpe ratio 0.33 vs 0.62; Sortino ratio 0.47 vs 0.90; maximum drawdown −37.08% vs −15.25%; beta 0.91 vs 0.94.
How much do SBI Large Cap and WhiteOak Capital Large Cap overlap?
By weight, 42.1% of the two portfolios is invested in the same companies; 25 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, Kotak Mahindra Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of SBI Large Cap and WhiteOak Capital Large Cap?
SBI Large Cap: large cap 83.5%, mid cap 13.7%, small cap 1.9%. WhiteOak Capital Large Cap: large cap 77.5%, mid cap 6.7%, small cap 1.9% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.