SBI Long Term Advantage Fund - Series IV vs Sundaram ELSS Tax Saver Fund
SBI Long Term Advantage Fund - Series IV and Sundaram ELSS Tax Saver Fund are both ELSS (Tax Saving) funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +7.64% vs +9.61%, 5-year CAGR +9.07% vs —, volatility 16.66% vs 14.43%, maximum drawdown −34.40% vs −16.66%. Their portfolios overlap by 24.8% (10 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Fund house | SBI Mutual Fund | Sundaram Mutual Fund |
| Compared as | ELSS (Tax Saving) | ELSS (Tax Saving) |
| NAV | ₹48.8847 | ₹534.6475 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 10 Apr 2017 | 3 Jan 2022 |
| Track record | 9.6 yrs | 4.8 yrs |
| Fund size (AUM) | ₹181 Cr | ₹1,212 Cr |
| Securities held | 29 | 55 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| 1 month | +4.84% | +5.48% |
| 3 months | −3.62% | −2.00% |
| 6 months | −2.32% | −0.28% |
| 1 year | −2.75% | −3.74% |
| 3 years (CAGR) | +7.64% | +9.61% |
| 5 years (CAGR) | +9.07% | — |
| 7 years (CAGR) | +19.44% | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +18.00% | +9.33% |
| SIP return (XIRR, 5 years) ⓘ | +7.92% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| 2026 (year to date) | −4.86% | −5.57% |
| 2025 | +4.26% | +8.29% |
| 2024 | +21.06% | +16.41% |
| 2023 | +24.40% | +25.16% |
| 2022 | +6.81% | — |
| 2021 | +59.30% | — |
Risk
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Volatility (annualised) ⓘ | 16.66% | 14.43% |
| Downside volatility ⓘ | 11.55% | 10.41% |
| Sharpe ratio ⓘ | 0.07 | 0.22 |
| Sortino ratio ⓘ | 0.10 | 0.30 |
| Maximum drawdown ⓘ | −34.40% | −16.66% |
| Recovery from that fall | 5 months | 3 months |
| Current fall from peak | −9.73% | −6.30% |
| Rolling 1-year return: worst | −17.96% | −12.13% |
| Rolling 1-year return: median | +13.43% | +9.84% |
| Rolling 1-year return: best | +114.07% | +39.25% |
| Share of 1-year periods with a loss | 18.94% | 15.22% |
Against each fund's benchmark
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Beta ⓘ | 0.93 | 0.90 |
| Alpha (Jensen's, annualised) ⓘ | −3.38% | −1.69% |
| R² ⓘ | 79.18 | 95.55 |
| Upside capture | 85.36% | 86.98% |
| Downside capture | 99.26% | 91.66% |
| Tracking error | 7.53% | 3.42% |
| Information ratio | -0.54 | -0.62 |
| Treynor ratio | -0.43 | 1.74 |
Portfolio
Asset mix
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Equity | 93.98% | 97.86% |
| Cash & equivalents | 6.02% | 2.16% |
Market-cap split (share of fund assets)
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Large Cap | 47.78% | 61.73% |
| Mid Cap | 15.19% | 15.51% |
| Small Cap | 27.69% | 20.56% |
| Unclassified | 3.32% | 0.05% |
Concentration
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Top 10 holdings | 46.10% | 40.65% |
| Effective number of stocks ⓘ | 27.7 | 38.6 |
| Securities held | 29 | 55 |
Portfolio overlap: 24.8%
10 companies are held by both funds; by weight, 24.8% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver |
|---|---|---|
| ICICI Bank Limited | 7.66% | 6.44% |
| HDFC Bank Limited | 3.91% | 5.78% |
| Kotak Mahindra Bank Limited | 3.68% | 3.27% |
| State Bank of India | 3.18% | 3.58% |
| Mahindra & Mahindra Limited | 1.95% | 2.22% |
| Tata Motors Ltd | 3.95% | 1.53% |
| Swiggy Limited | 2.07% | 1.25% |
| Delhivery Limited | 3.84% | 1.15% |
| Mahindra & Mahindra Financial Services Limited | 3.23% | 1.09% |
| Kalpataru Projects International Ltd | 3.05% | 1.06% |
Top 10 holdings
SBI Long Term Advantage Fund - Series IV
- ICICI Bank Limited7.66%
- Bajaj Finance Limited7.41%
- Eicher Motors Ltd.4.73%
- Navin Fluorine International Limited4.09%
- Tata Motors Ltd3.95%
- HDFC Bank Limited3.91%
- Delhivery Limited3.84%
- Kotak Mahindra Bank Limited3.68%
- Sun Pharmaceutical Industries Limited3.51%
- Kusumgar Limited3.32%
Sundaram ELSS Tax Saver
- ICICI Bank Limited6.44%
- HDFC Bank Limited5.78%
- Axis Bank Limited4.42%
- Kirloskar Oil Engines Limited3.73%
- Bharti Airtel Limited3.72%
- State Bank of India3.58%
- Larsen & Toubro Limited3.47%
- Reliance Industries Limited3.39%
- Kotak Mahindra Bank Limited3.27%
- Infosys Limited2.86%
Sector exposure
| SBI Long Term Advantage Fund - Series IV | Sundaram ELSS Tax Saver | |
|---|---|---|
| Banks | 18.43% | 27.33% |
| Finance | 20.48% | 2.28% |
| Transport Services | 6.80% | 2.55% |
| Automobiles | 6.68% | 5.65% |
| Agricultural, Commercial & Construction Vehicles | 6.08% | 1.53% |
| Construction | 5.26% | 4.53% |
| Industrial Products | 0.00% | 5.19% |
| IT - Software | 2.10% | 4.99% |
| Chemicals & Petrochemicals | 4.09% | 0.00% |
| Telecom - Services | 0.00% | 3.72% |
| Pharmaceuticals & Biotechnology | 3.51% | 3.01% |
| Retailing | 2.07% | 3.42% |
| Petroleum Products | 0.00% | 3.39% |
| Cement & Cement Products | 2.13% | 3.35% |
Questions people ask
What is the difference between SBI Long Term Advantage Fund - Series IV and Sundaram ELSS Tax Saver returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return −2.75% vs −3.74%; 3-year CAGR +7.64% vs +9.61%; 5-year CAGR +9.07% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do SBI Long Term Advantage Fund - Series IV and Sundaram ELSS Tax Saver compare on risk?
Volatility (36 monthly returns, annualised) 16.66% vs 14.43%; Sharpe ratio 0.07 vs 0.22; Sortino ratio 0.10 vs 0.30; maximum drawdown −34.40% vs −16.66%; beta 0.93 vs 0.90.
How much do SBI Long Term Advantage Fund - Series IV and Sundaram ELSS Tax Saver overlap?
By weight, 24.8% of the two portfolios is invested in the same companies; 10 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, Kotak Mahindra Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of SBI Long Term Advantage Fund - Series IV and Sundaram ELSS Tax Saver?
SBI Long Term Advantage Fund - Series IV: large cap 47.8%, mid cap 15.2%, small cap 27.7%. Sundaram ELSS Tax Saver: large cap 61.7%, mid cap 15.5%, small cap 20.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.