Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) vs UTI - Dividend Yield Fund
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) and UTI - Dividend Yield Fund are both Dividend Yield funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +10.36% vs +13.98%, 5-year CAGR — vs +10.77%, volatility 13.77% vs 14.40%, maximum drawdown −18.88% vs −32.69%. Their portfolios overlap by 45% (25 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Fund house | Sundaram Mutual Fund | UTI Mutual Fund |
| Compared as | Dividend Yield | Dividend Yield |
| NAV | ₹145.0331 | ₹190.6305 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 3 Jan 2022 | 2 Jan 2013 |
| Track record | 4.8 yrs | 13.8 yrs |
| Fund size (AUM) | ₹757 Cr | — |
| Securities held | 57 | 63 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| 1 month | +4.58% | +4.47% |
| 3 months | −1.81% | −2.27% |
| 6 months | −1.86% | −0.81% |
| 1 year | −4.14% | −1.73% |
| 3 years (CAGR) | +10.36% | +13.98% |
| 5 years (CAGR) | — | +10.77% |
| 7 years (CAGR) | — | +15.47% |
| 10 years (CAGR) | — | +14.02% |
| Since launch (CAGR) | +10.00% | +13.01% |
| SIP return (XIRR, 5 years) ⓘ | — | +10.93% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| 2026 (year to date) | −5.54% | −3.48% |
| 2025 | +4.57% | +5.95% |
| 2024 | +17.22% | +25.42% |
| 2023 | +35.70% | +36.27% |
| 2022 | — | −4.74% |
| 2021 | — | +39.66% |
Risk
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Volatility (annualised) ⓘ | 13.77% | 14.40% |
| Downside volatility ⓘ | 9.81% | 9.75% |
| Sharpe ratio ⓘ | 0.28 | 0.52 |
| Sortino ratio ⓘ | 0.40 | 0.77 |
| Maximum drawdown ⓘ | −18.88% | −32.69% |
| Recovery from that fall | — | 5 months |
| Current fall from peak | −9.21% | −6.47% |
| Rolling 1-year return: worst | −10.24% | −29.50% |
| Rolling 1-year return: median | +7.84% | +11.12% |
| Rolling 1-year return: best | +49.43% | +85.20% |
| Share of 1-year periods with a loss | 22.20% | 21.27% |
Against each fund's benchmark
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Beta ⓘ | 0.89 | 0.91 |
| Alpha (Jensen's, annualised) ⓘ | −0.55% | +2.67% |
| R² ⓘ | 92.50 | 91.73 |
| Upside capture | 89.30% | 100.09% |
| Downside capture | 88.53% | 85.23% |
| Tracking error | 4.33% | 4.50% |
| Information ratio | -0.22 | 0.59 |
| Treynor ratio | 3.10 | 6.98 |
Portfolio
Asset mix
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Equity | 91.47% | 91.60% |
| REITs / InvITs | 5.30% | 6.26% |
| Cash & equivalents | 3.23% | 1.57% |
| Debt | 0.00% | 0.56% |
Market-cap split (share of fund assets)
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Large Cap | 70.41% | 62.12% |
| Mid Cap | 10.87% | 11.92% |
| Small Cap | 10.19% | 15.83% |
| Unclassified | 0.00% | 1.73% |
Concentration
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Top 10 holdings | 36.45% | 36.17% |
| Effective number of stocks ⓘ | 42.2 | 40.5 |
| Securities held | 57 | 63 |
Portfolio overlap: 45%
25 companies are held by both funds; by weight, 45% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield |
|---|---|---|
| HDFC Bank Limited | 4.87% | 8.11% |
| ICICI Bank Limited | 4.62% | 5.72% |
| State Bank of India | 3.76% | 3.28% |
| Tech Mahindra Limited | 2.82% | 3.08% |
| Infosys Limited | 2.80% | 2.36% |
| Power Grid Corporation of India Limited | 3.01% | 2.33% |
| Bharti Airtel Limited | 2.20% | 2.94% |
| Coal India Limited | 3.37% | 2.02% |
| NTPC Limited | 4.05% | 1.96% |
| ITC Limited | 2.43% | 1.83% |
| Tata Steel Ltd. | 1.95% | 1.65% |
| Oil & Natural Gas Corporation Limited | 2.98% | 1.58% |
| Bharat Electronics Limited | 1.79% | 1.57% |
| Mahindra & Mahindra Limited | 1.44% | 2.84% |
| Aster DM Quality Care Limited | 1.38% | 1.51% |
Top 10 holdings
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)
- HDFC Bank Limited4.87%
- ICICI Bank Limited4.62%
- Embassy Office Parks REIT4.13%
- NTPC Limited4.05%
- State Bank of India3.76%
- Coal India Limited3.37%
- Power Grid Corporation of India Limited3.01%
- Oil & Natural Gas Corporation Limited2.98%
- Somany Ceramics Ltd2.85%
- Tech Mahindra Limited2.82%
UTI - Dividend Yield
- HDFC Bank Limited8.11%
- ICICI Bank Limited5.72%
- State Bank of India3.28%
- Tech Mahindra Limited3.08%
- Kotak Mahindra Bank Limited3.03%
- Bharti Airtel Limited2.94%
- Mahindra & Mahindra Limited2.84%
- Axis Bank Limited2.48%
- Infosys Limited2.36%
- Power Grid Corporation of India Limited2.33%
Sector exposure
| Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) | UTI - Dividend Yield | |
|---|---|---|
| Banks | 16.96% | 22.62% |
| IT - Software | 9.58% | 10.16% |
| Power | 9.57% | 4.29% |
| Automobiles | 4.23% | 8.02% |
| Pharmaceuticals & Biotechnology | 1.66% | 7.50% |
| Petroleum Products | 6.30% | 0.89% |
| Realty | 5.29% | 6.13% |
| Consumer Durables | 3.65% | 4.49% |
| Oil | 4.28% | 2.39% |
| Diversified FMCG | 4.04% | 1.83% |
| Capital Markets | 0.00% | 3.74% |
| Consumable Fuels | 3.37% | 2.02% |
| Healthcare Services | 1.38% | 3.26% |
| Construction | 3.15% | 0.00% |
Questions people ask
What is the difference between Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) and UTI - Dividend Yield returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return −4.14% vs −1.73%; 3-year CAGR +10.36% vs +13.98%; 5-year CAGR — vs +10.77%; 10-year CAGR — vs +14.02%. Past returns do not indicate future returns.
How do Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) and UTI - Dividend Yield compare on risk?
Volatility (36 monthly returns, annualised) 13.77% vs 14.40%; Sharpe ratio 0.28 vs 0.52; Sortino ratio 0.40 vs 0.77; maximum drawdown −18.88% vs −32.69%; beta 0.89 vs 0.91.
How much do Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) and UTI - Dividend Yield overlap?
By weight, 45% of the two portfolios is invested in the same companies; 25 stocks are held by both, the largest shared positions being HDFC Bank Limited, ICICI Bank Limited, State Bank of India. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) and UTI - Dividend Yield?
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund): large cap 70.4%, mid cap 10.9%, small cap 10.2%. UTI - Dividend Yield: large cap 62.1%, mid cap 11.9%, small cap 15.8% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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UTI - Dividend Yield vs
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.