Union Largecap Fund vs WhiteOak Capital Large Cap Fund
Union Largecap Fund and WhiteOak Capital Large Cap Fund are both Large Cap funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +9.91% vs +15.26%, 5-year CAGR +7.36% vs —, volatility 14.19% vs 14.25%, maximum drawdown −36.39% vs −15.25%. Their portfolios overlap by 57.3% (34 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Fund house | Union Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Large Cap | Large Cap |
| NAV | ₹25.5200 | ₹16.3440 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 18 May 2017 | 2 Dec 2022 |
| Track record | 9.5 yrs | 3.9 yrs |
| Fund size (AUM) | ₹408 Cr | ₹1,208 Cr |
| Securities held | 57 | 77 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| 1 month | +8.27% | +8.25% |
| 3 months | +1.19% | +1.14% |
| 6 months | +3.74% | +5.75% |
| 1 year | +0.28% | +3.05% |
| 3 years (CAGR) | +9.91% | +15.26% |
| 5 years (CAGR) | +7.36% | — |
| 7 years (CAGR) | +12.13% | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +10.38% | +13.50% |
| SIP return (XIRR, 5 years) ⓘ | +8.32% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| 2026 (year to date) | −0.04% | +1.03% |
| 2025 | +5.23% | +9.49% |
| 2024 | +13.31% | +22.98% |
| 2023 | +23.26% | +25.35% |
| 2022 | +0.23% | — |
| 2021 | +29.33% | — |
Risk
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Volatility (annualised) ⓘ | 14.19% | 14.25% |
| Downside volatility ⓘ | 10.33% | 9.71% |
| Sharpe ratio ⓘ | 0.24 | 0.62 |
| Sortino ratio ⓘ | 0.33 | 0.90 |
| Maximum drawdown ⓘ | −36.39% | −15.25% |
| Recovery from that fall | 7 months | 4 months |
| Current fall from peak | −2.52% | −0.12% |
| Rolling 1-year return: worst | −30.68% | −7.68% |
| Rolling 1-year return: median | +6.21% | +12.51% |
| Rolling 1-year return: best | +89.57% | +46.63% |
| Share of 1-year periods with a loss | 23.48% | 8.86% |
Against each fund's benchmark
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Beta ⓘ | 0.92 | 0.94 |
| Alpha (Jensen's, annualised) ⓘ | −0.38% | +4.40% |
| R² ⓘ | 94.93 | 96.41 |
| Upside capture | 91.99% | 108.05% |
| Downside capture | 91.04% | 84.61% |
| Tracking error | 3.37% | 2.84% |
| Information ratio | -0.15 | 1.67 |
| Treynor ratio | 1.56 | 7.18 |
Portfolio
Asset mix
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Equity | 99.02% | 87.87% |
| Cash & equivalents | 0.89% | 4.11% |
| Debt | 0.09% | 3.15% |
| REITs / InvITs | 0.00% | 4.87% |
Market-cap split (share of fund assets)
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Large Cap | 83.05% | 77.54% |
| Mid Cap | 10.69% | 6.69% |
| Small Cap | 3.58% | 1.94% |
| Unclassified | 1.70% | 1.70% |
Concentration
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Top 10 holdings | 45.28% | 44.96% |
| Effective number of stocks ⓘ | 30.5 | 33.3 |
| Securities held | 57 | 77 |
Portfolio overlap: 57.3%
34 companies are held by both funds; by weight, 57.3% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Union Largecap | WhiteOak Capital Large Cap |
|---|---|---|
| ICICI Bank Limited | 9.41% | 9.71% |
| HDFC Bank Limited | 6.95% | 6.32% |
| Bharti Airtel Limited | 4.31% | 5.43% |
| State Bank of India | 4.18% | 3.36% |
| Eternal Limited | 3.27% | 3.32% |
| Reliance Industries Limited | 5.28% | 3.00% |
| Mahindra & Mahindra Limited | 2.68% | 3.27% |
| Kotak Mahindra Bank Limited | 2.52% | 3.41% |
| Titan Company Limited | 2.39% | 2.65% |
| Axis Bank Limited | 3.24% | 2.11% |
| Larsen & Toubro Limited | 2.49% | 1.85% |
| Bharat Electronics Limited | 1.40% | 2.00% |
| Maruti Suzuki India Limited | 1.25% | 2.18% |
| Solar Industries India Limited | 2.45% | 1.22% |
| Divi's Laboratories Limited | 1.16% | 1.22% |
Top 10 holdings
Union Largecap
- ICICI Bank Limited9.41%
- HDFC Bank Limited6.95%
- Reliance Industries Limited5.28%
- Bharti Airtel Limited4.31%
- State Bank of India4.18%
- Torrent Pharmaceuticals Limited3.27%
- Eternal Limited3.27%
- Axis Bank Limited3.24%
- Infosys Limited2.69%
- Mahindra & Mahindra Limited2.68%
WhiteOak Capital Large Cap
- ICICI Bank Limited9.71%
- HDFC Bank Limited6.32%
- Bharti Airtel Limited5.43%
- Nestle India Limited4.49%
- Kotak Mahindra Bank Limited3.41%
- State Bank of India3.36%
- Eternal Limited3.32%
- Mahindra & Mahindra Limited3.27%
- Reliance Industries Limited3.00%
- Titan Company Limited2.65%
Sector exposure
| Union Largecap | WhiteOak Capital Large Cap | |
|---|---|---|
| Banks | 26.30% | 25.46% |
| Finance | 4.82% | 6.23% |
| Automobiles | 4.89% | 5.75% |
| Telecom - Services | 4.31% | 5.43% |
| Petroleum Products | 5.28% | 3.00% |
| Pharmaceuticals & Biotechnology | 5.24% | 3.58% |
| IT - Software | 4.46% | 5.08% |
| Retailing | 4.61% | 4.95% |
| Food Products | 0.00% | 4.49% |
| Electrical Equipment | 4.31% | 1.40% |
| Consumer Durables | 2.98% | 3.61% |
| Capital Markets | 3.52% | 2.36% |
| Chemicals & Petrochemicals | 3.42% | 2.71% |
| Realty | 0.00% | 3.31% |
Questions people ask
What is the difference between Union Largecap and WhiteOak Capital Large Cap returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +0.28% vs +3.05%; 3-year CAGR +9.91% vs +15.26%; 5-year CAGR +7.36% vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Union Largecap and WhiteOak Capital Large Cap compare on risk?
Volatility (36 monthly returns, annualised) 14.19% vs 14.25%; Sharpe ratio 0.24 vs 0.62; Sortino ratio 0.33 vs 0.90; maximum drawdown −36.39% vs −15.25%; beta 0.92 vs 0.94.
How much do Union Largecap and WhiteOak Capital Large Cap overlap?
By weight, 57.3% of the two portfolios is invested in the same companies; 34 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, Bharti Airtel Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Union Largecap and WhiteOak Capital Large Cap?
Union Largecap: large cap 83.1%, mid cap 10.7%, small cap 3.6%. WhiteOak Capital Large Cap: large cap 77.5%, mid cap 6.7%, small cap 1.9% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.