Liquid Funds Mutual Funds
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks. Hold for Days to 3 months.
Direct plans in this category
Returns as of 10 Nov 2026 · Direct · Growth option
- Aditya Birla Sun Life Liquid FundAditya Birla Sun Life Mutual Fund · NAV ₹463.44 6.6% 7.0% 6.5%
- Axis Liquid FundAxis Mutual Fund · NAV ₹3,191.76 6.6% 7.0% 6.5%
- Mahindra Manulife Liquid FundMahindra Manulife Mutual Fund · NAV ₹1,868.81 6.6% 6.9% 6.5%
- Edelweiss Liquid FundEdelweiss Mutual Fund · NAV ₹3,708.02 6.6% 7.0% 6.5%
- BANK OF INDIA LIQUID FUNDBank of India Mutual Fund · NAV ₹3,304.16 6.5% 6.9% 6.5%
- PGIM India Liquid FundPGIM India Mutual Fund · NAV ₹374.30 6.6% 6.9% 6.5%
- Union Liquid FundUnion Mutual Fund · NAV ₹2,766.37 6.5% 6.9% 6.5%
- Nippon India Liquid FundNippon India Mutual Fund · NAV ₹7,022.71 6.6% 6.9% 6.5%
- Franklin India Liquid FundFranklin Templeton Mutual Fund · NAV ₹4,313.38 6.6% 7.0% 6.5%
- UTI - Liquid FundUTI Mutual Fund · NAV ₹470.36 6.5% 6.9% 6.5%
- DSP Liquid FundDSP Mutual Fund · NAV ₹4,102.39 6.6% 6.9% 6.5%
- BARODA BNP PARIBAS LIQUID FUNDBaroda BNP Paribas Mutual Fund · NAV ₹3,305.26 6.5% 6.9% 6.4%
- Tata Liquid FundTata Mutual Fund · NAV ₹4,527.00 6.5% 6.9% 6.4%
- Canara Robeco Liquid FundCanara Robeco Mutual Fund · NAV ₹3,436.61 6.5% 6.9% 6.4%
- Mirae Asset Liquid FundMirae Asset Mutual Fund · NAV ₹3,027.08 6.4% 6.9% 6.4%
- Invesco India Liquid FundInvesco Mutual Fund · NAV ₹3,936.71 6.5% 6.9% 6.4%
- BANDHAN LIQUID FundBandhan Mutual Fund · NAV ₹3,462.15 6.5% 6.9% 6.4%
- Kotak Liquid FundKotak Mahindra Mutual Fund · NAV ₹5,793.40 6.5% 6.9% 6.4%
- LIC MF Liquid FundLIC Mutual Fund · NAV ₹5,205.59 6.5% 6.9% 6.4%
- ICICI Prudential Liquid Fund -ICICI Prudential Mutual Fund · NAV ₹424.29 6.5% 6.9% 6.4%
- HDFC Liquid FundHDFC Mutual Fund · NAV ₹5,630.51 6.5% 6.9% 6.4%
- SBI LIQUID FUNDSBI Mutual Fund · NAV ₹4,482.78 6.5% 6.9% 6.4%
- TRUSTMF Liquid FundTrust Mutual Fund · NAV ₹1,387.97 6.5% 6.8% 6.4%
- JM Liquid FundJM Financial Mutual Fund · NAV ₹78.22 6.4% 6.8% 6.4%
- Groww Liquid FundGroww Mutual Fund · NAV ₹2,780.81 6.5% 6.9% 6.4%
- Quant Liquid Fundquant Mutual Fund · NAV ₹45.89 6.1% 6.7% 6.3%
- WhiteOak Capital Liquid FundWhiteOak Capital Mutual Fund · NAV ₹1,534.61 6.4% 6.8% 6.3%
- 360 ONE Liquid Fund360 ONE Mutual Fund · NAV ₹2,193.77 6.3% 6.7% 6.3%
- ITI Liquid FundITI Mutual Fund · NAV ₹1,487.11 6.1% 6.6% 6.2%
- Parag Parikh Liquid FundPPFAS Mutual Fund · NAV ₹1,585.71 6.5% 6.7% 6.2%
- Quantum Liquid FundQuantum Mutual Fund · NAV ₹38.07 5.9% 6.5% 6.1%
- ASK Liquid FundASK MUTUAL FUND · NAV ₹1,012.48 — — —
- Abakkus Liquid FundAbakkus Mutual Fund · NAV ₹105.45 — — —
- Bajaj Finserv Liquid FundBajaj Finserv Mutual Fund · NAV ₹1,251.86 6.5% 6.9% —
- Capitalmind Liquid FundCapitalmind Mutual Fund · NAV ₹1,063.39 — — —
- Carnelian Liquid FundCarnelian Mutual Fund · NAV ₹1,004.11 — — —
- JioBlackRock Liquid FundJio BlackRock Mutual Fund · NAV ₹1,087.75 6.6% — —
- Shriram Liquid FundShriram Mutual Fund · NAV ₹1,132.10 6.4% — —
- Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)Sundaram Mutual Fund · NAV ₹2,535.65 6.6% 7.0% —
- The Wealth Company Liquid FundThe Wealth Company Mutual Fund · NAV ₹1,070.99 6.6% — —
- UNIFI LIQUID FUNDUnifi Mutual Fund · NAV ₹1,084.38 5.8% — —
Point-to-point CAGR from AMFI NAV history, Direct plans only, computed to 10 Nov 2026 with the same engine the fund pages use, so a fund's number here matches its own page. Ordered by five-year return so the list has a shape, not because the order is a judgement. Past returns do not predict future ones — a fund near the top is usually there because its style suited the last five years, and styles take turns.
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Questions people ask
What is a Liquid Funds fund?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who should invest in Liquid Funds funds?
Emergency money and anything needed within weeks. A sensible holding period is Days to 3 months.
How is this list ordered?
By five-year CAGR computed from AMFI's published NAV history, within one plan type. It is a sort, not a verdict — a fund near the top is there because its style suited the last five years, which is not a promise about the next five.
Should I choose the Direct or Regular plan?
A Direct plan holds exactly the same portfolio without the distributor commission, so its expense ratio is lower — commonly 0.5% to 1.2% a year — and it compounds ahead of the Regular plan for ever. Choose Regular only if you want an intermediary's advice and are content to pay for it annually.