Aditya Birla Sun Life Digital India Fund vs SBI TECHNOLOGY OPPORTUNITIES FUND
Aditya Birla Sun Life Digital India Fund and SBI TECHNOLOGY OPPORTUNITIES FUND are both Technology Funds. As of 4 Nov 2026 (Direct plan, Growth option): 3-year CAGR +5.60% vs +11.13%, 5-year CAGR +4.33% vs +7.21%, volatility 21.23% vs 19.79%, maximum drawdown −34.50% vs −29.85%. Their portfolios overlap by 57.9% (16 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | SBI Mutual Fund |
| Compared as | Technology Funds | Technology Funds |
| NAV | ₹181.2400 | ₹238.0070 |
| NAV date | 4 Nov 2026 | 3 Nov 2026 |
| Launched (first NAV) | 2 Jan 2013 | 10 Jan 2013 |
| Track record | 13.8 yrs | 13.8 yrs |
| Fund size (AUM) | ₹3,617 Cr | ₹4,155 Cr |
| Securities held | 43 | 27 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| 1 month | +5.49% | +8.33% |
| 3 months | −1.15% | −0.52% |
| 6 months | +9.93% | +11.49% |
| 1 year | −5.96% | −6.76% |
| 3 years (CAGR) | +5.60% | +11.13% |
| 5 years (CAGR) | +4.33% | +7.21% |
| 7 years (CAGR) | +18.01% | +19.26% |
| 10 years (CAGR) | +18.14% | +17.96% |
| Since launch (CAGR) | +18.09% | +18.42% |
| SIP return (XIRR, 5 years) ⓘ | +4.82% | +8.36% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| 2026 (year to date) | −9.22% | −9.07% |
| 2025 | −4.24% | +2.57% |
| 2024 | +19.41% | +31.47% |
| 2023 | +37.31% | +26.25% |
| 2022 | −20.61% | −14.46% |
| 2021 | +72.53% | +68.47% |
Risk
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Volatility (annualised) ⓘ | 21.23% | 19.79% |
| Downside volatility ⓘ | 15.30% | 13.21% |
| Sharpe ratio ⓘ | -0.04 | 0.23 |
| Sortino ratio ⓘ | -0.06 | 0.35 |
| Maximum drawdown ⓘ | −34.50% | −29.85% |
| Recovery from that fall | 4 months | 4 months |
| Current fall from peak | −17.99% | −11.51% |
| Rolling 1-year return: worst | −25.31% | −21.18% |
| Rolling 1-year return: median | +14.22% | +15.06% |
| Rolling 1-year return: best | +150.40% | +115.54% |
| Share of 1-year periods with a loss | 26.92% | 23.35% |
Against each fund's benchmark
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Beta ⓘ | 0.84 | 0.73 |
| Alpha (Jensen's, annualised) ⓘ | −1.91% | +2.77% |
| R² ⓘ | 36.79 | 32.42 |
| Upside capture | 74.24% | 78.99% |
| Downside capture | 72.90% | 53.32% |
| Tracking error | 17.42% | 17.09% |
| Information ratio | -0.23 | 0.05 |
| Treynor ratio | -0.38 | 6.24 |
Portfolio
Asset mix
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Equity | 91.54% | 82.94% |
| Foreign Securities | 6.75% | 13.80% |
| Cash & equivalents | 1.69% | 3.19% |
| Debt | 0.00% | 0.07% |
Market-cap split (share of fund assets)
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Large Cap | 46.13% | 48.17% |
| Mid Cap | 18.02% | 18.16% |
| Small Cap | 27.39% | 16.61% |
| Unclassified | 0.00% | 0.00% |
Concentration
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| Top 10 holdings | 59.21% | 65.10% |
| Effective number of stocks ⓘ | 21.7 | 15.5 |
| Securities held | 43 | 27 |
Portfolio overlap: 57.9%
16 companies are held by both funds; by weight, 57.9% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES |
|---|---|---|
| Infosys Limited | 9.94% | 8.37% |
| Bharti Airtel Limited | 7.18% | 16.92% |
| Tata Consultancy Services Limited | 7.20% | 7.01% |
| Eternal Limited | 5.93% | 6.93% |
| Coforge Limited | 5.10% | 5.05% |
| Swiggy Limited | 4.21% | 3.61% |
| LTM Limited | 3.35% | 4.00% |
| Persistent Systems Limited | 4.92% | 2.80% |
| Firstsource Solutions Limited | 2.62% | 3.69% |
| Tech Mahindra Limited | 7.85% | 2.57% |
| HCL Technologies Ltd. | 3.55% | 2.37% |
| Hexaware Technologies Ltd. | 2.15% | 2.14% |
| Cognizant Technology Solutions Corporation | 2.12% | 4.38% |
| Capillary Technologies India Ltd. | 1.38% | 1.10% |
| PB Fintech Limited | 1.03% | 1.56% |
Top 10 holdings
Aditya Birla Sun Life Digital India
- Infosys Limited9.93%
- Tech Mahindra Limited7.85%
- Tata Consultancy Services Limited7.20%
- Bharti Airtel Limited7.18%
- Eternal Limited5.93%
- Coforge Limited5.10%
- Persistent Systems Limited4.92%
- Swiggy Limited4.20%
- HCL Technologies Ltd.3.55%
- LTM Limited3.35%
SBI TECHNOLOGY OPPORTUNITIES
- Bharti Airtel Limited16.92%
- Infosys Limited8.37%
- Tata Consultancy Services Limited7.01%
- Eternal Limited6.93%
- Coforge Limited5.05%
- Microsoft Corp4.50%
- Cognizant Technology Solutions Corporation4.38%
- LTM Limited4.00%
- Amagi Media Labs Ltd.3.97%
- Alphabet Inc A3.97%
Sector exposure
| Aditya Birla Sun Life Digital India | SBI TECHNOLOGY OPPORTUNITIES | |
|---|---|---|
| IT - Software | 53.51% | 39.38% |
| Telecom - Services | 7.81% | 16.92% |
| Retailing | 10.98% | 14.13% |
| IT - Services | 7.94% | 10.85% |
| Systems Software | 0.67% | 4.50% |
| Commercial Services & Supplies | 4.24% | 3.69% |
| Unclassified | 3.26% | 0.00% |
| Transport Services | 0.00% | 3.22% |
| Financial Technology (Fintech) | 2.67% | 1.56% |
| Aerospace & Defense | 2.38% | 0.00% |
| Other Consumer Services | 1.45% | 0.00% |
| Healthcare Services | 0.00% | 1.27% |
| Leisure Services | 0.00% | 1.22% |
| Automobiles | 0.98% | 0.00% |
Questions people ask
What is the difference between Aditya Birla Sun Life Digital India and SBI TECHNOLOGY OPPORTUNITIES returns?
As of 4 Nov 2026, Direct plan Growth option: 1-year return −5.96% vs −6.76%; 3-year CAGR +5.60% vs +11.13%; 5-year CAGR +4.33% vs +7.21%; 10-year CAGR +18.14% vs +17.96%. Past returns do not indicate future returns.
How do Aditya Birla Sun Life Digital India and SBI TECHNOLOGY OPPORTUNITIES compare on risk?
Volatility (36 monthly returns, annualised) 21.23% vs 19.79%; Sharpe ratio -0.04 vs 0.23; Sortino ratio -0.06 vs 0.35; maximum drawdown −34.50% vs −29.85%; beta 0.84 vs 0.73.
How much do Aditya Birla Sun Life Digital India and SBI TECHNOLOGY OPPORTUNITIES overlap?
By weight, 57.9% of the two portfolios is invested in the same companies; 16 stocks are held by both, the largest shared positions being Infosys Limited, Bharti Airtel Limited, Tata Consultancy Services Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Aditya Birla Sun Life Digital India and SBI TECHNOLOGY OPPORTUNITIES?
Aditya Birla Sun Life Digital India: large cap 46.1%, mid cap 18.0%, small cap 27.4%. SBI TECHNOLOGY OPPORTUNITIES: large cap 48.2%, mid cap 18.2%, small cap 16.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 4 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.