SBI TECHNOLOGY OPPORTUNITIES FUND vs WhiteOak Capital Digital Bharat Fund
SBI TECHNOLOGY OPPORTUNITIES FUND and WhiteOak Capital Digital Bharat Fund are both Technology Funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR +11.13% vs —, 5-year CAGR +7.21% vs —, volatility 19.79% vs 22.55%, maximum drawdown −29.85% vs −25.54%. Their portfolios overlap by 51.1% (14 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Fund house | SBI Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Technology Funds | Technology Funds |
| NAV | ₹238.1167 | ₹10.8230 |
| NAV date | 4 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 10 Jan 2013 | 14 Oct 2024 |
| Track record | 13.8 yrs | 2.1 yrs |
| Fund size (AUM) | ₹4,155 Cr | ₹474 Cr |
| Securities held | 27 | 42 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| 1 month | +7.46% | +7.64% |
| 3 months | −0.43% | +2.18% |
| 6 months | +9.84% | +16.19% |
| 1 year | −6.20% | −0.88% |
| 3 years (CAGR) | +11.13% | — |
| 5 years (CAGR) | +7.21% | — |
| 7 years (CAGR) | +19.16% | — |
| 10 years (CAGR) | +18.09% | — |
| Since launch (CAGR) | +18.42% | +3.65% |
| SIP return (XIRR, 5 years) ⓘ | +8.36% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| 2026 (year to date) | −9.03% | −0.77% |
| 2025 | +2.57% | +1.81% |
| 2024 | +31.47% | — |
| 2023 | +26.25% | — |
| 2022 | −14.46% | — |
| 2021 | +68.47% | — |
Risk
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Volatility (annualised) ⓘ | 19.79% | 22.55% |
| Downside volatility ⓘ | 13.21% | 16.72% |
| Sharpe ratio ⓘ | 0.23 | -0.13 |
| Sortino ratio ⓘ | 0.35 | -0.17 |
| Maximum drawdown ⓘ | −29.85% | −25.54% |
| Recovery from that fall | 4 months | — |
| Current fall from peak | −11.46% | −3.87% |
| Rolling 1-year return: worst | −21.18% | −12.40% |
| Rolling 1-year return: median | +15.05% | +0.24% |
| Rolling 1-year return: best | +115.54% | +17.03% |
| Share of 1-year periods with a loss | 23.38% | 48.86% |
Against each fund's benchmark
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Beta ⓘ | 0.73 | 0.97 |
| Alpha (Jensen's, annualised) ⓘ | +2.77% | +7.07% |
| R² ⓘ | 32.42 | 46.05 |
| Upside capture | 78.99% | 107.76% |
| Downside capture | 53.32% | 70.73% |
| Tracking error | 17.09% | 16.89% |
| Information ratio | 0.05 | 0.36 |
| Treynor ratio | 6.24 | -1.46 |
Portfolio
Asset mix
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Equity | 82.94% | 90.91% |
| Foreign Securities | 13.80% | 0.00% |
| Cash & equivalents | 3.19% | 1.63% |
| Debt | 0.07% | 7.46% |
Market-cap split (share of fund assets)
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Large Cap | 48.17% | 43.06% |
| Mid Cap | 18.16% | 23.07% |
| Small Cap | 16.61% | 24.78% |
| Unclassified | 0.00% | 0.00% |
Concentration
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| Top 10 holdings | 65.10% | 61.59% |
| Effective number of stocks ⓘ | 15.5 | 16.1 |
| Securities held | 27 | 42 |
Portfolio overlap: 51.1%
14 companies are held by both funds; by weight, 51.1% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat |
|---|---|---|
| Bharti Airtel Limited | 16.92% | 17.84% |
| Eternal Limited | 6.93% | 8.24% |
| Coforge Limited | 5.05% | 6.15% |
| Infosys Limited | 8.37% | 3.95% |
| Tata Consultancy Services Limited | 7.01% | 2.86% |
| Persistent Systems Limited | 2.80% | 6.13% |
| Firstsource Solutions Limited | 3.69% | 2.72% |
| Tech Mahindra Limited | 2.57% | 6.14% |
| HCL Technologies Ltd. | 2.37% | 2.21% |
| Info Edge (India) Limited | 2.05% | 4.25% |
| FSN E-Commerce Ventures Limited | 1.54% | 2.26% |
| TBO Tek Limited | 1.22% | 1.73% |
| PB Fintech Limited | 1.56% | 0.25% |
| LTM Limited | 4.00% | 0.00% |
Top 10 holdings
SBI TECHNOLOGY OPPORTUNITIES
- Bharti Airtel Limited16.92%
- Infosys Limited8.37%
- Tata Consultancy Services Limited7.01%
- Eternal Limited6.93%
- Coforge Limited5.05%
- Microsoft Corp4.50%
- Cognizant Technology Solutions Corporation4.38%
- LTM Limited4.00%
- Amagi Media Labs Ltd.3.97%
- Alphabet Inc A3.97%
WhiteOak Capital Digital Bharat
- Bharti Airtel Limited17.84%
- Eternal Limited8.24%
- Coforge Limited6.15%
- Tech Mahindra Limited6.14%
- Persistent Systems Limited6.13%
- Info Edge (India) Limited4.25%
- Infosys Limited3.95%
- eClerx Services Limited3.31%
- Tata Consultancy Services Limited2.86%
- Firstsource Solutions Limited2.72%
Sector exposure
| SBI TECHNOLOGY OPPORTUNITIES | WhiteOak Capital Digital Bharat | |
|---|---|---|
| IT - Software | 39.38% | 34.68% |
| Telecom - Services | 16.92% | 19.39% |
| Retailing | 14.13% | 19.03% |
| IT - Services | 10.85% | 3.40% |
| Commercial Services & Supplies | 3.69% | 6.03% |
| Sovereign | 0.07% | 5.07% |
| Systems Software | 4.50% | 0.00% |
| Transport Services | 3.22% | 0.00% |
| SOV | 0.00% | 2.39% |
| Industrial Products | 0.00% | 2.07% |
| Leisure Services | 1.22% | 1.87% |
| Personal Products | 0.00% | 1.86% |
| Capital Markets | 0.00% | 1.82% |
| Financial Technology (Fintech) | 1.56% | 0.25% |
Questions people ask
What is the difference between SBI TECHNOLOGY OPPORTUNITIES and WhiteOak Capital Digital Bharat returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return −6.20% vs −0.88%; 3-year CAGR +11.13% vs —; 5-year CAGR +7.21% vs —; 10-year CAGR +18.09% vs —. Past returns do not indicate future returns.
How do SBI TECHNOLOGY OPPORTUNITIES and WhiteOak Capital Digital Bharat compare on risk?
Volatility (36 monthly returns, annualised) 19.79% vs 22.55%; Sharpe ratio 0.23 vs -0.13; Sortino ratio 0.35 vs -0.17; maximum drawdown −29.85% vs −25.54%; beta 0.73 vs 0.97.
How much do SBI TECHNOLOGY OPPORTUNITIES and WhiteOak Capital Digital Bharat overlap?
By weight, 51.1% of the two portfolios is invested in the same companies; 14 stocks are held by both, the largest shared positions being Bharti Airtel Limited, Eternal Limited, Coforge Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of SBI TECHNOLOGY OPPORTUNITIES and WhiteOak Capital Digital Bharat?
SBI TECHNOLOGY OPPORTUNITIES: large cap 48.2%, mid cap 18.2%, small cap 16.6%. WhiteOak Capital Digital Bharat: large cap 43.1%, mid cap 23.1%, small cap 24.8% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
More comparisons
SBI TECHNOLOGY OPPORTUNITIES vs
- SBI TECHNOLOGY OPPORTUNITIES vs ICICI Prudential Technology
- SBI TECHNOLOGY OPPORTUNITIES vs Edelweiss Technology
- SBI TECHNOLOGY OPPORTUNITIES vs Motilal Oswal Digital India
- SBI TECHNOLOGY OPPORTUNITIES vs Invesco India Technology
- SBI TECHNOLOGY OPPORTUNITIES vs Franklin India Technology
- SBI TECHNOLOGY OPPORTUNITIES vs Tata Digital India
WhiteOak Capital Digital Bharat vs
- WhiteOak Capital Digital Bharat vs LIC MF Technology
- WhiteOak Capital Digital Bharat vs ICICI Prudential Technology
- WhiteOak Capital Digital Bharat vs Edelweiss Technology
- WhiteOak Capital Digital Bharat vs Motilal Oswal Digital India
- WhiteOak Capital Digital Bharat vs Invesco India Technology
- WhiteOak Capital Digital Bharat vs Franklin India Technology
All Technology Funds comparisons → · Compare up to six funds yourself → · Every fund in this category → · All comparisons →
Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.