SBI TECHNOLOGY OPPORTUNITIES FUND vs Tata Digital India Fund
SBI TECHNOLOGY OPPORTUNITIES FUND and Tata Digital India Fund are both Technology Funds. As of 4 Nov 2026 (Direct plan, Growth option): 3-year CAGR +11.13% vs +6.55%, 5-year CAGR +7.21% vs +3.47%, volatility 19.79% vs 21.58%, maximum drawdown −29.85% vs −33.27%. Their portfolios overlap by 47% (17 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Compared as | Technology Funds | Technology Funds |
| NAV | ₹238.0070 | ₹49.3693 |
| NAV date | 3 Nov 2026 | 4 Nov 2026 |
| Launched (first NAV) | 10 Jan 2013 | 29 Dec 2015 |
| Track record | 13.8 yrs | 10.9 yrs |
| Fund size (AUM) | ₹4,155 Cr | ₹9,276 Cr |
| Securities held | 27 | 51 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| 1 month | +8.33% | +7.21% |
| 3 months | −0.52% | −2.57% |
| 6 months | +11.49% | +6.67% |
| 1 year | −6.76% | −9.31% |
| 3 years (CAGR) | +11.13% | +6.55% |
| 5 years (CAGR) | +7.21% | +3.47% |
| 7 years (CAGR) | +19.26% | +17.46% |
| 10 years (CAGR) | +17.96% | +18.41% |
| Since launch (CAGR) | +18.42% | +15.85% |
| SIP return (XIRR, 5 years) ⓘ | +8.36% | +3.64% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| 2026 (year to date) | −9.07% | −13.44% |
| 2025 | +2.57% | −8.60% |
| 2024 | +31.47% | +32.37% |
| 2023 | +26.25% | +33.81% |
| 2022 | −14.46% | −22.00% |
| 2021 | +68.47% | +77.28% |
Risk
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Volatility (annualised) ⓘ | 19.79% | 21.58% |
| Downside volatility ⓘ | 13.21% | 15.68% |
| Sharpe ratio ⓘ | 0.23 | 0.00 |
| Sortino ratio ⓘ | 0.35 | 0.00 |
| Maximum drawdown ⓘ | −29.85% | −33.27% |
| Recovery from that fall | 4 months | — |
| Current fall from peak | −11.51% | −24.91% |
| Rolling 1-year return: worst | −21.18% | −25.02% |
| Rolling 1-year return: median | +15.06% | +13.31% |
| Rolling 1-year return: best | +115.54% | +139.49% |
| Share of 1-year periods with a loss | 23.35% | 31.87% |
Against each fund's benchmark
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Beta ⓘ | 0.73 | 0.85 |
| Alpha (Jensen's, annualised) ⓘ | +2.77% | −1.06% |
| R² ⓘ | 32.42 | 36.51 |
| Upside capture | 78.99% | 76.71% |
| Downside capture | 53.32% | 71.14% |
| Tracking error | 17.09% | 17.77% |
| Information ratio | 0.05 | -0.18 |
| Treynor ratio | 6.24 | 0.63 |
Portfolio
Asset mix
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Equity | 82.94% | 95.05% |
| Foreign Securities | 13.80% | 0.00% |
| Cash & equivalents | 3.19% | 4.95% |
| Debt | 0.07% | 0.00% |
Market-cap split (share of fund assets)
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Large Cap | 48.17% | 57.35% |
| Mid Cap | 18.16% | 17.52% |
| Small Cap | 16.61% | 19.93% |
| Unclassified | 0.00% | 0.25% |
Concentration
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| Top 10 holdings | 65.10% | 61.22% |
| Effective number of stocks ⓘ | 15.5 | 16.9 |
| Securities held | 27 | 51 |
Portfolio overlap: 47%
17 companies are held by both funds; by weight, 47% of the two portfolios is the same. That is a moderate overlap.
| Held by both | SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India |
|---|---|---|
| Infosys Limited | 8.37% | 16.30% |
| Tata Consultancy Services Limited | 7.01% | 9.75% |
| Eternal Limited | 6.93% | 7.62% |
| Bharti Airtel Limited | 16.92% | 5.06% |
| Persistent Systems Limited | 2.80% | 3.89% |
| Tech Mahindra Limited | 2.57% | 8.32% |
| HCL Technologies Ltd. | 2.37% | 3.56% |
| Firstsource Solutions Limited | 3.69% | 2.08% |
| Coforge Limited | 5.05% | 1.63% |
| LTM Limited | 4.00% | 1.57% |
| PB Fintech Limited | 1.56% | 2.68% |
| Swiggy Limited | 3.61% | 1.35% |
| TBO Tek Limited | 1.22% | 1.49% |
| Amagi Media Labs Ltd. | 3.97% | 0.77% |
| Info Edge (India) Limited | 2.05% | 0.64% |
Top 10 holdings
SBI TECHNOLOGY OPPORTUNITIES
- Bharti Airtel Limited16.92%
- Infosys Limited8.37%
- Tata Consultancy Services Limited7.01%
- Eternal Limited6.93%
- Coforge Limited5.05%
- Microsoft Corp4.50%
- Cognizant Technology Solutions Corporation4.38%
- LTM Limited4.00%
- Amagi Media Labs Ltd.3.97%
- Alphabet Inc A3.97%
Tata Digital India
- Infosys Limited16.30%
- Tata Consultancy Services Limited9.75%
- Tech Mahindra Limited8.32%
- Eternal Limited7.62%
- Bharti Airtel Limited5.06%
- Persistent Systems Limited3.89%
- HCL Technologies Ltd.3.56%
- PB Fintech Limited2.68%
- Firstsource Solutions Limited2.08%
- Cyient Limited1.96%
Sector exposure
| SBI TECHNOLOGY OPPORTUNITIES | Tata Digital India | |
|---|---|---|
| IT - Software | 39.38% | 53.63% |
| Telecom - Services | 16.92% | 5.97% |
| Retailing | 14.13% | 11.88% |
| IT - Services | 10.85% | 4.87% |
| Systems Software | 4.50% | 0.00% |
| Financial Technology (Fintech) | 1.56% | 4.43% |
| Commercial Services & Supplies | 3.69% | 3.46% |
| Transport Services | 3.22% | 0.74% |
| Leisure Services | 1.22% | 2.13% |
| Consumer Durables | 0.00% | 1.83% |
| Electrical Equipment | 0.00% | 1.41% |
| Healthcare Services | 1.27% | 0.00% |
| Metals & Minerals Trading | 0.00% | 1.19% |
| Capital Markets | 0.00% | 0.96% |
Questions people ask
What is the difference between SBI TECHNOLOGY OPPORTUNITIES and Tata Digital India returns?
As of 4 Nov 2026, Direct plan Growth option: 1-year return −6.76% vs −9.31%; 3-year CAGR +11.13% vs +6.55%; 5-year CAGR +7.21% vs +3.47%; 10-year CAGR +17.96% vs +18.41%. Past returns do not indicate future returns.
How do SBI TECHNOLOGY OPPORTUNITIES and Tata Digital India compare on risk?
Volatility (36 monthly returns, annualised) 19.79% vs 21.58%; Sharpe ratio 0.23 vs 0.00; Sortino ratio 0.35 vs 0.00; maximum drawdown −29.85% vs −33.27%; beta 0.73 vs 0.85.
How much do SBI TECHNOLOGY OPPORTUNITIES and Tata Digital India overlap?
By weight, 47% of the two portfolios is invested in the same companies; 17 stocks are held by both, the largest shared positions being Infosys Limited, Tata Consultancy Services Limited, Eternal Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of SBI TECHNOLOGY OPPORTUNITIES and Tata Digital India?
SBI TECHNOLOGY OPPORTUNITIES: large cap 48.2%, mid cap 18.2%, small cap 16.6%. Tata Digital India: large cap 57.4%, mid cap 17.5%, small cap 19.9% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 4 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.