Aditya Birla Sun Life Equity Savings Fund vs Franklin India Equity Savings Fund
Aditya Birla Sun Life Equity Savings Fund and Franklin India Equity Savings Fund are both Equity Savings funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +8.31% vs +7.70%, 5-year CAGR +6.72% vs +6.95%, volatility 3.34% vs 2.66%, maximum drawdown −17.79% vs −16.70%. Their portfolios overlap by 25.8% (34 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Franklin Templeton Mutual Fund |
| Compared as | Equity Savings | Equity Savings |
| NAV | ₹26.3300 | ₹19.0662 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 1 Dec 2014 | 27 Aug 2018 |
| Track record | 11.9 yrs | 8.2 yrs |
| Fund size (AUM) | ₹1,116 Cr | ₹560 Cr |
| Securities held | 115 | 59 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| 1 month | +2.17% | +2.27% |
| 3 months | +0.61% | +1.35% |
| 6 months | +3.21% | +3.31% |
| 1 year | +5.36% | +4.49% |
| 3 years (CAGR) | +8.31% | +7.70% |
| 5 years (CAGR) | +6.72% | +6.95% |
| 7 years (CAGR) | +8.71% | +8.80% |
| 10 years (CAGR) | +8.26% | — |
| Since launch (CAGR) | +8.45% | +8.19% |
| SIP return (XIRR, 5 years) ⓘ | +7.97% | +7.39% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| 2026 (year to date) | +3.82% | +3.56% |
| 2025 | +9.50% | +6.73% |
| 2024 | +8.73% | +9.79% |
| 2023 | +12.52% | +11.14% |
| 2022 | 0.00% | +4.99% |
| 2021 | +14.04% | +14.71% |
Risk
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Volatility (annualised) ⓘ | 3.34% | 2.66% |
| Downside volatility ⓘ | 2.31% | 1.95% |
| Sharpe ratio ⓘ | 0.54 | 0.45 |
| Sortino ratio ⓘ | 0.78 | 0.62 |
| Maximum drawdown ⓘ | −17.79% | −16.70% |
| Recovery from that fall | 7 months | 5 months |
| Current fall from peak | 0.00% | 0.00% |
| Rolling 1-year return: worst | −8.39% | −12.03% |
| Rolling 1-year return: median | +8.56% | +7.60% |
| Rolling 1-year return: best | +36.41% | +35.20% |
| Share of 1-year periods with a loss | 11.21% | 5.07% |
Against each fund's benchmark
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Beta ⓘ | 0.21 | 0.17 |
| Alpha (Jensen's, annualised) ⓘ | +0.43% | +0.16% |
| R² ⓘ | 92.01 | 88.19 |
| Upside capture | 36.90% | 32.81% |
| Downside capture | 9.33% | 5.25% |
| Tracking error | 11.76% | 12.36% |
| Information ratio | -0.06 | -0.09 |
| Treynor ratio | 5.79 | 4.87 |
Portfolio
Asset mix
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Equity | 72.60% | 67.34% |
| Mutual Fund Units | 9.87% | 0.00% |
| Debt | 8.78% | 15.74% |
| Cash & equivalents | 4.79% | 14.27% |
| REITs / InvITs | 3.31% | 2.65% |
| ETF Units | 0.63% | 0.00% |
Market-cap split (share of fund assets)
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Large Cap | 49.58% | 60.27% |
| Mid Cap | 15.31% | 3.99% |
| Small Cap | 6.22% | 3.08% |
| Unclassified | 1.51% | 0.00% |
Concentration
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Top 10 holdings | 40.20% | 40.26% |
| Effective number of stocks ⓘ | 41.8 | 42.5 |
| Securities held | 115 | 59 |
Portfolio overlap: 25.8%
34 companies are held by both funds; by weight, 25.8% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings |
|---|---|---|
| Kotak Mahindra Bank Limited | 3.00% | 4.10% |
| Reliance Industries Limited | 3.38% | 2.85% |
| Axis Bank Limited | 2.11% | 6.45% |
| Mahindra & Mahindra Limited | 1.87% | 3.63% |
| RBL Bank Limited | 1.73% | 2.01% |
| ICICI Bank Limited | 7.21% | 1.52% |
| Vodafone Idea Limited | 1.51% | 2.23% |
| Bharti Airtel Limited | 1.41% | 4.50% |
| UltraTech Cement Limited | 1.12% | 1.57% |
| Larsen & Toubro Limited | 1.01% | 1.44% |
| HDFC Bank Limited | 5.16% | 1.01% |
| State Bank of India | 2.06% | 0.77% |
| Bajaj Finance Limited | 1.86% | 0.51% |
| Indus Towers Limited | 0.50% | 1.00% |
| Infosys Limited | 0.50% | 1.01% |
Top 10 holdings
Aditya Birla Sun Life Equity Savings
- ICICI Bank Limited7.21%
- HDFC Bank Limited5.16%
- UPL Ltd.4.84%
- Aditya Birla Sun Life Liquid Fund Direct Plan Growth4.71%
- Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan3.81%
- Reliance Industries Limited3.38%
- Kotak Mahindra Bank Limited3.00%
- Patanjali Foods Limited2.94%
- Adani Ports and Special Economic Zone Limited2.77%
- GMR Airports Limited2.38%
Franklin India Equity Savings
- Axis Bank Limited6.45%
- 0.00% Jubilant Bevco Ltd (31-May-2028)4.67%
- Bharti Airtel Limited4.50%
- NTPC Limited4.15%
- Kotak Mahindra Bank Limited4.10%
- Hindustan Aeronautics Limited3.88%
- Mahindra & Mahindra Limited3.63%
- Titan Company Limited3.37%
- Reliance Industries Limited2.85%
- 91 Days Treasury Bill 22-Oct-20262.67%
Sector exposure
| Aditya Birla Sun Life Equity Savings | Franklin India Equity Savings | |
|---|---|---|
| Banks | 22.29% | 18.12% |
| Unclassified | 10.50% | 0.00% |
| Telecom - Services | 3.42% | 7.72% |
| Sovereign | 7.33% | 2.67% |
| CRISIL AA | 0.00% | 6.27% |
| Transport Infrastructure | 5.98% | 0.00% |
| Power | 1.43% | 5.60% |
| Fertilizers & Agrochemicals | 4.84% | 0.00% |
| CRISIL AAA | 0.88% | 4.80% |
| Aerospace & Defense | 0.33% | 4.40% |
| Automobiles | 2.52% | 4.16% |
| Consumer Durables | 1.59% | 3.58% |
| Petroleum Products | 3.38% | 3.36% |
| Realty | 3.33% | 0.50% |
Questions people ask
What is the difference between Aditya Birla Sun Life Equity Savings and Franklin India Equity Savings returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +5.36% vs +4.49%; 3-year CAGR +8.31% vs +7.70%; 5-year CAGR +6.72% vs +6.95%; 10-year CAGR +8.26% vs —. Past returns do not indicate future returns.
How do Aditya Birla Sun Life Equity Savings and Franklin India Equity Savings compare on risk?
Volatility (36 monthly returns, annualised) 3.34% vs 2.66%; Sharpe ratio 0.54 vs 0.45; Sortino ratio 0.78 vs 0.62; maximum drawdown −17.79% vs −16.70%; beta 0.21 vs 0.17.
How much do Aditya Birla Sun Life Equity Savings and Franklin India Equity Savings overlap?
By weight, 25.8% of the two portfolios is invested in the same companies; 34 stocks are held by both, the largest shared positions being Kotak Mahindra Bank Limited, Reliance Industries Limited, Axis Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Aditya Birla Sun Life Equity Savings and Franklin India Equity Savings?
Aditya Birla Sun Life Equity Savings: large cap 49.6%, mid cap 15.3%, small cap 6.2%. Franklin India Equity Savings: large cap 60.3%, mid cap 4.0%, small cap 3.1% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.