Axis Retirement Fund - Aggressive Plan vs Axis Retirement Fund - Dynamic Plan
Axis Retirement Fund - Aggressive Plan and Axis Retirement Fund - Dynamic Plan are both Retirement Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +12.18% vs +13.02%, 5-year CAGR +7.65% vs +8.14%, volatility 12.39% vs 13.67%, maximum drawdown −25.88% vs −17.13%. Their portfolios overlap by 75.3% (88 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Fund house | Axis Mutual Fund | Axis Mutual Fund |
| Compared as | Retirement Funds | Retirement Funds |
| NAV | ₹20.7100 | ₹22.1500 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 27 Dec 2019 | 27 Dec 2019 |
| Track record | 6.9 yrs | 6.9 yrs |
| Fund size (AUM) | ₹666 Cr | ₹269 Cr |
| Securities held | 97 | 97 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| 1 month | +5.50% | +5.38% |
| 3 months | +0.10% | +0.05% |
| 6 months | +4.07% | +4.53% |
| 1 year | +1.02% | +1.19% |
| 3 years (CAGR) | +12.18% | +13.02% |
| 5 years (CAGR) | +7.65% | +8.14% |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +11.18% | +12.27% |
| SIP return (XIRR, 5 years) ⓘ | +9.47% | +9.98% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| 2026 (year to date) | +0.93% | +1.14% |
| 2025 | +5.50% | +2.77% |
| 2024 | +20.73% | +25.87% |
| 2023 | +21.49% | +22.15% |
| 2022 | −5.62% | −4.81% |
| 2021 | +18.47% | +21.33% |
Risk
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Volatility (annualised) ⓘ | 12.39% | 13.67% |
| Downside volatility ⓘ | 8.72% | 9.72% |
| Sharpe ratio ⓘ | 0.46 | 0.48 |
| Sortino ratio ⓘ | 0.65 | 0.67 |
| Maximum drawdown ⓘ | −25.88% | −17.13% |
| Recovery from that fall | 8 months | 13 months |
| Current fall from peak | −0.29% | −1.29% |
| Rolling 1-year return: worst | −11.45% | −9.76% |
| Rolling 1-year return: median | +10.05% | +10.42% |
| Rolling 1-year return: best | +58.57% | +52.22% |
| Share of 1-year periods with a loss | 22.85% | 21.13% |
Against each fund's benchmark
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Beta ⓘ | 0.82 | 0.89 |
| Alpha (Jensen's, annualised) ⓘ | +2.30% | +3.03% |
| R² ⓘ | 95.16 | 92.39 |
| Upside capture | 94.81% | 103.66% |
| Downside capture | 79.37% | 87.50% |
| Tracking error | 3.81% | 4.12% |
| Information ratio | 0.61 | 0.77 |
| Treynor ratio | 5.21 | 5.74 |
Portfolio
Asset mix
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Equity | 73.48% | 78.76% |
| Debt | 21.92% | 10.94% |
| Cash & equivalents | 4.60% | 10.27% |
Market-cap split (share of fund assets)
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Large Cap | 52.25% | 51.74% |
| Mid Cap | 10.76% | 13.81% |
| Small Cap | 9.83% | 13.21% |
| Unclassified | 0.64% | 0.00% |
Concentration
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Top 10 holdings | 39.90% | 35.15% |
| Effective number of stocks ⓘ | 43.2 | 51.2 |
| Securities held | 97 | 97 |
Portfolio overlap: 75.3%
88 companies are held by both funds; by weight, 75.3% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan |
|---|---|---|
| Reliance Industries Limited | 5.16% | 5.15% |
| ICICI Bank Limited | 4.93% | 5.39% |
| HDFC Bank Limited | 4.66% | 5.05% |
| 7.25% GOI MAT 120663 | 3.52% | 2.80% |
| Bharti Airtel Limited | 2.73% | 2.86% |
| Kotak Mahindra Bank Limited | 2.27% | 2.26% |
| Mahindra & Mahindra Limited | 2.14% | 2.14% |
| State Bank of India | 2.12% | 2.12% |
| Larsen & Toubro Limited | 2.01% | 2.02% |
| 7.18% Government of India (24/07/2037) | 2.99% | 1.85% |
| Infosys Limited | 1.82% | 1.81% |
| Bajaj Finance Limited | 1.69% | 1.70% |
| Eternal Limited | 1.47% | 1.42% |
| Divi's Laboratories Limited | 1.34% | 1.34% |
| Minda Corporation Limited | 1.29% | 1.43% |
Top 10 holdings
Axis Retirement Fund - Aggressive Plan
- 7.1% Government of India (08/04/2034)6.36%
- Reliance Industries Limited5.16%
- 6.79% Government of India (07/10/2034)5.14%
- ICICI Bank Limited4.93%
- HDFC Bank Limited4.66%
- 7.25% GOI MAT 1206633.52%
- 7.18% Government of India (24/07/2037)2.99%
- Bharti Airtel Limited2.73%
- Kotak Mahindra Bank Limited2.27%
- Mahindra & Mahindra Limited2.14%
Axis Retirement Fund - Dynamic Plan
- ICICI Bank Limited5.39%
- 7.3% GOI (MD 19/06/2053)5.36%
- Reliance Industries Limited5.15%
- HDFC Bank Limited5.05%
- Bharti Airtel Limited2.86%
- 7.25% GOI MAT 1206632.80%
- Kotak Mahindra Bank Limited2.26%
- Mahindra & Mahindra Limited2.14%
- State Bank of India2.12%
- Larsen & Toubro Limited2.02%
Sector exposure
| Axis Retirement Fund - Aggressive Plan | Axis Retirement Fund - Dynamic Plan | |
|---|---|---|
| Sovereign | 19.39% | 10.94% |
| Banks | 15.70% | 16.53% |
| Pharmaceuticals & Biotechnology | 4.38% | 5.28% |
| Petroleum Products | 5.16% | 5.15% |
| Finance | 4.92% | 4.99% |
| Auto Components | 3.47% | 4.79% |
| Healthcare Services | 2.20% | 4.07% |
| Electrical Equipment | 1.96% | 3.92% |
| IT - Software | 3.80% | 3.35% |
| Automobiles | 3.31% | 3.09% |
| Telecom - Services | 3.17% | 3.30% |
| Chemicals & Petrochemicals | 3.09% | 1.56% |
| Consumer Durables | 2.55% | 2.67% |
| Retailing | 2.55% | 2.48% |
Questions people ask
What is the difference between Axis Retirement Fund - Aggressive Plan and Axis Retirement Fund - Dynamic Plan returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +1.02% vs +1.19%; 3-year CAGR +12.18% vs +13.02%; 5-year CAGR +7.65% vs +8.14%; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Axis Retirement Fund - Aggressive Plan and Axis Retirement Fund - Dynamic Plan compare on risk?
Volatility (36 monthly returns, annualised) 12.39% vs 13.67%; Sharpe ratio 0.46 vs 0.48; Sortino ratio 0.65 vs 0.67; maximum drawdown −25.88% vs −17.13%; beta 0.82 vs 0.89.
How much do Axis Retirement Fund - Aggressive Plan and Axis Retirement Fund - Dynamic Plan overlap?
By weight, 75.3% of the two portfolios is invested in the same companies; 88 stocks are held by both, the largest shared positions being Reliance Industries Limited, ICICI Bank Limited, HDFC Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Axis Retirement Fund - Aggressive Plan and Axis Retirement Fund - Dynamic Plan?
Axis Retirement Fund - Aggressive Plan: large cap 52.3%, mid cap 10.8%, small cap 9.8%. Axis Retirement Fund - Dynamic Plan: large cap 51.7%, mid cap 13.8%, small cap 13.2% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.