BAJAJ FINSERV LARGE CAP FUND vs UTI - Large Cap Fund
BAJAJ FINSERV LARGE CAP FUND and UTI - Large Cap Fund are both Large Cap funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +9.73%, 5-year CAGR — vs +7.06%, volatility 15.12% vs 13.91%, maximum drawdown −16.95% vs −34.65%. Their portfolios overlap by 45.3% (19 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | UTI Mutual Fund |
| Compared as | Large Cap | Large Cap |
| NAV | ₹10.6140 | ₹300.4994 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 23 Aug 2024 | 2 Jan 2013 |
| Track record | 2.2 yrs | 13.8 yrs |
| Fund size (AUM) | ₹1,560 Cr | — |
| Securities held | 32 | 67 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| 1 month | +6.61% | +7.11% |
| 3 months | −0.91% | +0.53% |
| 6 months | +3.78% | +3.54% |
| 1 year | +1.51% | −2.04% |
| 3 years (CAGR) | — | +9.73% |
| 5 years (CAGR) | — | +7.06% |
| 7 years (CAGR) | — | +12.61% |
| 10 years (CAGR) | — | +12.13% |
| Since launch (CAGR) | +2.44% | +12.58% |
| SIP return (XIRR, 5 years) ⓘ | — | +7.65% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| 2026 (year to date) | +0.26% | −3.71% |
| 2025 | +10.11% | +9.45% |
| 2024 | — | +12.19% |
| 2023 | — | +21.85% |
| 2022 | — | −0.90% |
| 2021 | — | +30.76% |
Risk
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Volatility (annualised) ⓘ | 15.12% | 13.91% |
| Downside volatility ⓘ | 11.83% | 10.26% |
| Sharpe ratio ⓘ | -0.27 | 0.23 |
| Sortino ratio ⓘ | -0.34 | 0.32 |
| Maximum drawdown ⓘ | −16.95% | −34.65% |
| Recovery from that fall | 9 months | 7 months |
| Current fall from peak | −1.10% | −4.77% |
| Rolling 1-year return: worst | −6.06% | −28.01% |
| Rolling 1-year return: median | +4.30% | +11.33% |
| Rolling 1-year return: best | +18.76% | +89.10% |
| Share of 1-year periods with a loss | 26.01% | 17.85% |
Against each fund's benchmark
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Beta ⓘ | 0.97 | 0.92 |
| Alpha (Jensen's, annualised) ⓘ | +3.05% | −0.35% |
| R² ⓘ | 97.40 | 95.58 |
| Upside capture | 111.53% | 88.85% |
| Downside capture | 93.69% | 85.81% |
| Tracking error | 2.43% | 3.17% |
| Information ratio | 1.35 | -0.15 |
| Treynor ratio | -7.43 | 1.61 |
Portfolio
Asset mix
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Equity | 97.31% | 95.59% |
| Cash & equivalents | 2.69% | 3.96% |
| Debt | 0.00% | 0.44% |
Market-cap split (share of fund assets)
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Large Cap | 89.84% | 82.78% |
| Mid Cap | 7.47% | 10.50% |
| Small Cap | 0.00% | 1.94% |
| Unclassified | 0.00% | 0.37% |
Concentration
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Top 10 holdings | 51.29% | 48.82% |
| Effective number of stocks ⓘ | 24.2 | 29.4 |
| Securities held | 32 | 67 |
Portfolio overlap: 45.3%
19 companies are held by both funds; by weight, 45.3% of the two portfolios is the same. That is a moderate overlap.
| Held by both | BAJAJ FINSERV LARGE CAP | UTI - Large Cap |
|---|---|---|
| HDFC Bank Limited | 9.11% | 9.20% |
| ICICI Bank Limited | 8.43% | 8.98% |
| Reliance Industries Limited | 5.66% | 5.13% |
| Bharti Airtel Limited | 3.98% | 4.09% |
| Bajaj Finance Limited | 3.02% | 3.22% |
| Larsen & Toubro Limited | 2.87% | 3.87% |
| Eternal Limited | 2.00% | 2.80% |
| Infosys Limited | 1.93% | 3.27% |
| State Bank of India | 3.44% | 1.73% |
| Trent Limited | 2.09% | 1.26% |
| SBI Life Insurance Company Limited | 3.46% | 1.18% |
| Titan Company Limited | 2.12% | 1.10% |
| Tech Mahindra Limited | 2.20% | 1.01% |
| Vedanta Aluminium Metal Limited | 3.33% | 0.79% |
| Bajaj Auto Limited | 2.44% | 0.52% |
Top 10 holdings
BAJAJ FINSERV LARGE CAP
- HDFC Bank Limited9.11%
- ICICI Bank Limited8.43%
- Reliance Industries Limited5.66%
- Divi's Laboratories Limited5.43%
- Grasim Industries Limited4.13%
- Bharti Airtel Limited3.98%
- LG Electronics India Ltd3.78%
- DLF Limited3.68%
- Tata Steel Ltd.3.63%
- SBI Life Insurance Company Limited3.46%
UTI - Large Cap
- HDFC Bank Limited9.20%
- ICICI Bank Limited8.98%
- Reliance Industries Limited5.13%
- Kotak Mahindra Bank Limited5.12%
- Bharti Airtel Limited4.09%
- Larsen & Toubro Limited3.87%
- Infosys Limited3.27%
- Bajaj Finance Limited3.22%
- Axis Bank Limited3.14%
- Eternal Limited2.80%
Sector exposure
| BAJAJ FINSERV LARGE CAP | UTI - Large Cap | |
|---|---|---|
| Banks | 23.45% | 28.84% |
| IT - Software | 4.13% | 8.39% |
| Consumer Durables | 8.34% | 2.70% |
| Pharmaceuticals & Biotechnology | 6.71% | 2.54% |
| Finance | 5.67% | 3.86% |
| Petroleum Products | 5.66% | 5.38% |
| Automobiles | 4.49% | 5.61% |
| Retailing | 4.09% | 5.49% |
| Cement & Cement Products | 4.13% | 2.02% |
| Telecom - Services | 3.98% | 4.09% |
| Construction | 2.87% | 3.87% |
| Realty | 3.68% | 0.02% |
| Ferrous Metals | 3.63% | 1.97% |
| Insurance | 3.46% | 2.52% |
Questions people ask
What is the difference between BAJAJ FINSERV LARGE CAP and UTI - Large Cap returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return +1.51% vs −2.04%; 3-year CAGR — vs +9.73%; 5-year CAGR — vs +7.06%; 10-year CAGR — vs +12.13%. Past returns do not indicate future returns.
How do BAJAJ FINSERV LARGE CAP and UTI - Large Cap compare on risk?
Volatility (36 monthly returns, annualised) 15.12% vs 13.91%; Sharpe ratio -0.27 vs 0.23; Sortino ratio -0.34 vs 0.32; maximum drawdown −16.95% vs −34.65%; beta 0.97 vs 0.92.
How much do BAJAJ FINSERV LARGE CAP and UTI - Large Cap overlap?
By weight, 45.3% of the two portfolios is invested in the same companies; 19 stocks are held by both, the largest shared positions being HDFC Bank Limited, ICICI Bank Limited, Reliance Industries Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of BAJAJ FINSERV LARGE CAP and UTI - Large Cap?
BAJAJ FINSERV LARGE CAP: large cap 89.8%, mid cap 7.5%, small cap 0.0%. UTI - Large Cap: large cap 82.8%, mid cap 10.5%, small cap 1.9% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.