BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND vs HDFC Banking & Financial Services Fund
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND and HDFC Banking & Financial Services Fund are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +21.85% vs +13.46%, 5-year CAGR +20.20% vs +11.66%, volatility 17.67% vs 17.17%, maximum drawdown −43.51% vs −21.72%. Their portfolios overlap by 0% (0 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Fund house | Bank of India Mutual Fund | HDFC Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹79.7600 | ₹19.4980 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 2 Jan 2013 | 1 Jul 2021 |
| Track record | 13.8 yrs | 5.3 yrs |
| Fund size (AUM) | ₹984 Cr | ₹4,425 Cr |
| Securities held | 59 | 37 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| 1 month | +1.00% | +5.94% |
| 3 months | −0.64% | +0.61% |
| 6 months | +5.11% | +3.99% |
| 1 year | +16.15% | +4.82% |
| 3 years (CAGR) | +21.85% | +13.46% |
| 5 years (CAGR) | +20.20% | +11.66% |
| 7 years (CAGR) | +25.33% | — |
| 10 years (CAGR) | +19.74% | — |
| Since launch (CAGR) | +17.50% | +13.48% |
| SIP return (XIRR, 5 years) ⓘ | +20.98% | +13.25% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| 2026 (year to date) | +13.78% | +1.09% |
| 2025 | +9.48% | +18.13% |
| 2024 | +27.60% | +11.28% |
| 2023 | +46.43% | +23.24% |
| 2022 | +4.74% | +16.99% |
| 2021 | +54.41% | — |
Risk
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Volatility (annualised) ⓘ | 17.67% | 17.17% |
| Downside volatility ⓘ | 10.92% | 11.34% |
| Sharpe ratio ⓘ | 0.87 | 0.41 |
| Sortino ratio ⓘ | 1.41 | 0.61 |
| Maximum drawdown ⓘ | −43.51% | −21.72% |
| Recovery from that fall | 9 months | 5 months |
| Current fall from peak | −0.99% | −1.86% |
| Rolling 1-year return: worst | −28.70% | −5.78% |
| Rolling 1-year return: median | +17.00% | +14.77% |
| Rolling 1-year return: best | +102.84% | +40.29% |
| Share of 1-year periods with a loss | 18.51% | 4.76% |
Against each fund's benchmark
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Beta ⓘ | 1.06 | 0.97 |
| Alpha (Jensen's, annualised) ⓘ | +9.60% | +1.06% |
| R² ⓘ | 83.13 | 81.59 |
| Upside capture | 132.77% | 100.27% |
| Downside capture | 91.08% | 94.46% |
| Tracking error | 7.57% | 7.20% |
| Information ratio | 1.43 | 0.11 |
| Treynor ratio | 13.63 | 4.64 |
Portfolio
Asset mix
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Equity | 89.63% | 99.41% |
| Cash & equivalents | 10.28% | 0.59% |
| Debt | 0.09% | 0.00% |
Market-cap split (share of fund assets)
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Large Cap | 30.52% | 68.82% |
| Mid Cap | 23.43% | 11.06% |
| Small Cap | 30.18% | 17.38% |
| Unclassified | 5.50% | 2.15% |
Concentration
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Top 10 holdings | 37.79% | 66.15% |
| Effective number of stocks ⓘ | 43.5 | 15.8 |
| Securities held | 59 | 37 |
Portfolio overlap: 0%
0 companies are held by both funds; by weight, 0% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
Top 10 holdings
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE
- Reliance Industries Limited7.11%
- NTPC Limited4.95%
- Larsen & Toubro Limited4.87%
- ITC Limited3.52%
- Quality Power Electrical Eqp Ltd3.30%
- Petronet LNG Limited3.19%
- Bharti Airtel Limited3.10%
- Aurobindo Pharma Limited2.88%
- Dixon Technologies (India) Limited2.81%
- Vedanta Aluminium Metal Limited2.06%
HDFC Banking & Financial Services
- ICICI Bank Limited13.85%
- HDFC Bank Limited12.89%
- Kotak Mahindra Bank Limited8.61%
- Axis Bank Limited7.76%
- State Bank of India6.07%
- Shriram Finance Limited4.22%
- Bajaj Finance Limited3.96%
- SBI Life Insurance Company Limited3.72%
- Five Star Business Finance Limited2.67%
- AU Small Finance Bank Limited2.40%
Sector exposure
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE | HDFC Banking & Financial Services | |
|---|---|---|
| Banks | 0.00% | 58.27% |
| Finance | 0.00% | 22.76% |
| Pharmaceuticals & Biotechnology | 14.55% | 0.00% |
| Construction | 9.90% | 0.00% |
| Insurance | 0.00% | 9.21% |
| Capital Markets | 0.00% | 8.41% |
| Petroleum Products | 7.11% | 0.00% |
| Consumer Durables | 6.10% | 0.00% |
| Auto Components | 5.96% | 0.00% |
| Power | 4.95% | 0.00% |
| Electrical Equipment | 4.10% | 0.00% |
| Industrial Products | 3.69% | 0.00% |
| Diversified FMCG | 3.52% | 0.00% |
| Ferrous Metals | 3.21% | 0.00% |
Questions people ask
What is the difference between BANK OF INDIA MANUFACTURING & INFRASTRUCTURE and HDFC Banking & Financial Services returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +16.15% vs +4.82%; 3-year CAGR +21.85% vs +13.46%; 5-year CAGR +20.20% vs +11.66%; 10-year CAGR +19.74% vs —. Past returns do not indicate future returns.
How do BANK OF INDIA MANUFACTURING & INFRASTRUCTURE and HDFC Banking & Financial Services compare on risk?
Volatility (36 monthly returns, annualised) 17.67% vs 17.17%; Sharpe ratio 0.87 vs 0.41; Sortino ratio 1.41 vs 0.61; maximum drawdown −43.51% vs −21.72%; beta 1.06 vs 0.97.
How much do BANK OF INDIA MANUFACTURING & INFRASTRUCTURE and HDFC Banking & Financial Services overlap?
By weight, 0% of the two portfolios is invested in the same companies; 0 stocks are held by both. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of BANK OF INDIA MANUFACTURING & INFRASTRUCTURE and HDFC Banking & Financial Services?
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE: large cap 30.5%, mid cap 23.4%, small cap 30.2%. HDFC Banking & Financial Services: large cap 68.8%, mid cap 11.1%, small cap 17.4% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.