Nippon India Consumption Fund vs WhiteOak Capital Consumption Opportunities Fund
Nippon India Consumption Fund and WhiteOak Capital Consumption Opportunities Fund are both Consumption Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +10.40% vs —, 5-year CAGR +12.05% vs —, volatility 17.04% vs —, maximum drawdown −31.03% vs −13.66%. Their portfolios overlap by 27.2% (13 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Fund house | Nippon India Mutual Fund | WhiteOak Capital Mutual Fund |
| Compared as | Consumption Funds | Consumption Funds |
| NAV | ₹219.0711 | ₹10.6350 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 2 Jan 2013 | 11 Feb 2026 |
| Track record | 13.8 yrs | 0.7 yrs |
| Fund size (AUM) | ₹2,255 Cr | ₹135 Cr |
| Securities held | 45 | 50 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| 1 month | +5.40% | +5.96% |
| 3 months | −3.85% | −0.05% |
| 6 months | +3.08% | +7.84% |
| 1 year | −3.38% | — |
| 3 years (CAGR) | +10.40% | — |
| 5 years (CAGR) | +12.05% | — |
| 7 years (CAGR) | +17.15% | — |
| 10 years (CAGR) | +13.54% | — |
| Since launch (CAGR) | +13.13% | — |
| SIP return (XIRR, 5 years) ⓘ | +9.88% | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| 2026 (year to date) | −2.71% | — |
| 2025 | +4.47% | — |
| 2024 | +20.27% | — |
| 2023 | +28.29% | — |
| 2022 | +15.71% | — |
| 2021 | +33.19% | — |
Risk
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Volatility (annualised) ⓘ | 17.04% | — |
| Downside volatility ⓘ | 12.29% | — |
| Sharpe ratio ⓘ | 0.23 | — |
| Sortino ratio ⓘ | 0.32 | — |
| Maximum drawdown ⓘ | −31.03% | −13.66% |
| Recovery from that fall | 5 months | 3 months |
| Current fall from peak | −11.25% | −0.22% |
| Rolling 1-year return: worst | −20.87% | — |
| Rolling 1-year return: median | +12.97% | — |
| Rolling 1-year return: best | +81.80% | — |
| Share of 1-year periods with a loss | 20.28% | — |
Against each fund's benchmark
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Beta ⓘ | 0.99 | — |
| Alpha (Jensen's, annualised) ⓘ | −1.26% | — |
| R² ⓘ | 83.37 | — |
| Upside capture | 102.34% | — |
| Downside capture | 112.59% | — |
| Tracking error | 6.94% | — |
| Information ratio | -0.24 | — |
| Treynor ratio | 2.05 | — |
Portfolio
Asset mix
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Equity | 99.47% | 90.00% |
| Cash & equivalents | 0.53% | 4.49% |
| REITs / InvITs | 0.00% | 2.92% |
| Debt | 0.00% | 2.59% |
Market-cap split (share of fund assets)
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Large Cap | 69.07% | 46.03% |
| Mid Cap | 16.57% | 12.88% |
| Small Cap | 13.83% | 29.78% |
| Unclassified | 0.00% | 1.31% |
Concentration
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Top 10 holdings | 48.92% | 49.16% |
| Effective number of stocks ⓘ | 26.4 | 28.5 |
| Securities held | 45 | 50 |
Portfolio overlap: 27.2%
13 companies are held by both funds; by weight, 27.2% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Nippon India Consumption | WhiteOak Capital Consumption Opportunities |
|---|---|---|
| Eternal Limited | 8.04% | 7.52% |
| Mahindra & Mahindra Limited | 9.28% | 6.40% |
| Maruti Suzuki India Limited | 1.85% | 3.36% |
| Bharti Airtel Limited | 1.79% | 7.76% |
| Titan Company Limited | 1.77% | 4.89% |
| Tata Consumer Products Limited | 2.73% | 1.74% |
| Hindustan Unilever Ltd. | 6.52% | 1.47% |
| Pidilite Industries Limited | 1.00% | 1.55% |
| FSN E-Commerce Ventures Limited | 2.91% | 0.95% |
| Bluestone Jewellery and Lifestyle Limited | 2.84% | 0.93% |
| Berger Paints (I) Limited | 1.16% | 0.67% |
| Varun Beverages Limited | 3.50% | 0.61% |
| Orkla India Limited | 0.47% | 1.29% |
Top 10 holdings
Nippon India Consumption
- Mahindra & Mahindra Limited9.28%
- Eternal Limited8.04%
- Hindustan Unilever Ltd.6.52%
- Bajaj Auto Limited4.34%
- TVS Motor Company Ltd.3.64%
- Trent Limited3.60%
- Varun Beverages Limited3.50%
- Asian Paints Limited3.43%
- Britannia Industries Ltd.3.33%
- InterGlobe Aviation Limited3.24%
WhiteOak Capital Consumption Opportunities
- Bharti Airtel Limited7.76%
- Nestle India Limited7.60%
- Eternal Limited7.52%
- Mahindra & Mahindra Limited6.40%
- Titan Company Limited4.89%
- TIMEX GROUP INDIA LIMITED3.52%
- Maruti Suzuki India Limited3.36%
- Nexus Select Trust - REIT2.92%
- Marico Limited2.84%
- Indigo Paints Limited2.35%
Sector exposure
| Nippon India Consumption | WhiteOak Capital Consumption Opportunities | |
|---|---|---|
| Automobiles | 20.16% | 9.81% |
| Retailing | 17.65% | 18.94% |
| Consumer Durables | 12.25% | 15.89% |
| Food Products | 6.28% | 10.35% |
| Diversified FMCG | 8.51% | 1.47% |
| Beverages | 8.38% | 0.61% |
| Telecom - Services | 1.79% | 7.76% |
| Agricultural Food & other Products | 3.71% | 4.58% |
| Personal Products | 4.30% | 4.25% |
| Leisure Services | 4.08% | 3.75% |
| Healthcare Services | 1.01% | 3.56% |
| Capital Markets | 3.46% | 0.00% |
| Pharmaceuticals & Biotechnology | 0.00% | 3.25% |
| Transport Services | 3.24% | 0.00% |
Questions people ask
What is the difference between Nippon India Consumption and WhiteOak Capital Consumption Opportunities returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return −3.38% vs —; 3-year CAGR +10.40% vs —; 5-year CAGR +12.05% vs —; 10-year CAGR +13.54% vs —. Past returns do not indicate future returns.
How do Nippon India Consumption and WhiteOak Capital Consumption Opportunities compare on risk?
Volatility (36 monthly returns, annualised) 17.04% vs —; Sharpe ratio 0.23 vs —; Sortino ratio 0.32 vs —; maximum drawdown −31.03% vs −13.66%; beta 0.99 vs —.
How much do Nippon India Consumption and WhiteOak Capital Consumption Opportunities overlap?
By weight, 27.2% of the two portfolios is invested in the same companies; 13 stocks are held by both, the largest shared positions being Eternal Limited, Mahindra & Mahindra Limited, Maruti Suzuki India Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Nippon India Consumption and WhiteOak Capital Consumption Opportunities?
Nippon India Consumption: large cap 69.1%, mid cap 16.6%, small cap 13.8%. WhiteOak Capital Consumption Opportunities: large cap 46.0%, mid cap 12.9%, small cap 29.8% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.