Sundaram Financial Services Opportunities Fund vs Tata Banking & Financial Services Fund
Sundaram Financial Services Opportunities Fund and Tata Banking & Financial Services Fund are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR +12.34% vs +12.65%, 5-year CAGR +13.06% vs +11.62%, volatility 17.56% vs 17.07%, maximum drawdown −43.22% vs −41.58%. Their portfolios overlap by 55.7% (15 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Fund house | Sundaram Mutual Fund | Tata Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹124.1687 | ₹52.2387 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 2 Jan 2013 | 29 Dec 2015 |
| Track record | 13.8 yrs | 10.9 yrs |
| Fund size (AUM) | ₹1,614 Cr | ₹3,053 Cr |
| Securities held | 29 | 36 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| 1 month | +4.08% | +5.05% |
| 3 months | −0.84% | −0.05% |
| 6 months | +2.50% | +3.20% |
| 1 year | +3.06% | +1.05% |
| 3 years (CAGR) | +12.34% | +12.65% |
| 5 years (CAGR) | +13.06% | +11.62% |
| 7 years (CAGR) | +14.53% | +13.26% |
| 10 years (CAGR) | +14.55% | +14.83% |
| Since launch (CAGR) | +13.50% | +16.40% |
| SIP return (XIRR, 5 years) ⓘ | +13.33% | +12.73% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| 2026 (year to date) | −0.52% | −1.48% |
| 2025 | +18.48% | +19.22% |
| 2024 | +8.54% | +10.64% |
| 2023 | +33.11% | +23.84% |
| 2022 | +18.51% | +18.82% |
| 2021 | +17.01% | +13.63% |
Risk
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Volatility (annualised) ⓘ | 17.56% | 17.07% |
| Downside volatility ⓘ | 11.94% | 11.47% |
| Sharpe ratio ⓘ | 0.33 | 0.36 |
| Sortino ratio ⓘ | 0.49 | 0.54 |
| Maximum drawdown ⓘ | −43.22% | −41.58% |
| Recovery from that fall | 9 months | 9 months |
| Current fall from peak | −3.36% | −3.96% |
| Rolling 1-year return: worst | −33.44% | −30.12% |
| Rolling 1-year return: median | +14.23% | +16.50% |
| Rolling 1-year return: best | +95.82% | +87.88% |
| Share of 1-year periods with a loss | 18.01% | 14.94% |
Against each fund's benchmark
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Beta ⓘ | 0.97 | 0.93 |
| Alpha (Jensen's, annualised) ⓘ | +0.46% | +0.42% |
| R² ⓘ | 77.71 | 76.47 |
| Upside capture | 101.64% | 97.32% |
| Downside capture | 100.67% | 94.72% |
| Tracking error | 8.15% | 8.13% |
| Information ratio | 0.01 | -0.01 |
| Treynor ratio | 3.86 | 3.91 |
Portfolio
Asset mix
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Equity | 97.04% | 98.65% |
| Cash & equivalents | 1.86% | 1.35% |
| Debt | 1.07% | 0.00% |
Market-cap split (share of fund assets)
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Large Cap | 57.98% | 55.77% |
| Mid Cap | 8.38% | 17.41% |
| Small Cap | 30.71% | 23.63% |
| Unclassified | 0.00% | 1.84% |
Concentration
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Top 10 holdings | 64.97% | 58.69% |
| Effective number of stocks ⓘ | 17.7 | 19.8 |
| Securities held | 29 | 36 |
Portfolio overlap: 55.7%
15 companies are held by both funds; by weight, 55.7% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Sundaram Financial Services Opportunities | Tata Banking & Financial Services |
|---|---|---|
| ICICI Bank Limited | 11.11% | 10.39% |
| HDFC Bank Limited | 8.40% | 11.94% |
| State Bank of India | 7.89% | 7.20% |
| Axis Bank Limited | 10.11% | 6.75% |
| Kotak Mahindra Bank Limited | 5.87% | 5.61% |
| Shriram Finance Limited | 4.10% | 2.97% |
| One 97 Communications Limited | 3.22% | 2.80% |
| PNB Housing Finance Limited | 4.38% | 2.56% |
| DCB Bank Limited | 4.54% | 1.92% |
| Piramal Finance Limited | 1.37% | 2.13% |
| PB Fintech Limited | 1.30% | 2.81% |
| Ujjivan Small Finance Bank Limited | 2.26% | 1.13% |
| Onemi Technology Solutions Limited | 1.12% | 2.03% |
| Five Star Business Finance Limited | 2.26% | 1.09% |
| Life Insurance Corporation Of India | 1.07% | 1.56% |
Top 10 holdings
Sundaram Financial Services Opportunities
- ICICI Bank Limited11.11%
- Axis Bank Limited10.11%
- HDFC Bank Limited8.40%
- State Bank of India7.89%
- Kotak Mahindra Bank Limited5.87%
- Bajaj Finserv Limited4.73%
- DCB Bank Limited4.54%
- PNB Housing Finance Limited4.38%
- Shriram Finance Limited4.09%
- Bank of Baroda3.83%
Tata Banking & Financial Services
- HDFC Bank Limited11.94%
- ICICI Bank Limited10.39%
- State Bank of India7.20%
- Axis Bank Limited6.75%
- Kotak Mahindra Bank Limited5.61%
- Bajaj Finance Limited4.49%
- SBI Life Insurance Company Limited3.73%
- Shriram Finance Limited2.97%
- PB Fintech Limited2.81%
- One 97 Communications Limited2.80%
Sector exposure
| Sundaram Financial Services Opportunities | Tata Banking & Financial Services | |
|---|---|---|
| Banks | 62.48% | 53.11% |
| Finance | 26.24% | 20.88% |
| Insurance | 1.66% | 10.76% |
| Capital Markets | 2.15% | 8.29% |
| Financial Technology (Fintech) | 4.53% | 5.61% |
| Sovereign | 1.07% | 0.00% |
Questions people ask
What is the difference between Sundaram Financial Services Opportunities and Tata Banking & Financial Services returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +3.06% vs +1.05%; 3-year CAGR +12.34% vs +12.65%; 5-year CAGR +13.06% vs +11.62%; 10-year CAGR +14.55% vs +14.83%. Past returns do not indicate future returns.
How do Sundaram Financial Services Opportunities and Tata Banking & Financial Services compare on risk?
Volatility (36 monthly returns, annualised) 17.56% vs 17.07%; Sharpe ratio 0.33 vs 0.36; Sortino ratio 0.49 vs 0.54; maximum drawdown −43.22% vs −41.58%; beta 0.97 vs 0.93.
How much do Sundaram Financial Services Opportunities and Tata Banking & Financial Services overlap?
By weight, 55.7% of the two portfolios is invested in the same companies; 15 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, State Bank of India. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Sundaram Financial Services Opportunities and Tata Banking & Financial Services?
Sundaram Financial Services Opportunities: large cap 58.0%, mid cap 8.4%, small cap 30.7%. Tata Banking & Financial Services: large cap 55.8%, mid cap 17.4%, small cap 23.6% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.