ICICI Prudential Multi Asset Allocation Fund

Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.

This scheme has not published a NAV since 18 Jun 2018 — 8.4 years ago. It has most likely matured, merged or been wound up, so every figure below is a record of what it did up to that date, not a current price. Do not read it as a fund you can buy today.

Fund basics

Everything the NAV says

Computed from 2,791 published NAVs between 14 Feb 2007 and 18 Jun 2018 — 11.3 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.

How it has moved

Return over time (%)

Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index's own Total Return Index, as published by NSE, measured to 18 Jun 2018. The category row is the median Regular plan in Multi Asset Allocation — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 18 Jun 2018.

Risk measures

Risk-free rate 6.5%. The benchmark row is the index's NSE Total Return Index. Beta and alpha need the index as a reference, so the benchmark's own row leaves them blank.

Risk

Risk-free rate 6.5%, roughly the 10-year government bond.

The worst it has been

A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.

Every one-year period it has lived through

Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.

Calendar years

If you had run a SIP

₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹872,853 today, an XIRR of 14.99% a year.

XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.

How it compares in its category

Against the Multi Asset Allocation Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.