Bajaj Finserv Banking and Financial Services Fund vs BANDHAN FINANCIAL SERVICES FUND
Bajaj Finserv Banking and Financial Services Fund and BANDHAN FINANCIAL SERVICES FUND are both Banking & Financial Services Funds. As of 5 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +14.83%, 5-year CAGR — vs —, volatility — vs 16.82%, maximum drawdown −15.58% vs −17.31%. Their portfolios overlap by 55.2% (21 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Fund house | Bajaj Finserv Mutual Fund | Bandhan Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹9.9370 | ₹15.6590 |
| NAV date | 5 Nov 2026 | 5 Nov 2026 |
| Launched (first NAV) | 3 Dec 2025 | 31 Jul 2023 |
| Track record | 0.9 yrs | 3.3 yrs |
| Fund size (AUM) | ₹469 Cr | ₹1,046 Cr |
| Securities held | 37 | 59 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| 1 month | +4.44% | +3.43% |
| 3 months | −3.00% | −1.82% |
| 6 months | +1.26% | +1.70% |
| 1 year | — | −0.19% |
| 3 years (CAGR) | — | +14.83% |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | — | +14.66% |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| 2026 (year to date) | −1.31% | −2.15% |
| 2025 | — | +13.50% |
| 2024 | — | +20.58% |
Risk
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Volatility (annualised) ⓘ | — | 16.82% |
| Downside volatility ⓘ | — | 11.44% |
| Sharpe ratio ⓘ | — | 0.50 |
| Sortino ratio ⓘ | — | 0.73 |
| Maximum drawdown ⓘ | −15.58% | −17.31% |
| Recovery from that fall | — | — |
| Current fall from peak | −3.53% | −3.36% |
| Rolling 1-year return: worst | — | −8.74% |
| Rolling 1-year return: median | — | +12.44% |
| Rolling 1-year return: best | — | +47.84% |
| Share of 1-year periods with a loss | — | 9.12% |
Against each fund's benchmark
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Beta ⓘ | — | 0.98 |
| Alpha (Jensen's, annualised) ⓘ | — | +2.50% |
| R² ⓘ | — | 83.51 |
| Upside capture | — | 108.59% |
| Downside capture | — | 98.78% |
| Tracking error | — | 6.85% |
| Information ratio | — | 0.36 |
| Treynor ratio | — | 6.24 |
Portfolio
Asset mix
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Equity | 95.66% | 98.58% |
| Cash & equivalents | 3.22% | 1.42% |
| Mutual Fund Units | 1.12% | 0.00% |
Market-cap split (share of fund assets)
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Large Cap | 59.76% | 58.96% |
| Mid Cap | 10.43% | 18.56% |
| Small Cap | 20.57% | 21.06% |
| Unclassified | 4.90% | 0.00% |
Concentration
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Top 10 holdings | 62.97% | 54.78% |
| Effective number of stocks ⓘ | 15.9 | 19.4 |
| Securities held | 37 | 59 |
Portfolio overlap: 55.2%
21 companies are held by both funds; by weight, 55.2% of the two portfolios is the same. That is a high overlap: holding both adds little diversification beyond holding one.
| Held by both | Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES |
|---|---|---|
| ICICI Bank Limited | 12.61% | 14.35% |
| HDFC Bank Limited | 15.23% | 11.98% |
| Kotak Mahindra Bank Limited | 5.05% | 5.76% |
| Axis Bank Limited | 5.00% | 4.76% |
| Bajaj Finance Limited | 5.49% | 4.46% |
| State Bank of India | 8.21% | 3.94% |
| One 97 Communications Limited | 1.47% | 2.27% |
| Cholamandalam Investment and Finance Company Ltd | 1.42% | 3.07% |
| RBL Bank Limited | 3.00% | 1.40% |
| Max Financial Services Limited | 1.23% | 2.07% |
| Prudent Corporate Advisory Services Limited | 2.32% | 1.12% |
| Ujjivan Small Finance Bank Limited | 1.04% | 1.13% |
| DCB Bank Limited | 0.81% | 1.27% |
| Bajaj Finserv Limited | 1.84% | 0.71% |
| BSE Limited | 1.03% | 0.70% |
Top 10 holdings
Bajaj Finserv Banking and Financial Services
- HDFC Bank Limited15.23%
- ICICI Bank Limited12.61%
- State Bank of India8.21%
- Bajaj Finance Limited5.49%
- Kotak Mahindra Bank Limited5.05%
- Axis Bank Limited5.00%
- RBL Bank Limited3.00%
- SBI Funds Management Limited2.91%
- SBI Life Insurance Company Limited2.88%
- Sundaram Finance Limited2.59%
BANDHAN FINANCIAL SERVICES
- ICICI Bank Limited14.35%
- HDFC Bank Limited11.98%
- Kotak Mahindra Bank Limited5.76%
- Axis Bank Limited4.76%
- Bajaj Finance Limited4.46%
- State Bank of India3.94%
- Cholamandalam Investment and Finance Company Ltd3.07%
- One 97 Communications Limited2.27%
- Shriram Finance Limited2.12%
- Max Financial Services Limited2.07%
Sector exposure
| Bajaj Finserv Banking and Financial Services | BANDHAN FINANCIAL SERVICES | |
|---|---|---|
| Banks | 53.45% | 52.19% |
| Finance | 19.91% | 24.87% |
| Capital Markets | 10.87% | 10.72% |
| Insurance | 9.44% | 7.53% |
| Financial Technology (Fintech) | 1.47% | 3.27% |
| Unclassified | 1.12% | 0.00% |
| Commercial Services & Supplies | 0.52% | 0.00% |
Questions people ask
What is the difference between Bajaj Finserv Banking and Financial Services and BANDHAN FINANCIAL SERVICES returns?
As of 5 Nov 2026, Direct plan Growth option: 1-year return — vs −0.19%; 3-year CAGR — vs +14.83%; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Bajaj Finserv Banking and Financial Services and BANDHAN FINANCIAL SERVICES compare on risk?
Volatility (36 monthly returns, annualised) — vs 16.82%; Sharpe ratio — vs 0.50; Sortino ratio — vs 0.73; maximum drawdown −15.58% vs −17.31%; beta — vs 0.98.
How much do Bajaj Finserv Banking and Financial Services and BANDHAN FINANCIAL SERVICES overlap?
By weight, 55.2% of the two portfolios is invested in the same companies; 21 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, Kotak Mahindra Bank Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Bajaj Finserv Banking and Financial Services and BANDHAN FINANCIAL SERVICES?
Bajaj Finserv Banking and Financial Services: large cap 59.8%, mid cap 10.4%, small cap 20.6%. BANDHAN FINANCIAL SERVICES: large cap 59.0%, mid cap 18.6%, small cap 21.1% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 5 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.