Helios Financial Services Fund vs Sundaram Financial Services Opportunities Fund
Helios Financial Services Fund and Sundaram Financial Services Opportunities Fund are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs +12.34%, 5-year CAGR — vs +13.06%, volatility 18.46% vs 17.56%, maximum drawdown −17.68% vs −43.22%. Their portfolios overlap by 43.2% (11 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Fund house | Helios Mutual Fund | Sundaram Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹12.1600 | ₹124.1687 |
| NAV date | 6 Nov 2026 | 6 Nov 2026 |
| Launched (first NAV) | 25 Jun 2024 | 2 Jan 2013 |
| Track record | 2.4 yrs | 13.8 yrs |
| Fund size (AUM) | ₹196 Cr | ₹1,614 Cr |
| Securities held | 30 | 29 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| 1 month | +6.02% | +4.08% |
| 3 months | +2.10% | −0.84% |
| 6 months | +3.75% | +2.50% |
| 1 year | +1.42% | +3.06% |
| 3 years (CAGR) | — | +12.34% |
| 5 years (CAGR) | — | +13.06% |
| 7 years (CAGR) | — | +14.53% |
| 10 years (CAGR) | — | +14.55% |
| Since launch (CAGR) | +7.71% | +13.50% |
| SIP return (XIRR, 5 years) ⓘ | — | +13.33% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| 2026 (year to date) | −0.57% | −0.52% |
| 2025 | +12.51% | +18.48% |
| 2024 | — | +8.54% |
| 2023 | — | +33.11% |
| 2022 | — | +18.51% |
| 2021 | — | +17.01% |
Risk
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Volatility (annualised) ⓘ | 18.46% | 17.56% |
| Downside volatility ⓘ | 12.87% | 11.94% |
| Sharpe ratio ⓘ | 0.07 | 0.33 |
| Sortino ratio ⓘ | 0.09 | 0.49 |
| Maximum drawdown ⓘ | −17.68% | −43.22% |
| Recovery from that fall | — | 9 months |
| Current fall from peak | −1.86% | −3.36% |
| Rolling 1-year return: worst | −10.97% | −33.44% |
| Rolling 1-year return: median | +7.40% | +14.23% |
| Rolling 1-year return: best | +23.63% | +95.82% |
| Share of 1-year periods with a loss | 16.27% | 18.01% |
Against each fund's benchmark
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Beta ⓘ | 1.00 | 0.97 |
| Alpha (Jensen's, annualised) ⓘ | +3.98% | +0.46% |
| R² ⓘ | 80.80 | 77.71 |
| Upside capture | 121.79% | 101.64% |
| Downside capture | 102.28% | 100.67% |
| Tracking error | 7.71% | 8.15% |
| Information ratio | 0.48 | 0.01 |
| Treynor ratio | -3.20 | 3.86 |
Portfolio
Asset mix
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Equity | 99.84% | 97.04% |
| Cash & equivalents | 0.16% | 1.86% |
| Debt | 0.00% | 1.07% |
Market-cap split (share of fund assets)
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Large Cap | 51.99% | 57.98% |
| Mid Cap | 26.86% | 8.38% |
| Small Cap | 15.66% | 30.71% |
| Unclassified | 5.33% | 0.00% |
Concentration
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Top 10 holdings | 66.20% | 64.97% |
| Effective number of stocks ⓘ | 16.5 | 17.7 |
| Securities held | 30 | 29 |
Portfolio overlap: 43.2%
11 companies are held by both funds; by weight, 43.2% of the two portfolios is the same. That is a moderate overlap.
| Held by both | Helios Financial Services | Sundaram Financial Services Opportunities |
|---|---|---|
| ICICI Bank Limited | 13.11% | 11.11% |
| HDFC Bank Limited | 11.50% | 8.40% |
| State Bank of India | 6.17% | 7.89% |
| Shriram Finance Limited | 3.98% | 4.10% |
| PNB Housing Finance Limited | 3.40% | 4.38% |
| One 97 Communications Limited | 8.40% | 3.22% |
| Kotak Mahindra Bank Limited | 2.10% | 5.87% |
| Piramal Finance Limited | 2.09% | 1.37% |
| Motilal Oswal Financial Services Ltd. | 4.30% | 1.23% |
| Aavas Financiers Ltd. | 1.12% | 2.98% |
| PB Fintech Limited | 1.10% | 1.30% |
Top 10 holdings
Helios Financial Services
- ICICI Bank Limited13.11%
- HDFC Bank Limited11.50%
- One 97 Communications Limited8.40%
- Bajaj Finance Limited7.18%
- State Bank of India6.17%
- SBI Funds Management Limited4.58%
- Motilal Oswal Financial Services Ltd.4.30%
- Shriram Finance Limited3.98%
- Multi Commodity Exchange of India Limited3.58%
- PNB Housing Finance Limited3.40%
Sundaram Financial Services Opportunities
- ICICI Bank Limited11.11%
- Axis Bank Limited10.11%
- HDFC Bank Limited8.40%
- State Bank of India7.89%
- Kotak Mahindra Bank Limited5.87%
- Bajaj Finserv Limited4.73%
- DCB Bank Limited4.54%
- PNB Housing Finance Limited4.38%
- Shriram Finance Limited4.09%
- Bank of Baroda3.83%
Sector exposure
| Helios Financial Services | Sundaram Financial Services Opportunities | |
|---|---|---|
| Banks | 37.46% | 62.48% |
| Finance | 26.27% | 26.24% |
| Capital Markets | 25.12% | 2.15% |
| Financial Technology (Fintech) | 10.99% | 4.53% |
| Insurance | 0.00% | 1.66% |
| Sovereign | 0.00% | 1.07% |
Questions people ask
What is the difference between Helios Financial Services and Sundaram Financial Services Opportunities returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +1.42% vs +3.06%; 3-year CAGR — vs +12.34%; 5-year CAGR — vs +13.06%; 10-year CAGR — vs +14.55%. Past returns do not indicate future returns.
How do Helios Financial Services and Sundaram Financial Services Opportunities compare on risk?
Volatility (36 monthly returns, annualised) 18.46% vs 17.56%; Sharpe ratio 0.07 vs 0.33; Sortino ratio 0.09 vs 0.49; maximum drawdown −17.68% vs −43.22%; beta 1.00 vs 0.97.
How much do Helios Financial Services and Sundaram Financial Services Opportunities overlap?
By weight, 43.2% of the two portfolios is invested in the same companies; 11 stocks are held by both, the largest shared positions being ICICI Bank Limited, HDFC Bank Limited, State Bank of India. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Helios Financial Services and Sundaram Financial Services Opportunities?
Helios Financial Services: large cap 52.0%, mid cap 26.9%, small cap 15.7%. Sundaram Financial Services Opportunities: large cap 58.0%, mid cap 8.4%, small cap 30.7% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.