Sundaram Long Term Tax Advantage Fund Series III vs UTI - Master Equity Plan Unit Scheme
Sundaram Long Term Tax Advantage Fund Series III and UTI - Master Equity Plan Unit Scheme are both ELSS (Tax Saving) funds. As of 4 Nov 2026 (Direct plan, Growth option): 3-year CAGR +9.49% vs +8.21%, 5-year CAGR +13.59% vs +6.49%, volatility 18.86% vs 13.65%, maximum drawdown −50.77% vs −54.56%. Their portfolios overlap by 2.9% (2 stocks held by both).
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Fund house | Sundaram Mutual Fund | UTI Mutual Fund |
| Compared as | ELSS (Tax Saving) | ELSS (Tax Saving) |
| NAV | ₹29.0747 | ₹222.6927 |
| NAV date | 4 Nov 2026 | 4 Nov 2026 |
| Launched (first NAV) | 3 Apr 2018 | 18 Jul 2006 |
| Track record | 8.6 yrs | 20.3 yrs |
| Fund size (AUM) | ₹34 Cr | — |
| Securities held | 41 | 68 |
| Portfolio as of | 30 Sep 2026 | 30 Sep 2026 |
| Fund page | Full record → | Full record → |
Returns
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| 1 month | −4.28% | +5.44% |
| 3 months | −9.52% | −2.12% |
| 6 months | −4.56% | +1.14% |
| 1 year | −0.77% | −4.66% |
| 3 years (CAGR) | +9.49% | +8.21% |
| 5 years (CAGR) | +13.59% | +6.49% |
| 7 years (CAGR) | +20.30% | +10.53% |
| 10 years (CAGR) | — | +9.88% |
| Since launch (CAGR) | +13.22% | +10.43% |
| SIP return (XIRR, 5 years) ⓘ | +11.53% | +6.24% |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| 2026 (year to date) | +1.04% | −6.15% |
| 2025 | +4.08% | +8.50% |
| 2024 | +12.12% | +11.31% |
| 2023 | +50.01% | +21.08% |
| 2022 | +6.13% | +1.24% |
| 2021 | +69.51% | +29.14% |
Risk
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Volatility (annualised) ⓘ | 18.86% | 13.65% |
| Downside volatility ⓘ | 12.12% | 10.31% |
| Sharpe ratio ⓘ | 0.16 | 0.13 |
| Sortino ratio ⓘ | 0.25 | 0.17 |
| Maximum drawdown ⓘ | −50.77% | −54.56% |
| Recovery from that fall | 11 months | 61 months |
| Current fall from peak | −10.40% | −8.44% |
| Rolling 1-year return: worst | −41.25% | −50.15% |
| Rolling 1-year return: median | +12.25% | +9.01% |
| Rolling 1-year return: best | +119.42% | +86.85% |
| Share of 1-year periods with a loss | 23.96% | 24.89% |
Against each fund's benchmark
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Beta ⓘ | 1.07 | 0.85 |
| Alpha (Jensen's, annualised) ⓘ | −0.47% | −2.23% |
| R² ⓘ | 74.93 | 92.28 |
| Upside capture | 102.37% | 79.92% |
| Downside capture | 105.23% | 84.52% |
| Tracking error | 9.72% | 4.51% |
| Information ratio | -0.08 | -0.63 |
| Treynor ratio | 2.69 | 0.98 |
Portfolio
Asset mix
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Equity | 96.80% | 94.07% |
| Cash & equivalents | 3.19% | 5.50% |
| Debt | 0.00% | 0.38% |
Market-cap split (share of fund assets)
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Large Cap | 5.93% | 81.38% |
| Mid Cap | 9.23% | 10.16% |
| Small Cap | 81.49% | 2.23% |
| Unclassified | 0.16% | 0.30% |
Concentration
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Top 10 holdings | 46.31% | 48.58% |
| Effective number of stocks ⓘ | 30.1 | 30.1 |
| Securities held | 41 | 68 |
Portfolio overlap: 2.9%
2 companies are held by both funds; by weight, 2.9% of the two portfolios is the same. That is a low overlap: the two portfolios are largely different.
| Held by both | Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme |
|---|---|---|
| Eternal Limited | 3.94% | 2.82% |
| InterGlobe Aviation Limited | 1.99% | 0.11% |
Top 10 holdings
Sundaram Long Term Tax Advantage Fund Series III
- MTAR Technologies Limited7.41%
- Aster DM Quality Care Limited6.60%
- Ujjivan Small Finance Bank Limited5.38%
- KSB Limited4.70%
- Affle 3i Limited4.28%
- TVS Holdings Ltd.4.13%
- Eternal Limited3.94%
- Rategain Travel Technologies Limited3.69%
- Greenpanel Industries Limited3.10%
- CSB Bank Ltd3.07%
UTI - Master Equity Plan Unit Scheme
- HDFC Bank Limited9.10%
- ICICI Bank Limited8.93%
- Kotak Mahindra Bank Limited5.04%
- Reliance Industries Limited5.03%
- Bharti Airtel Limited4.07%
- Larsen & Toubro Limited4.06%
- Bajaj Finance Limited3.21%
- Infosys Limited3.18%
- Axis Bank Limited3.14%
- Eternal Limited2.82%
Sector exposure
| Sundaram Long Term Tax Advantage Fund Series III | UTI - Master Equity Plan Unit Scheme | |
|---|---|---|
| Banks | 12.62% | 28.40% |
| Finance | 10.46% | 3.83% |
| Industrial Products | 9.92% | 0.77% |
| Electrical Equipment | 8.58% | 0.00% |
| IT - Software | 4.61% | 8.11% |
| Consumer Durables | 7.83% | 2.75% |
| Healthcare Services | 6.60% | 1.33% |
| Automobiles | 1.76% | 5.49% |
| Retailing | 3.94% | 5.43% |
| Petroleum Products | 0.00% | 5.43% |
| Pharmaceuticals & Biotechnology | 5.32% | 2.35% |
| IT - Services | 4.28% | 0.00% |
| Leisure Services | 4.24% | 0.91% |
| Telecom - Services | 0.00% | 4.07% |
Questions people ask
What is the difference between Sundaram Long Term Tax Advantage Fund Series III and UTI - Master Equity Plan Unit Scheme returns?
As of 4 Nov 2026, Direct plan Growth option: 1-year return −0.77% vs −4.66%; 3-year CAGR +9.49% vs +8.21%; 5-year CAGR +13.59% vs +6.49%; 10-year CAGR — vs +9.88%. Past returns do not indicate future returns.
How do Sundaram Long Term Tax Advantage Fund Series III and UTI - Master Equity Plan Unit Scheme compare on risk?
Volatility (36 monthly returns, annualised) 18.86% vs 13.65%; Sharpe ratio 0.16 vs 0.13; Sortino ratio 0.25 vs 0.17; maximum drawdown −50.77% vs −54.56%; beta 1.07 vs 0.85.
How much do Sundaram Long Term Tax Advantage Fund Series III and UTI - Master Equity Plan Unit Scheme overlap?
By weight, 2.9% of the two portfolios is invested in the same companies; 2 stocks are held by both, the largest shared positions being Eternal Limited, InterGlobe Aviation Limited. Based on the portfolios disclosed for Sep 2026 and Sep 2026.
What is the large, mid and small cap split of Sundaram Long Term Tax Advantage Fund Series III and UTI - Master Equity Plan Unit Scheme?
Sundaram Long Term Tax Advantage Fund Series III: large cap 5.9%, mid cap 9.2%, small cap 81.5%. UTI - Master Equity Plan Unit Scheme: large cap 81.4%, mid cap 10.2%, small cap 2.2% (share of the fund's assets, from its latest disclosed portfolio).
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 4 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.