BARODA BNP PARIBAS LIQUID FUND
All plans and options of BARODA BNP PARIBAS LIQUID FUND
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
Everything the NAV says
Computed from 5,849 published NAVs between 8 Feb 2009 and 11 Nov 2026 — 17.8 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| BARODA BNP PARIBAS LIQUID FUND Regular | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Liquid Funds category median · 52 funds | — | — | — | 6.37 | 6.76 | 6.29 | — | 6.03 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is a low-cost index fund that tracks the index, which runs a little below it after the fund's own costs, measured to 11 Nov 2026. The category row is the median Regular plan in Liquid Funds — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 11 Nov 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| BARODA BNP PARIBAS LIQUID FUND Regular | 0.00 | — | — | — | — | -0.25 |
Risk-free rate 6.5%. The benchmark row is a low-cost index fund tracking the index. Beta and alpha need the index as a reference, so the benchmark's own row leaves them blank.
Risk
| Volatility | Downside volatility |
|---|---|
| 0.0% | 1.8% |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -0.3% | — | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 0.3% | 0.0% | -0.2% | 1% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
If you had run a SIP
₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹599,998 today, an XIRR of 0.00% a year.
XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.
What it actually holds
The real portfolio the AMC filed with AMFI, as on 30 Sep 2026. Nothing here is estimated — when a fund has no filing in our store the section simply does not appear. A fund is its holdings; the returns above are only what those holdings did.
Asset allocation
A fund's risk starts here — how much of it is even in the market — before any question of which stocks or which sectors. Cash is not idleness; it is the manager's choice not to be invested, and it shows up as a drag in a rising market and a cushion in a falling one.
Portfolio aggregates
AMFI has not classified this scheme's holdings into large, mid and small cap in the filing we hold, so there is no split to show. The section is left here rather than hidden so it is clear the data is missing, not that the fund holds nothing.
Concentration
| Number of stocks | 84 |
|---|---|
| Top 5 stocks | 18.75% |
| Top 10 stocks | 30.26% |
| Top 20 stocks | 49.41% |
| Largest single holding | 6.78% |
| Largest sector | CRISIL A1+ · 55.82% |
| Number of sectors | 9 |
| Effective stocks | 52.1 |
| Cash & equivalents | 4.04% |
Counting positions overstates diversification. The effective-stocks figure is the honest count: a portfolio can hold seventy names and still have most of its money in twenty.
Sector allocation
Largest holdings
Top 10 are 38.4% of the fund. A high number means a concentrated portfolio — fewer names doing more of the work, for better and for worse.
Disclosed holdings from the AMC's AMFI filing, largest first. A portfolio is filed monthly and shifts between filings — this is the most recent one loaded, not a live book.
What the manager did last month
Between the filing of 31 Aug 2026 and 30 Sep 2026. A position grows for two reasons — the manager bought more, or the price went up — and only the first is a decision. The share count is what separates them, because it moves only when somebody trades.
Cash and equivalents: ₹0.0 cr (was ₹200 cr at the previous filing)
Swipe the table sideways for share counts, price change and values.
| Stock | Shares traded | Change in shares | Change in price | Value of the trade₹ crore | Position now₹ crore |
|---|---|---|---|---|---|
| Sold out ofheld last month, gone this month 2 | |||||
| Clearing Corporation of India Ltd | — | exited | — | 99.6 | — |
| Clearing Corporation of India Ltd | — | exited | — | 50.0 | — |
Only stocks and fund units are listed. Treasury bills, repo and money-market lines roll over every month by design — they are larger in rupees than most equity trades and are not decisions, so they are summarised as cash above rather than listed as activity. Share counts and values are the fund house's own filing. What a position cost when it was first bought is in no monthly disclosure, so a value here is what the shares were worth at the later filing, not what was paid.
One caveat on the share count: a corporate action — a stock split, a bonus issue, a merger, or an ISIN change — also moves the number of shares without the manager trading, and a monthly disclosure does not flag it. A sudden clean multiple (a doubling, a halving) is more likely a split than a decision. Treat a single large, round jump as something to check against the stock's own corporate-action history rather than as the manager buying or selling.
How it compares in its category
Against the Liquid Funds Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| BARODA BNP PARIBAS LIQUID FUND Baroda BNP Paribas Mutual Fund · this scheme | 0.0% | — | — | 0.0% | — | -0.3% |
| Axis Liquid Fund Axis Mutual Fund | 0.0% | — | — | 0.0% | — | -0.2% |
| ITI Liquid Fund ITI Mutual Fund | 0.0% | — | — | 0.0% | — | -0.1% |
| JM Liquid Fund JM Financial Mutual Fund | 0.0% | — | — | 0.0% | — | -0.2% |
| Quant Liquid Fund quant Mutual Fund | -0.7% | — | — | 0.2% | -29.34 | -32.2% |
| Union Liquid Fund Union Mutual Fund | 0.0% | — | — | 0.0% | — | -3.3% |
Alpha and beta are against the category index. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
What a Liquid Funds scheme is
Debt maturing within 91 days.
The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
Who it suits. Emergency money and anything needed within weeks.
How long money should stay. Days to 3 months.
Questions people ask
What is the NAV of BARODA BNP PARIBAS LIQUID FUND — Regular Plan — Daily IDCW Option?
₹1,001.1996 as on 11 Nov 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of BARODA BNP PARIBAS LIQUID FUND?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance every year, so it compounds. As an illustration, not a forecast: ₹1,00,000 invested for ten years at 12% a year ends at about ₹3.11 lakh, but at 10.5% — a 1.5 percentage-point gap and nothing else changed — it ends at about ₹2.71 lakh, roughly ₹40,000 less. The longer you hold, the wider the gap. Direct is the same fund without the commission.
What does the Daily IDCW Option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
Debt maturing within 91 days. The place money waits. Redemption reaches the bank in one working day, and a small instant-redemption limit is usually available. Not a savings account, and not guaranteed — but as close as a fund gets.
How long should money stay in it?
Typically Days to 3 months. Emergency money and anything needed within weeks.