Kotak Focused Fund
All plans and options of Kotak Focused Fund
| Scheme (as filed with AMFI) | Plan | Option | NAV | AMFI code |
|---|---|---|---|---|
| Kotak Focused Fund — Direct Plan — Growth option | Direct | Growth option | ₹31.7940 12 Nov 2026 | 147473 |
| Kotak Focused Fund — Direct Plan — Income Distribution cum capital withdrawal option | Direct | Income Distribution cum capital withdrawal option | ₹31.7950 12 Nov 2026 | 147475 |
| Kotak Focused Fund — Regular Plan — Growth Option | Regular | Growth Option | ₹28.4270 12 Nov 2026 | 147477 |
| Kotak Focused Fund — Regular Plan — Income Distribution cum capital withdrawal option | Regular | Income Distribution cum capital withdrawal option | ₹28.4270 12 Nov 2026 | 147472 |
Direct–Growth is the plan and option we treat as this fund's main page, so search engines are pointed there. Everything below is this filing's own data.
Fund basics
Everything the NAV says
Computed from 1,799 published NAVs between 23 Jul 2019 and 12 Nov 2026 — 7.3 years of history. Nothing here is an estimate; it is arithmetic on what the fund actually printed.
How it has moved
Return over time (%)
| Fund name | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Since launch |
|---|---|---|---|---|---|---|---|---|---|
| Kotak Focused Fund Regular | 9.31 | 1.44 | 10.04 | 6.70 | 15.58 | 10.63 | 14.97 | — | 15.34 |
| NIFTY 500 TRI benchmark | -6.32 | -5.77 | 5.05 | -3.80 | 9.14 | 8.89 | 14.25 | 12.66 | 14.26 |
| Focused category median · 32 funds | — | — | — | 3.20 | 13.15 | 10.59 | — | 13.33 | — |
Anything over a year is annualised (CAGR); shorter windows are absolute. The benchmark row is the index's own Total Return Index, as published by NSE, measured to 12 Nov 2026. The category row is the median Regular plan in Focused — the middle fund, not a ranking, and a median rather than an average so that one mis-stated scheme cannot move it. As on 12 Nov 2026.
Risk measures
| Fund name | Volatility | Sharpe | Sortino | Beta | Alpha | Max fall |
|---|---|---|---|---|---|---|
| Kotak Focused Fund Regular | 15.66 | 0.58 | 0.86 | 0.95 | 2.41 | -36.51 |
| NIFTY 500 TRI benchmark | 15.66 | 0.17 | 0.25 | — | — | -38.11 |
Risk-free rate 6.5%. The benchmark row is the index's NSE Total Return Index. Beta and alpha need the index as a reference, so the benchmark's own row leaves them blank.
Risk
| Volatility | Downside volatility | Sharpe | Sortino |
|---|---|---|---|
| 15.7% | 10.6% | 0.58 | 0.86 |
Risk-free rate 6.5%, roughly the 10-year government bond.
The worst it has been
| Deepest fall | Time to recover | Today, from its peak |
|---|---|---|
| -36.5% | 8 months | At a high |
A drawdown is the fall from a previous high to the low that followed it. It is the number that decides whether somebody stays invested — a fund can have an excellent ten-year return and still have been unbearable to hold in year four.
Every one-year period it has lived through
| Best year | Median year | Worst year | Losing years |
|---|---|---|---|
| 89.5% | 11.9% | -6.1% | 9% |
Rolling returns ask a fairer question than a single five-year figure: not "what did it do from this one start date", but "what happened across every start date". A fund whose worst year is −45% is a different proposition from one whose worst is −8%, even if the averages match.
Calendar years
If you had run a SIP
₹10,000 every month for five years — ₹600,000 invested in all — would be worth ₹837,301 today, an XIRR of 13.30% a year.
XIRR, not CAGR. A SIP's money arrives over sixty months, so most of it has been invested for far less than five years — which is why this figure normally sits below the five-year CAGR above in a rising market, and above it in a falling one. It is the return the investor got, not the return the fund got.
How it compares in its category
Against the Focused Regular schemes with the highest three-year return. Same category, same plan — the only comparison that means anything. The list re-sorts itself as returns move; it is an ordering by one number, not a view on which fund anyone should hold.
| Scheme | Return | Alpha | Beta | Volatility | Sharpe | Max fall |
|---|---|---|---|---|---|---|
| Kotak Focused Fund Kotak Mahindra Mutual Fund · this scheme | 15.6% | 2.4% | 0.95 | 15.7% | 0.58 | -36.5% |
| Invesco India Focused Fund Invesco Mutual Fund | 21.4% | 8.7% | 1.04 | 18.0% | 0.83 | -23.0% |
| ICICI Prudential Focused Fund ICICI Prudential Mutual Fund | 18.0% | 4.8% | 0.95 | 15.7% | 0.73 | -35.2% |
| HDFC Focused Fund HDFC Mutual Fund | 16.3% | 4.2% | 0.80 | 13.5% | 0.73 | -64.2% |
| SBI FOCUSED FUND SBI Mutual Fund | 15.9% | 4.1% | 0.82 | 14.4% | 0.66 | -78.4% |
| Bandhan Focused Fund Bandhan Mutual Fund | 16.0% | 3.0% | 0.95 | 17.2% | 0.55 | -39.2% |
| Kotak Focused Fund Kotak Mahindra Mutual Fund | 15.6% | 2.4% | 0.95 | 15.7% | 0.58 | -36.5% |
| ITI Focused Fund ITI Mutual Fund | 14.6% | 3.2% | 1.03 | 16.6% | 0.49 | -19.0% |
| HSBC Focused Fund HSBC Mutual Fund | 14.5% | 2.0% | 1.02 | 17.3% | 0.46 | -21.8% |
Alpha and beta are against NIFTY 500 TRI. Max fall is the deepest peak-to-trough drop in each fund's own history, so a longer-running fund has had more chances to record a bad one. Click a column to sort. This is a sort, not a ranking, and nothing here is a recommendation.
Compare Kotak Focused Fund side by side
Returns, risk ratios, portfolio overlap, sectors and market-cap split against each of the other 27 Focused funds.
- vs 360 One Focused
- vs Aditya Birla Sun Life Focused
- vs Axis Focused
- vs Bandhan Focused
- vs Baroda Bnp Paribas Focused
- vs Canara Robeco Focused
- vs Dsp Focused
- vs Edelweiss Focused
- vs Franklin India Focused Equity
- vs Hdfc Focused
- vs Hsbc Focused
- vs Icici Prudential Focused
- vs Invesco India Focused
- vs Iti Focused
- vs Jm Focused
- vs Lic Mf Focused
- vs Mahindra Manulife Focused
- vs Mirae Asset Focused
- vs Motilal Oswal Focused
- vs Nippon India Focused
- vs Old Bridge Focused
- vs Quant Focused
- vs Sbi Focused
- vs Sundaram Focused Fund Formerly Known As Principal Focused Multicap
- vs Tata Focused
- vs Union Focused
- vs Uti Focused Fund 30 Stocks
What a Focused scheme is
A maximum of 30 stocks, at least 65% in equity.
Concentration by design. Every holding matters, so the fund rises and falls on a handful of decisions — which means the gap between a good and a bad focused fund is far wider than in a diversified one.
Who it suits. Investors who want a manager's highest-conviction ideas and can accept being wrong in a concentrated way.
How long money should stay. 7 years or more.
Questions people ask
What is the NAV of Kotak Focused Fund — Regular Plan — Income Distribution cum capital withdrawal option?
₹28.4270 as on 12 Nov 2026, from AMFI's daily NAV file. NAV is declared once each business day after markets close, so the figure here is the most recent one published.
What is the difference between the Direct and Regular plan of Kotak Focused Fund?
They hold the identical portfolio, run by the same manager. A Regular plan pays a distributor commission out of the fund, inside its expense ratio — commonly 0.5% to 1.2% a year more than Direct. That difference is charged on the whole balance every year, so it compounds. As an illustration, not a forecast: ₹1,00,000 invested for ten years at 12% a year ends at about ₹3.11 lakh, but at 10.5% — a 1.5 percentage-point gap and nothing else changed — it ends at about ₹2.71 lakh, roughly ₹40,000 less. The longer you hold, the wider the gap. Direct is the same fund without the commission.
What does the Income Distribution cum capital withdrawal option option mean?
An IDCW option pays part of the fund's gains out to you, and the NAV falls by exactly what it pays. It is not extra return — it is your own money returned, taxed at your slab rate. That also means a return computed from NAV alone understates an IDCW scheme, which is why no CAGR is shown here for it.
What kind of scheme is this?
A maximum of 30 stocks, at least 65% in equity. Concentration by design. Every holding matters, so the fund rises and falls on a handful of decisions — which means the gap between a good and a bad focused fund is far wider than in a diversified one.
How long should money stay in it?
Typically 7 years or more. Investors who want a manager's highest-conviction ideas and can accept being wrong in a concentrated way.