Helios Financial Services Fund vs UTI Financial Services Debt Fund
Helios Financial Services Fund and UTI Financial Services Debt Fund are both Banking & Financial Services Funds. As of 6 Nov 2026 (Direct plan, Growth option): 3-year CAGR — vs —, 5-year CAGR — vs —, volatility 18.46% vs —, maximum drawdown −17.68% vs —.
Showing the Direct plan, Growth option. Portfolio, sector and market-cap figures are the same for every plan and option of a fund.
Key facts
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Fund house | Helios Mutual Fund | UTI Mutual Fund |
| Compared as | Banking & Financial Services Funds | Banking & Financial Services Funds |
| NAV | ₹12.1600 | — |
| NAV date | 6 Nov 2026 | — |
| Launched (first NAV) | 25 Jun 2024 | — |
| Track record | 2.4 yrs | — |
| Fund size (AUM) | ₹196 Cr | — |
| Securities held | 30 | — |
| Portfolio as of | 30 Sep 2026 | Not disclosed yet |
| Fund page | Full record → | Full record → |
Returns
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| 1 month | +6.02% | — |
| 3 months | +2.10% | — |
| 6 months | +3.75% | — |
| 1 year | +1.42% | — |
| 3 years (CAGR) | — | — |
| 5 years (CAGR) | — | — |
| 7 years (CAGR) | — | — |
| 10 years (CAGR) | — | — |
| Since launch (CAGR) | +7.71% | — |
| SIP return (XIRR, 5 years) ⓘ | — | — |
Up to one year: absolute return. Beyond one year: CAGR. Computed from each fund's own NAV history (AMFI), measured to the latest NAV.
Calendar-year returns
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| 2026 (year to date) | −0.57% | — |
| 2025 | +12.51% | — |
Risk
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Volatility (annualised) ⓘ | 18.46% | — |
| Downside volatility ⓘ | 12.87% | — |
| Sharpe ratio ⓘ | 0.07 | — |
| Sortino ratio ⓘ | 0.09 | — |
| Maximum drawdown ⓘ | −17.68% | — |
| Recovery from that fall | — | — |
| Current fall from peak | −1.86% | — |
| Rolling 1-year return: worst | −10.97% | — |
| Rolling 1-year return: median | +7.40% | — |
| Rolling 1-year return: best | +23.63% | — |
| Share of 1-year periods with a loss | 16.27% | — |
Against each fund's benchmark
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Beta ⓘ | 1.00 | — |
| Alpha (Jensen's, annualised) ⓘ | +3.98% | — |
| R² ⓘ | 80.80 | — |
| Upside capture | 121.79% | — |
| Downside capture | 102.28% | — |
| Tracking error | 7.71% | — |
| Information ratio | 0.48 | — |
| Treynor ratio | -3.20 | — |
Portfolio
UTI Financial Services Debt Fund has no usable portfolio disclosure on file yet, so portfolio comparisons are shown only where available.
Asset mix
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Equity | 99.84% | — |
| Cash & equivalents | 0.16% | — |
Market-cap split (share of fund assets)
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Large Cap | 51.99% | — |
| Mid Cap | 26.86% | — |
| Small Cap | 15.66% | — |
| Unclassified | 5.33% | — |
Concentration
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Top 10 holdings | 66.20% | — |
| Effective number of stocks ⓘ | 16.5 | — |
| Securities held | 30 | — |
Top 10 holdings
Helios Financial Services
- ICICI Bank Limited13.11%
- HDFC Bank Limited11.50%
- One 97 Communications Limited8.40%
- Bajaj Finance Limited7.18%
- State Bank of India6.17%
- SBI Funds Management Limited4.58%
- Motilal Oswal Financial Services Ltd.4.30%
- Shriram Finance Limited3.98%
- Multi Commodity Exchange of India Limited3.58%
- PNB Housing Finance Limited3.40%
UTI Financial Services Debt
Not disclosed yet.
Sector exposure
| Helios Financial Services | UTI Financial Services Debt | |
|---|---|---|
| Banks | 37.46% | — |
| Finance | 26.27% | — |
| Capital Markets | 25.12% | — |
| Financial Technology (Fintech) | 10.99% | — |
Questions people ask
What is the difference between Helios Financial Services and UTI Financial Services Debt returns?
As of 6 Nov 2026, Direct plan Growth option: 1-year return +1.42% vs —; 3-year CAGR — vs —; 5-year CAGR — vs —; 10-year CAGR — vs —. Past returns do not indicate future returns.
How do Helios Financial Services and UTI Financial Services Debt compare on risk?
Volatility (36 monthly returns, annualised) 18.46% vs —; Sharpe ratio 0.07 vs —; Sortino ratio 0.09 vs —; maximum drawdown −17.68% vs —; beta 1.00 vs —.
Is this a recommendation to choose one of these funds?
No. This page places the published figures of both funds side by side. It does not rank, rate or recommend either fund; which one suits an investor depends on their goals, horizon and risk tolerance.
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Sources: NAV from AMFI; returns, risk and ratios computed by MF Analyser from each fund's NAV history (risk on 36 monthly returns, risk-free rate 6.5%); benchmark ratios against each fund's benchmark total-return index; portfolios from each fund house's monthly disclosure. Returns and ratios as of 6 Nov 2026. IDCW options show no return or risk figures because payouts reduce the NAV and AMFI's file carries no payout history to add back. This page compares published figures only — it does not rank, rate or recommend either fund. Past performance does not indicate future returns; mutual fund investments are subject to market risks.